If you have something to say...
Say it on the Huffington Post
If you have something to say...
Say it on the Huffington Post
Why should middle-class students pay more for loans than is absolutely necessary, all the while padding the government's coffers and enabling state universities to build facilities that the students will only get to use for four years?
Some employers offer a Roth option for your 401(k) or other type of retirement account. Even if it's not offered through your employer, anyone can open a Roth IRA at a brokerage house.
With this year's home buying season off to a strong start, due in large part to tight inventories and low interest rates, many prospective homebuyers may find securing financing an obstacle. Here are some tips on how to secure financing to help make the mortgage process easier.
While borrowing from your 401(k) may seem like a quick cash fix, it's almost never a good idea. Here's why.
Colleges should devote more time to teaching economics and elementary finance to their students. Armed with some basics, these well-meaning students would be able to make a much bigger impact on our world.
When the Love Boat morphs into the Titanic and you are flailing in the icy waters of the North Atlantic, the banks are not rescuers, they're sharks..
When you begin to see that good feeling is part of your essential nature and not something that can ever be truly impacted by how much or how little you have, the game of money becomes considerably easier to play.
Some myths persist even when people ought to know they aren't true. These falsehoods can be fun, unless they are about money -- in which case they can do a great deal of harm. Here are four financial "facts" you should always take with a grain of salt.
This woman didn't earn the family's income or even oversee much of the bill payment. Yet for three years she took charge: Unbeknownst to her husband, Anne set up a savings account and had the bank send the statements to a trusted friend.
Some call it the Student Loan Bubble -- I call it crazy. And what better time to discuss student debt insanity than now, as countless soon-to-be graduates prepare to slip on their caps and gowns?
Individuals pay hundreds of millions of dollars into life insurance every year, yet four out of 10 seniors lapse or surrender their policies before they receive any payout.
Students are ready and willing to learn. We, as parents and educators, and even policy makers and financial institutions, need to step up to help them succeed.
With the rise in technology and the changing nature of how people shop for financial products, has your local bank branch become irrelevant?
It might seem obvious that improving your finances includes saving for retirement, but it's important to think of your financial plan in a broader way. It's also about putting protections in place.
For months the real estate industry has been complaining about a shortage of homes to sell, an inventory which is too small. Raise down payment requirements and the inventory problem will vanish while home prices will fall. Why? Because there will be fewer buyers in the market looking for homes.
My mother, like many mothers, was amazing. But she is also the reason I am a multimillionaire. It turns out that I'm not alone in this.
