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Personal Finance

Welcome to the Real World: Personal Finance Tips for New Grads

Carrie Schwab-Pomerantz, CFP | Posted 06.30.2015 | College
Carrie Schwab-Pomerantz, CFP

The unfortunate reality is that most young adults have received little instruction about personal finance at the moment they need it most: when entering the workforce and starting "real life."

5 Best and Worst Things to Buy Generic

GOBankingRates | Posted 06.30.2015 | Business
GOBankingRates

With so many generic options out there these days, it's often tempting to just buy the cheaper products and save your money for something else. But "cheaper" doesn't always mean better.

23 Reasons Why You Will Always Feel Poor

GOBankingRates | Posted 06.24.2015 | Business
GOBankingRates

Many Americans are clearly not experts at managing their own finances and end up broke month after month. The cycle of overspending leaves them poor, even if their income means they are considered well above the poverty line.

How to Use Credit Card Rewards for Savings

Kari Luckett | Posted 06.24.2015 | Business
Kari Luckett

Americans are fortunate enough to enjoy a robust market for credit cards. The industry is so competitive that card issuers regularly offer customers rewards for their spending in the form of valuable points, miles, or cash back.

Use Credit Monitoring to Catch Errors Faster

CompareCards | Posted 06.26.2015 | Money
CompareCards

Credit monitoring gets a lot of media attention these days. Between constant TV and Internet ads for monitoring services, coverage of security hacks and identity theft; the need for more vigilant monitoring is growing.

7 Odd Jobs Suze Orman Had Before 'The Suze Orman Show'

GOBankingRates | Posted 06.23.2015 | Business
GOBankingRates

She might not have always been an expert on managing money, but Orman has worked hard to prove herself as a financial expert that people really trust.

Homeowners Can Spend Over $9K A Year In Hidden Costs

Credit.com | Posted 06.23.2015 | HuffPost Home
Credit.com

Buying a home is so much more than finding the perfect place, applying for a home loan and budgeting for a monthly mortgage payment -- it's thousands of dollars more than many homeowners expect.

'How I Got Out Of $63,000 Of Credit Card Debt'

Credit.com | Posted 06.23.2015 | Money
Credit.com

Sleepless nights. A knot in the pit of the stomach. A gnawing sense of unease. Charles Phelan was familiar with the physical and emotional toll of debt. But usually it was his clients who were experiencing those symptoms. This time, it was his turn.

Estate Planning And The Single Girl

Ann Margaret Carrozza | Posted 06.22.2015 | Women
Ann Margaret Carrozza

Women need to plan for their long-term care and estate planning needs as if they will, one day, be single.

Retirement: How To Know Whether To Spend Now Or Save For Later

Carrie Schwab-Pomerantz, CFP | Posted 06.22.2015 | Money
Carrie Schwab-Pomerantz, CFP

To me, it's all about balance. There's no boiler plate solution; it depends on your personal situation. With some planning, I believe you and your wife can enjoy this time in your life without jeopardizing your future.

11 Common Money Mistakes People Make in Their 40s

GOBankingRates | Posted 06.23.2015 | Business
GOBankingRates

Though you might feel settled, becoming complacent could impact your financial well-being. Don't fall prey to these common money mistakes that people often make in their 40s.

5 Investing Fees Beginners Forget About

GOBankingRates | Posted 06.22.2015 | Business
GOBankingRates

As a new investor, you are probably keen on making money when allocating your funds in an investment account, like a mutual fund, 401(k) or directly in the stock market. However, what is often forgotten is that, like any other financial service, there are likely fees to contend with at every corner.

15 Ways To Retire Early

GOBankingRates | Posted 06.22.2015 | Business
GOBankingRates

Retiring early -- or leaving the work force for the golf course, if you like -- might sound like an unattainable goal. That's especially true if you look at the challenge from a pure cash paradigm. But there are many ways to make it, so long as you take numerous approaches into account.

