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Personal Finance

20 Life-Changing Money Lessons You Learn in Your 30s

GOBankingRates | Posted 03.27.2015 | Money
GOBankingRates

It might be just as tempting to give in to careless spending, impulsive buying and paycheck-to-paycheck living, but at least you know better now. After all, you are about halfway to retirement, and these 20 lessons will help you get there comfortably.

Money Management Gap Between Parents and Teens Shows Need for Education

Jack E. Kosakowski | Posted 03.26.2015 | Parents
Jack E. Kosakowski

Many young people want to learn about managing money from their parents. A significant majority of teens we surveyed (84 percent) say they look to their parents for information about how to manage money.

Is A Debt Settlement Worth It?

Simple. Thrifty. Living. | Posted 03.26.2015 | Business
Simple. Thrifty. Living.

Debt settlement companies can be helpful, but consumers should learn about how these services work before making any agreement. Here's what you need to know to determine whether debt settlement is right for you.

Required Minimum Distributions: What Are the Dates And Deadlines?

Carrie Schwab-Pomerantz, CFP | Posted 03.25.2015 | Money
Carrie Schwab-Pomerantz, CFP

I'm turning 70 in a few months and know I'll be forced to withdraw money from my retirement accounts. How does that work and are there some special rules I need to be aware of?

How I Paid Off $50K Of Debt In Less Than 3 Years

Credit.com | Posted 03.25.2015 | Money
Credit.com

Graduating from college debt-free feels really good. When Ja'Net Adams got her degree from South Carolina State in 2003, she was one of those fortunate students who started her adult life without debt, and things went along really well for her. Then, in 2008, she lost her job.

Top 10 Reasons People Go Bankrupt

Simple. Thrifty. Living. | Posted 03.24.2015 | Business
Simple. Thrifty. Living.

In today's economic climate, personal bankruptcy has climbed at an alarming rate. Here are the top 10 reasons why people go bankrupt.

How to Eat Healthy and Affordable During Long Hotel Stays

Quora | Posted 03.24.2015 | Travel
Quora

Basically, the goal is to convert grocery store ingredients into tasty meals without the convenience of a kitchen full of appliances, utensils, and seasonings. You want to be able to go to the grocery store and get ingredients in small enough portions that you can use them all, without having to buy a million little things.

5 Essential Steps For Tackling Your Income Taxes

Andrew Plepler | Posted 03.24.2015 | Business
Andrew Plepler

Here are five important tips to help take the mystery out of tax preparation. These recommendations and resources show how a little preparation and organization can help ease the worry at tax time.

5 Bad Money Habits You Can Break Today

Credit.com | Posted 03.20.2015 | Money
Credit.com

When it comes to bad financial habits, there are some serious ones that can cost you thousands of dollars. Which of these habits are you guilty of committing?

Six Tips On Preparing For Tax Day

Carrie Schwab-Pomerantz, CFP | Posted 03.18.2015 | Money
Carrie Schwab-Pomerantz, CFP

But whether you prepare your own return or work with a tax professional, there are ways to make the process less burdensome. It all hinges on a bit of upfront organization, and having a basic understanding of how your tax bill is calculated.

The Millennial Mindset

Leisa Peterson | Posted 03.18.2015 | Money
Leisa Peterson

A few weeks ago I was leading a wealth seminar for a dozen women, all between the ages of 40-55. They were successful entrepreneurs, businesswomen with decades of experience and between them, thousands of contacts.

401(k) Plays for a Less Taxing Tax Season

Catherine Golladay | Posted 03.17.2015 | Money
Catherine Golladay

March Madness is upon us, and while college basketball fans across the country are busy trying to avoid any bracket busters, this is the time to focus on your tax bracket as well.

The Dangers of a Glass Half-Full: Don't Let a Sunny Outlook Threaten Your Finances

Scott Burns | Posted 03.17.2015 | Money
Scott Burns

Looking on the bright side may help improve your social life, health and career. Unfortunately, your optimism may also hide risks to your finances.

