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Personal Finance

The Stunning Evolution of Millennials: They've Become the Ben Franklin Generation

Adam Hanft | Posted 11.07.2014 | Business
Adam Hanft

While it is true that most financial behemoths make their big money from the corporate side, I think even that world - which is very much driven by advisory services and complex financial products - is vulnerable to the upside-down view of the Ben Franklin generation.

Are Extended Warranties Worth the Cost?

Jason Alderman | Posted 11.06.2014 | Money
Jason Alderman

You're in final negotiations to buy a new car and the dealer is urging you to protect your $20,000-plus investment by purchasing an extended warranty (also known as a service contract). Are these costly add-ons worth the expense or simply a sucker bet intended to boost the seller's bottom line?

Is Maxing Out Your 401(k) Enough?

Carrie Schwab-Pomerantz, CFP | Posted 11.05.2014 | Money
Carrie Schwab-Pomerantz, CFP

It's understandable for us to assume that the government-allowed maximum 401(k) contribution would be sufficient -- and sometimes it is. The reality, though, is that there is no magic number that works for everyone. To get a more reliable assessment, you have to take a deeper look.

I'm 28, And I've Never Had A Credit Card. Ever.

Natalie Bacon | Posted 11.05.2014 | Money
Natalie Bacon

During college, I saved money over the summers and used my savings for any extra spending money. Now, I operate the good old-fashioned way: cash only, baby.

Investing in Your Future -- It's About Time

Kathleen Murphy | Posted 11.06.2014 | Women
Kathleen Murphy

Growing up, my mom and dad had a very traditional approach to family financial matters. My mom took care of the household bills and my dad handled the investment decisions. It worked quite well for them... until my dad suddenly passed away of a heart attack at the young age of 57.

5 Really Cool Retirement Calculators

Rob Berger | Posted 11.05.2014 | Money
Rob Berger

Technology is changing the way we manage our money. So called robo-advisors have automated saving and investing, calling into question the value of high cost investment advisors.

Why I Stopped Defining Someone Else's Version of Success

Russell V. J. Ward | Posted 11.03.2014 | Business
Russell V. J. Ward

I choose success defined on my own terms, where I determine what's valuable to me, certain that I'm headed on the right journey, in control and doing what I love most.

14 Things You Need To Do To Be A Financial Adult

Credit.com | Posted 11.03.2014 | Money
Credit.com

With so many young adults moving back in with mom and dad, that line between childhood and adulthood is blurring. Whatever your financial situation, though, you can begin taking steps to become an independent financial adult.

Ben Walsh

Sorry, But Saving Money Won't Make You Rich

HuffingtonPost.com | Ben Walsh | Posted 11.03.2014 | Business

If you think you can save your way to wealth, you’re wrong. Spending less than you make is not the path to riches. Instead, wealth comes and goes as asset prices – real estate, stocks, and bonds – rise and fall.

3 Crucial Money To-Dos For Every Decade Of Life

LearnVest | Posted 10.30.2014 | Money
LearnVest

If you adopt a marathon approach to money, it can allow you to take a more holistic look at your overall financial picture to see how decisions that you make in your 20s and 30s can impact your 40s, 50s and beyond.

What Are Some Lifestyle Changes That Save Money?

Quora | Posted 10.31.2014 | Money
Quora

Read up on behavioral economics and think about the ways that your own spending decisions are biased. A dollar is a dollar, not a percentage of what you're buying.

These Effortless Shortcuts Could Equal Big Savings

SALT | Posted 10.31.2014 | Money
SALT

When it comes to spending, there's never any reason to pay more than you have to; however, sometimes the secret isn't finding a sale, but getting money back.

5 College Tuition Hacks That Could Save You Thousands

Abigail Seldin | Posted 10.31.2014 | College
Abigail Seldin

Families shouldn't be left in the dark about what they'll pay for college. With admissions deadlines rapidly approaching, here is what you need to know.

Being Financially Prepared Can Save You Money and Stress

Nandita Bakhshi | Posted 10.29.2014 | Money
Nandita Bakhshi

Buying your first home, starting a family or purchasing a car are major events that require a lot of financial planning. Unfortunately for millennials, a recent TD Bank survey found that two-thirds of older millennials (ages 24-34) wish they had been more financially prepared for these life events.

Ben Walsh

Financial 'Experts' No Better At Finance Than Normal Humans

HuffingtonPost.com | Ben Walsh | Posted 10.30.2014 | Business

Knowing more about finance does not lead to better financial decisions. In fact, some of the most supposedly knowledgeable people in finance -- mutual-fund managers -- don't make better financial decisions than other people.

10 Things to Do to Prepare For Retirement

Quora | Posted 10.28.2014 | Fifty
Quora

The way you've handled your investments over the past 30 years is not how you should handle them for the next 30.

Get Out Of Credit Card Debt -- With A Little Help From Your Peers

Shindy Chen | Posted 10.28.2014 | Money
Shindy Chen

It's the revolutionary multi-billion-dollar industry nobody's heard of, and it's killing credit card debt for hundreds of thousands of consumers. It's not only disrupting, but completely undressing the traditional credit model.

Scam Artists' Greatest Hits

Richard Barrington | Posted 10.28.2014 | Money
Richard Barrington

The FBI reported that monetary damage from crimes reported to its Internet Crime Complaint Center (IC3) jumped by nearly 50 percent last year. It is no surprise that more and more criminals are becoming computer-savvy enough to attempt these crimes.

Taking the Fear Out of Investing in a Nervous Market and Staying Your Game Plan

Kathleen Gurney | Posted 10.28.2014 | Money
Kathleen Gurney

In my years of experience, as a psychologist specializing in the psychodynamics of money management and investing, I've come to realize that there are certain important relationships which we must understand before we can achieve a consistent degree of success in the world of investing and in the marketplace.

Make it, Spend it: Is There a Better Way?

Jim Gibson | Posted 10.28.2014 | Money
Jim Gibson

Would you believe that, despite all the protests, all the negative media attention and all that, it really isn't the economy's fault, stupid? Guess wh...

The Most Important Money Milestones For New Grads

Credit.com | Posted 10.27.2014 | College
Credit.com

If you happen to be a recent or upcoming grad, the odds are you have three things on your mind: jobs, housing and finances.

Suze Orman With Marlo Thomas (VIDEO)

Posted 10.27.2014 | MarloThomas

This week, I was joined by personal finance expert Suze Orman who is a veteran on Mondays With Marlo! Suze is so knowledgeable -- we spoke about every...

Do I Need To Start A College Fund For My Baby? From Suze Orman (VIDEO)

Posted 10.27.2014 | MarloThomas

How early should you start saving for your child's college fund? Personal finance expert Suze Orman says that before you start saving for your kids e...

Three Things To Do After Declaring Bankruptcy, From Suze Orman (VIDEO)

Posted 10.27.2014 | MarloThomas

If you've declared bankruptcy, personal finance expert Suze Orman says that the number one thing you should be doing is to make sure you're living be...

Do You Need To Own A Home To "Make It?" From Suze Orman (VIDEO)

Posted 10.27.2014 | MarloThomas

If you're under the impression that you need to own a home in order to be financially secure, personal finance expert Suze Orman says that's simply no...