While we may not all share the same political ideology, we all do have one thing in common: every day we get up, leave home and head to our respective enterprises. That is how we survive and hopefully prosper.
It is people who have decided not to buy coverage -- but who nevertheless get sick or injured and seek medical care when they do, even if they don't have the money to pay for it -- that make health insurance so expensive for the rest of us.
The elements seem to be in place for a better 2012 economy. Why? Banks are lending again, and it was tight bank credit after bursting of the housing bubble that basically stopped businesses from growing.
The insurance industry last month brought the Health Benefits Coalition out of storage. It is now the Essential Health Benefits Coalition, and its goal is to allow insurers and employers to continue selling policies that are swelling the ranks of the underinsured.