Do you skip workouts, phone-in conference calls, or only half listen to your spouse? Most of us are guilty of one or more of these transgressions, periodically. You may not realize it, but these actions may be causing more harm than you realize.
As tempting as it all sounds and even if there are some deals to be had, be careful: the holiday shopping season could mean financial disaster. If you want to play it smart this holiday season, there are seven important things to remember.
It is well known millennials are great at leveraging their personal networks for financial matters from finding a job to finding an apartment. Do not be surprised to see this generation apply this same attitude of open-sharing across other financial services as well.
I'm all for young people starting to invest early for several reasons. First, it's a great way for them to learn about the mechanics of investing. Second, they can learn about the markets -- during both good times and bad -- without too much at stake.
Thanksgiving is the most relaxing holiday we have. Why would anyone want to run around shopping for a crappy sweater or large screen TV? There's enough running around all year-long for kids, work, events and other activities.
So to heck with that bonus check, right? Wrong. You've been given a good opportunity to think about your job, your annual earnings and the financial decisions you're making and might need to make in the future. Here are ways to proceed.
With time rushing by and the end of 2015 in sight, you may be lamenting that you haven't accomplished all that you had planned. But even if you'll have to put off certain things until 2016, you still have time this year to make some smart financial moves.
Our culture values money and possessions -- almost to the extreme. This fosters a 'keeping up with the Joneses' (or Kardashians) kind of mentality. People want to be rich -- or at least look like they are rich. Because of this, many people make irresponsible choices when it comes to their finances.
A credit card isn't an unlimited pool of funds for clothes and vacations, but neither is it a sure path to financial ruin. Using a credit card correctly is a crucial way to build credit, a concept that's less confusing than it seems. I've gotten this question from many students and grads.
In early 2015, President Obama proposed the Student Aid Bill of Rights, which included a provision to make it easier for borrowers to repay their students loans. As the result, the government introduced a new repayment option for federal student loans: Revised Pay As You Earn (REPAYE).
Consumer vulnerabilities affect everyone -- financial institutions and retailers who must bear the cost, small businesses whose reputations' suffer if their consumers are affected by fraud, and most importantly, working class Americans who have to bear these consequences firsthand.
The final weeks of the year are a last-minute chance to clean up bookkeeping before tax time, make final spending decisions and seek financial advice for 2016. Here are a few tasks you might want to schedule.
Everyone says they want more money, but it's impossible to acquire more money until you realize what's holding you back. Once you can recognize the negative thoughts, beliefs and philosiphies that you've probably had most of your life about money, only then is it possible to start earning more.
You may think that she has nothing to teach you, that bear skills and human skills (especially human artist skills) are completely separate things. Sure... you both pick the occasional berry, but other than that you live in pretty separate worlds. There's where you'd be wrong.