How I Managed to Save Money While Earning Minimum Wage

GOBankingRates | Posted 06.22.2015 | Business
GOBankingRates

For those trying to save on a low income, the savings tips they can actually apply are few and far between. It can be difficult to find examples of low-income saving success and get ideas on how to start saving in a meaningful way when your paychecks are puny to begin with.

5 Truths To Help You Survive Midlife

Elaine Ambrose | Posted 06.20.2015 | Fifty
Elaine Ambrose

Some of you have been around the block enough times to know where to avoid the mud and dog poop or when to stop and smell the roses. Others, however, refuse to try a better path so they continue to trip over the same obstacles.

7 of the Worst Credit Card Mistakes You Could Make

Kari Luckett | Posted 06.18.2015 | Business
Kari Luckett

It's no secret that having a good credit score is essential to a healthy financial future. So why do so many people still struggle to reach a FICO Score of 740 or higher? One theory is that many individuals are making the same habitual mistakes and don't even realize that they're actively jeopardizing their credit score.

4 Habits Of Consumers With Poor Credit Scores

CompareCards | Posted 06.18.2015 | Money
CompareCards

Consumers with less than average credit, or poor credit, have difficulty acquiring the necessities that lead to comfortable living. Obtaining an excellent credit score can be extremely difficult, especially if consumers with poor credit don't know what they're doing wrong.

Top 5 Money Moves To Make After Graduation

Brianna McGurran | Posted 06.16.2015 | Money
Brianna McGurran

As "Pomp and Circumstance" plays on graduation day, you'll probably reflect on how much you learned in the classroom and the successful career college has prepared you for. But chances are your school didn't include real-world financial tips for new grads as part of its curriculum.

3 Finances Millennials Can't Ignore

Casey Cavanagh | Posted 06.18.2015 | Business
Casey Cavanagh

As Millennials, we know being financially-savvy and strategic is important. But there's a difference between knowing you need to deal with finances, and actually doing it. Often the problem isn't so much as not being able to, but rather not understanding how to.

The Heart of our Financial Decisions

Kelsey Clark | Posted 06.16.2015 | Money
Kelsey Clark

I have a confession to make: I lead an egregiously irresponsible life. And I'm not talking about my inability to show up for work on time or my borderline inappropriate twist on "business casual."

Tips For Young Adults Selecting, Building, And Using Credit

Steve Min | Posted 06.16.2015 | Money
Steve Min

Would you rather pay $262 per month or $380 for the exact same thing? Establishing a strong credit profile will help you save money over your lifetime, especially on big ticket purchases: cars and homes.

37 Ways Dads Can Make and Save More Money

GOBankingRates | Posted 06.16.2015 | Business
GOBankingRates

Dads have a lot of demands on their resources, and it can feel like their money is stretched the thinnest. That's where some been-there, done-that advice from experts can help dads figure out how to prioritize their finances so that their money is going to what matters most.

Suddenly Alone -- Where Can You Turn for Help?

Carrie Schwab-Pomerantz, CFP | Posted 06.17.2015 | Money
Carrie Schwab-Pomerantz, CFP

When you experience the death of a loved one, everything else pales in significance. You still need to deal with the practical and financial issues in life, but those can be a lot more difficult when facing them alone.

Making Time For What Matters: Your Future Wealth

Frank Trotter | Posted 06.15.2015 | Money
Frank Trotter

Ultimately short on time and limited in outside investment knowledge and resources, High Net Workers and other busy Americans may be overlooking both investment and personal wealth management opportunities that would allow their portfolios to attain the same kind of success they've experienced in their careers.

Financial Wellness And Millennials: Hard Times Yield Important Lessons

Kent E. Allison | Posted 06.13.2015 | Money
Kent E. Allison

We all know by now that millennials are different. Not different in a bad way, just different. So it is no surprise that when it comes to managing their personal finances, millennials are taking a different path than the generations before them.