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How the Personal Finance Experts Are Saving Money on Labor Day Celebrations

SmartAsset.com | Posted 08.28.2015 | HuffPost Home
SmartAsset.com

The last hurrah before summer comes to an end, Labor Day weekend can take a bite out of your budget. If paying bills and saving for retirement has left you low on cash, we feel you. Here's how some of us are saving this Labor Day weekend.

The Importance of Financial Literacy

Shazir Mucklai | Posted 08.27.2015 | College
Shazir Mucklai

Financial literacy and security is what every millennial needs to learn about. These days, millennials are having quite a difficult time surviving due to the nature of the times we live in.

Bare Bones Financial Playbook

Jonathan K. DeYoe | Posted 08.26.2015 | Business
Jonathan K. DeYoe

Even arm chair quarterbacks can draft a plan that will get them over the goal line if they utilize three key pages in the financial playbook: a personal income statement, a balance sheet, and a risk matrix.

Stop Caring About Your Credit and Start Caring About Your Financial Health

Kevin Yu | Posted 08.25.2015 | Money
Kevin Yu

As I regularly scour the web on a bunch of personal finance blogs, I come across way too many "how to improve your credit" types of articles. When you have good financial habits, your credit score will improve. Good financial habits will guarantee a good credit score.

30 Fast Tips For A More Frugal Life

GOBankingRates | Posted 08.24.2015 | Money
GOBankingRates

For money-minded people, frugality can be more than a smart idea -- it can be a way of life. Whatever your financial goals, being more frugal can help you save the money to accomplish them.

7 Times Being Lazy Costs You Money

GOBankingRates | Posted 08.21.2015 | Business
GOBankingRates

There's nothing wrong with a little laziness. After all, someone has to make the overachievers of the world look good. When your lazy tendencies begin to have a negative impact on your finances, however, it's time to change your behavior.

Here's What Social Security Will Look Like by the Time Millennials Retire

GOBankingRates | Posted 08.21.2015 | Money
GOBankingRates

Since millennials don't know how much government support they will have during retirement, they need to start saving now. Here are a few good retirement savings tips: Pay off all debt first to avoid accruing interest and put money into an IRA automatically.

Filing for Ex-Spouse Social Security Benefits: Does Your Ex Have to Be Involved?

Carrie Schwab-Pomerantz, CFP | Posted 08.21.2015 | Divorce
Carrie Schwab-Pomerantz, CFP

Unfortunately, if you aren't in touch with your ex and don't know his PIA, you won't know exactly what your spousal benefit will be until you file. The Social Security Administration (SSA) can't tell you anything in advance.

11 Up-and-Coming U.S. Housing Markets

GOBankingRates | Posted 08.20.2015 | Business
GOBankingRates

GOBankingRates reviewed housing and lifestyle-related data -- including housing affordability, job growth, home sales, and emerging real estate trends -- to identify the top 11 up-and-coming housing markets for U.S. home buyers.

A Simple Way to Save $1000? Make Coffee at Home

Food52 | Posted 08.19.2015 | Taste
Food52

Think about it: If I bought that same latte every day for a year, it'd cost me $1,642.50. That's the kind of money I could use to start a college savings fund. It's real money, not random pennies under a pleather cushion in a rec room.

7 Times Being Lazy Costs You Money

Casey Bond | Posted 08.18.2015 | Money
Casey Bond

There's nothing wrong with a little laziness. After all, someone has to make the overachievers of the world look good. When your lazy tendencies begin to have a negative impact on your finances, however, it's time to change your behavior.

Should Young Drivers Stay On Their Parents' Auto Policy or Get Their Own?

Laura Adams | Posted 08.18.2015 | Money
Laura Adams

There comes a time in most young drivers' lives when they have to ask themselves an important question: Should I get my own car insurance policy or add myself to the one my parents already have? A new study suggests the latter option is the way to go.

9 Money Habits to Master Before Your 30's

GOBankingRates | Posted 08.18.2015 | Business
GOBankingRates

With rising student loan debt, millennials are struggling to put money away for retirement -- or at all. The key to taking control of your finances, however, is to start young.

