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Accounting Basics: 4 Financial Ratios You Need to Know

John Rampton | Posted 01.23.2017 | Business
John Rampton

Banks and investors will typically use financial ratios to measure the performance of your business. They may also be used to gain insight on a compan...

Fintech Payments: 5 Ways to Get Paid Without PayPal

John Rampton | Posted 12.22.2016 | Business
John Rampton

When I first started as a freelancer online, pretty much the only way to get paid was with PayPal. I loved accepting PayPal because it allowed me to ...

A Merchant's Breakdown of Credit Card Processing Fees

John Rampton | Posted 12.19.2016 | Business
John Rampton

Credit cards are here to stay; the modern customer craves the convenience of paying with credit cards - even for B2B payments. There are many benefits...

Top 5 Payment Processing Challenges for Small Businesses

John Rampton | Posted 12.15.2016 | Business
John Rampton

Making money is supposed to be enjoyable, but actually collecting that money isn't always easy. In fact, the payment processing landscape can be confu...

7 Effective Ways Business Owners Can Get Paid Online

John Rampton | Posted 10.13.2016 | Business
John Rampton

It's no secret that we live in an interconnected world where sending and receiving payments can occur with just a click of a button. For business owners, that's welcome news since this makes it more convenient for you to get paid online, as well as increasing your cash flow since payments happen in real-time.

5 Ways to Pay Employees with a Mobile Digital Wallet

John Rampton | Posted 10.12.2016 | Business
John Rampton

Thankfully, there are more than enough ways for me to receive and send funds digitally and remotely. Not only are these ways more convenient, they're also faster, cheaper, and better for the environment as opposed to writing out checks every week.

Recurring Payments: Guaranteed Cash Flow for Your Business

John Rampton | Posted 10.06.2016 | Business
John Rampton

Recurring payments is one of the best ways to maintain a steady stream of revenue. However, the average person is quite reluctant to opt into recurring payment cycles. That being said, it's imperative that you create a billing cycle that not only attracts new customers but also retains your current ones.

Mobile Payments and Your Start-up

John Rampton | Posted 10.05.2016 | Business
John Rampton

If you're the new start-up on the block, you want to take advantage of the latest and greatest technology available. Mobile payments have paved the wa...

9 Tips to Leverage Online Global Payments for More Business

John Rampton | Posted 09.29.2016 | Business
John Rampton

The global payments landscape is rapidly evolving and growing thanks to the world becoming more and more composed of "global citizens." For example, a...

The Evolution of the Bank Account

Nikolai Kuznetsov | Posted 09.01.2016 | Business
Nikolai Kuznetsov

Recent innovations in software, encryption, and networking technology have changed the way people work, how they communicate, and the expectations they have about how services are delivered. One area of technology-driven change which is about to break out of niche markets and into the mainstream is digital payments.

The Unicorn under the Radar: YapStone Processes $15 Billion in Electronic Payment Volume

Danielle Sabrina | Posted 07.13.2016 | Business
Danielle Sabrina

While investors are starting to talk about a tech bubble burst, it seems that fintech is gaining momentum as more dollars flow into the industry. U.S....

The Future of Payment Transactions and the Unprepared

Daniel Burrus | Posted 06.23.2016 | Business
Daniel Burrus

Organizations have finally realized that the key to success in this digital world is to evolve continuously in order to remain competitive and relevan...

5 Tips to Help with Late-Paying Customers

Sabrina Parsons | Posted 06.23.2016 | Business
Sabrina Parsons

When it comes to customers and late payments, it can be like walking on a tightrope; it may be a delicate situation to conquer, and one wrong step might make the issue worse. After all, they are still your customers. However, lacking that source of valuable cash can create a major cash flow problem, which can have spiral effects to every part of your business.

Starbucks Cards Hold So Much Money The Company Could Be A Mid-Sized Bank

The Huffington Post | Shane Ferro | Posted 06.16.2016 | Technology

Starbucks is holding on to more than a billion dollars of customer money that hasn't been spent on drinks or desserts or overpriced coffee paraphernal...

How Social Actions Will Transform The Global Economy

Re-Give | Posted 06.07.2016 | Technology

UNDISCOVERED How Social Actions Will Transform The Global Economy Social Actions engender beneficial outcomes for society and the environment, from ...

Why More U.S. Retailers Have Yet to Upgrade for EMV

John Rampton | Posted 05.27.2016 | Business
John Rampton

According to CardHub, 42 percent of retailers have yet to upgrade their terminals.

Dealing with Impossible Clients: What to Do When a Client Tries to Nibble to Get More for Less

Gini Graham Scott | Posted 05.26.2016 | Business
Gini Graham Scott

What should you do if you think you have wrapped up a deal with a client for a certain amount, but then the client asks for a series of extras - usually over a period of time rather than all at once?

Is Your New Credit Card Holding Up the Checkout Line?

Robin Raskin | Posted 05.09.2016 | Technology
Robin Raskin

Usually newer tech means faster tech but that's not the case with EMV. Chip based cards are actually slower than mag based cards because there's a lot more data being transferred back and forth compared to the swipe. Your card, the POS system and your card issuer are having a high tech chat that includes encryption and randomizing your data. More secure, yes. More time consuming? That too.

Harnessing the Power of Blockchain

Carlos M. Gutierrez, Jr. | Posted 05.02.2016 | Technology
Carlos M. Gutierrez, Jr.

Since becoming a worldwide phenomenon in 2008, Bitcoin and digital currency have remained at the forefront of ever-evolving changes in the payments in...

How to Teach Your Children About Starting a Business

John Rampton | Posted 03.26.2017 | Business
John Rampton

Just the other day, my adorable kid neighbors across the street put out a lemonade stand. I thought it was cute, but another part of me wondered how I could improve upon the lemonade stand idea when it came to my own kids.

How I Learned to Stop Worrying and Love Mobile Payments

John Rampton | Posted 03.12.2017 | Business
John Rampton

Why haven't consumers fully welcomed mobile payments yet? If consumers are like me, it's most likely because they have several concerns surrounding mobile payments.

How to Fix Cash Flow Issues as a Small Business Owner

John Rampton | Posted 03.09.2017 | Business
John Rampton

Cash flow issues can be stressful as a small business owner. Sometimes you can send invoices to your heart's content but that doesn't always mean that...

How Mobile Payments Will Take Over All Payments

John Rampton | Posted 03.05.2017 | Business
John Rampton

Mobile payments are bound to become the next big thing. They'll not only become the prefered way to shop, mobile payments will also impact everyone fr...

Your Ultimate Payment Gateway Comparison Guide

Allen Burt | Posted 02.26.2017 | Business
Allen Burt

Did you know that 50 percent of online shoppers would cancel their purchase if their preferred method of payment wasn't available?

Why Venmo, And Every App Like It, Is So Annoying To Use

The Huffington Post | Shane Ferro | Posted 02.18.2016 | Business

It shouldn’t be so difficult to pay people over the Internet. In a world where you can order any conceivable product, video-chat people in other hem...