A wallet is one of the most -- if not the most -- personal accessory you can have. The contents can be very telling about the owner's personality, values and financial state. Some people carry a well-stocked wallet, ensuring they're prepared for any scenario the day brings, while others opt to keep the contents to a minimum.
Tax myths are a lot like a bad date. They are annoying and seem to last forever. Yet people have beliefs about income taxes that have no basis in reality. Were it not for the potential financial costs, some of these might be amusing. But if you believe them and act upon them, they can cost you serious money.
You face a choice between renting or owning many of the essentials you use every day: your home, your car, even furniture and appliances. So is it better to rent or to own? There is no set answer, because the cost of each depends on a number of variables. It's a question of economics, but the economics come down to your lifestyle.
Recently, I had a big realization: In 27 years of teaching and parenting, I've never actually met a student who's received more than $3,000 of assistance from writing a bunch of time-sucking essays. So, I set out on a mission: Find the most effective strategy for an 11th-grader to rack up serious merit-based scholarship dollars.