7 Ways to Financially Prepare for Travel Abroad

Tami Farrow | Posted 08.18.2015 | Travel
Tami Farrow

You should refresh your memory on your PIN for any cards you bring on your trip. Also, most international ATMs do not accept six-digit PIN numbers. If your card has a six-digit PIN, contact your bank to reset your PIN to four digits.

From Retirement to the End, With Grace and Will Power

Barry N. Koslow, J.D. | Posted 08.18.2015 | Fifty
Barry N. Koslow, J.D.

For some, retirement still evokes images of a rocking chair on the porch. Some relaxation is OK, but the rocker isn't the best long-term answer for mind or body. Today's retirees are choosing active lifestyles. Many hold part-time jobs, pursue hobbies, and fulfill long-deferred dreams.

30 Ways to Avoid Spending Money This Summer

GOBankingRates | Posted 08.17.2015 | Business
GOBankingRates

Summer is the most carefree season but that doesn't mean you have to relax your budget to enjoy it. There are plenty of free things to do this summer that allow you to make the most of warm weather.

How to Save Money With Hashtags

GOBankingRates | Posted 08.18.2015 | Business
GOBankingRates

Retailers and popular brands are using social media to interact with, engage and keep in touch with their most loyal customers. Social media users can leverage this presence to save big on everyday costs.

An Easy Guide to the Perfect Staycation

U.S. News Travel | Posted 08.14.2015 | Travel
U.S. News Travel

When it comes to planning vacations, budget and time are two important factors many families have to consider. That's why many people are opting for a staycation instead because they offer the benefits of a relaxing getaway without the stress (or expense) of traveling far.

Handling Credit Card Debt During and After Divorcen

Beth Cone Kramer | Posted 08.14.2015 | Divorce
Beth Cone Kramer

Whether you're slamming down the credit card to cover the lawyer's fees, first and last month's rent for a new apartment, or the kids' school supplies, credit card debt is easy to rack up.

7 Ways to Travel Like a Millionaire -- on a Budget

GOBankingRates | Posted 08.14.2015 | Business
GOBankingRates

With a little research and planning, a vacation filled with private jets and luxury accommodations doesn't have to be a far-fetched fantasy. If you'd like to vacation like a millionaire without refinancing your mortgage or sabotaging your credit score, try these seven travel tips to add a little grandeur to your next getaway.

Are You a Spendthrift Sagittarius? Here's Some Financial Advice Based on Your Star Sign

Simple. Thrifty. Living. | Posted 08.13.2015 | Business
Simple. Thrifty. Living.

Are you a practical Taurus when it comes to money? Or a tight-fisted Capricorn? Or maybe even a spendthrift Sagittarius? Star signs can be a great indicator of our personalities, but they can also give us insight into how we deal with money.

The Socially Transmitted Disease That Has No Cure: Identity Theft

Adam Levin | Posted 08.14.2015 | Technology
Adam Levin

If you use Facebook, you're making easy work for identity thieves. The same goes for the whole cosmos of social media whether you favor Twitter, Instagram, Reddit, Pinterest, YouTube, LinkedIn, or prefer to Tumblr your thoughts, preferences and predilections to anyone who cares to know what they are.

10 Things You're Paying Too Much For

GOBankingRates | Posted 08.12.2015 | Money
GOBankingRates

our overspending might be making it hard to pay bills, have money for emergencies and save for the future. It could also lead to serious consequences, such as bankruptcy.

New App, Fam-ess, Teaches Kids Financial Responsibility

Craig Newmark | Posted 08.11.2015 | Education
Craig Newmark

75% of American households live paycheck to paycheck and 25% have no savings at all. With our consumer debt hovering at $11.5 Trillion, it is clear th...

This Is What Marriage Equality Looks Like--For Your Finances

Carrie Schwab-Pomerantz, CFP | Posted 08.10.2015 | Money
Carrie Schwab-Pomerantz, CFP

If marriage is on the horizon, congratulations! But before you tie the knot, I highly recommend that you explore the financial implications of marriage as you plan your finances as a couple