You Don't Have to Be Rich to Retire Happy (In Fact, Far From It)

Jeff Haden | Posted 03.17.2015 | Business
Jeff Haden

We all hope to retire someday -- the freedom to do more of what we want to do and less of what we have to do. But that kind of freedom comes with a price, right? Won't you need millions in assets and a six-figure annual income? Nope. You'll probably need a lot less in assets and income than you think.

The 10 Important Questions To Ask When Choosing A Checking Account

Andrew Plepler | Posted 03.12.2015 | Business
Andrew Plepler

When I opened my first checking account, I walked into my local bank branch with my paycheck and walked out with a fresh new checkbook and a feeling o...

Do You Care More About March Madness Than Your Retirement?

Richard Barrington | Posted 03.12.2015 | Money
Richard Barrington

The question is, if Americans are so diligent at doing their research, crunching the numbers and making decisions for their tourney brackets, why don't they put in that kind of effort for retirement planning? After all, the stakes are much higher.

Seven Potential Costs Of Owning A Home That Should Factor Into Your Budget

Carrie Schwab-Pomerantz, CFP | Posted 03.11.2015 | Money
Carrie Schwab-Pomerantz, CFP

I get a lot of questions regarding the costs of owning a home, typically about saving for a down payment or paying off a mortgage. But homeownership involves numerous other costs that can impact your budget. So as the spring home-buying season gets underway, I thought it would be a good time to step back and look more closely at the ongoing financial realities.

Want to Stop Getting Into Debt? Quit Doing This One Thing

Amandah Blackwell | Posted 03.11.2015 | Money
Amandah Blackwell

You can't control whether or not they pay their loan and pay on time. You have the potential to get into debt or deeper into debt. Plus, you risk lowering your credit and FICO scores.

Tax Preparers Make More Mistakes Than You Might Think

Credit.com | Posted 03.11.2015 | Money
Credit.com

Set aside for a moment the financial truth that if you are getting a big tax refund, you are doing it wrong. Plenty of studies into "professional" tax preparers show they are often doing it wrong, too.

The Best Investing Sites For Beginners

Simple. Thrifty. Living. | Posted 03.09.2015 | Business
Simple. Thrifty. Living.

With the Dow at a record high -- more than double since 2009 -- some first-time investors are concerned that it might be too late to jump into stock trading. The truth is that no investment comes with a guarantee, and experts disagree about where the market will go next.

Getting Ready To File Your Taxes? Don't Miss This Checklist

WiserAdvisor.com | Posted 03.09.2015 | Money
WiserAdvisor.com

Tax season is upon us again. April 15th may be the official deadline to file, but now is the time to start gathering everything you'll need so that you aren't scrambling in the eleventh hour.

5 Things You Need To Know Now About Private Investments

Blaine McLaughlin | Posted 03.12.2015 | Money
Blaine McLaughlin

Investing in private companies and funds is becoming more accessible, with smaller investment amounts, helpful regulatory changes and the availability of streamlined processing. Of course, private investments are not for everyone. But before you decide they're not for you, you need to understand the watershed changes taking place in the private securities sector.

3 Smartphone Apps to Live an "Examined" Life

Michael Ruderman | Posted 03.06.2015 | Technology
Michael Ruderman

How are you tracking your progress toward your goals? Make it easy on yourself by using passive data collection. Look at that data regularly, holding yourself accountable to the metrics. Then you'll be living the Socratic dream - a well-examined life.

Can I Afford a Wedding Planner?

Stephanie Snay | Posted 03.06.2015 | Weddings
Stephanie Snay

Are wedding bells in your future? Congratulations! While you'll soon experience one of the most monumental days of your life, pulling off your Pintere...

5 Questions First-Time Tax Filers Need to Answer

SALT | Posted 03.05.2015 | Money
SALT

Yes, nothing screams (or, more likely, sighs) "I'm an adult" than W-2s, deductions, and adjusted gross income. And while that all sounds painful, doing your taxes for the first time doesn't have to be that bad. In fact, you can make it easier.