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Personal Finance

4 Predictions for Credit Cards and the Payments Industry in 2016

CompareCards | Posted 01.07.2016 | Business
CompareCards

2015 was a big year for credit cards and the payments industry. It was the year that EMV cards were rolled out on a major scale, making transactions ...

7 Healthy Habits to Practice in 2016 (and Beyond)

Justin Johnson | Posted 01.07.2016 | Latino Voices
Justin Johnson

At the start of each year, I invest time to reflect about habits I practiced the previous year and habits I want to develop in the new year. Below are 7 healthy habits I plan to practice and develop as we enter 2016.

Most Americans Are $1,000 Away From Financial Ruin: Report

The Huffington Post | Andy Campbell | Posted 01.07.2016 | Business

If your semimonthly paycheck is the only thing keeping your head above water, you're not alone. A new survey published by personal financing site Ban...

How a Missing Wallet Inspired a Spending Diet

John F. Sweeney | Posted 01.06.2016 | Fifty
John F. Sweeney

My wallet slipped out of my jacket pocket as I snoozed on a recent early morning flight from New York to Washington, DC. I only realized it was missing when I tried to pay the cab driver who picked me up after I landed in Washington.

5 Ways to Be Charitable on a Budget

Nathaniel Sillin | Posted 01.06.2016 | Business
Nathaniel Sillin

Wherever you are on the income scale, there's always a way to be generous to others in need without damaging your own budget. Generally, if money is tight, give your time. And if both time and money are tight, you can get creative. Consider these steps first.

Ask Brianna: My Student Loan Grace Period Is Over. What Should I Do Now?

Brianna McGurran | Posted 01.05.2016 | Business
Brianna McGurran

Student loan grace periods can feel like a prolonged spring break, a chance to forget about the money you borrowed and pretend loan-free life will last forever. But six months after graduation, those loans are still there, and it's your job to take control of them as soon as you can.

Can You Afford a Career Change?

Nicole Williams | Posted 01.05.2016 | Business
Nicole Williams

Admit it. You've fantasized about turning in your letter of resignation no less than 100 times--and that's just this month.

The Only Number You Need to Track in 2016

Rob Berger | Posted 01.05.2016 | Business
Rob Berger

Personal finance has never been more complicated. The typical family has to make a host of decisions ranging from retirement investing to paying down debt to buying insurance. And that says nothing of credit scores, emergency funds, 529 plans, and HSAs.

Here's How Much Your New Year's Resolution Will Cost You

GOBankingRates | Posted 01.05.2016 | Business
GOBankingRates

By Morgan Quinn, Contributor At the beginning of every year, you pick a New Year's resolution. Sometimes you succeed at sticking to it ... and othe...

Simple Money Advice For Grown-Ups

The Huffington Post | Shane Ferro | Posted 01.05.2016 | Business

Financial advice isn't hard. It's so simple that most of it fits on a single 4x6 index card. Really. Back in 2013, University of Chicago professor Har...

Question the Truth for Financial Success in 2016

Eric Roberge | Posted 01.04.2016 | Money
Eric Roberge

Think about where you learned how to manage your money. Were these skills taught by a true expert in the field, or were they handed down by someone who learned through trial and error? Then ask yourself, do your habits actually work for your life, or just for the present moment?

The #1 Trait to Have for Better Finances

Lauren Bowling | Posted 01.04.2016 | Women
Lauren Bowling

Year's end is a big time for interviews (at least it always is for me), and there are always the "standard questions" I know how to answer off the top of my head. Sometimes it's the usual fare about money, my favorite money tips, why I wanted to start a finance blog, etc. But there's one particular question that's come up frequently in handful of interviews over the last few months that I found really interesting.

4 Money Lessons I Learned From Getting Fired

EBONY.com | Posted 01.04.2016 | Black Voices
EBONY.com

Once I got over the shock, I started to reflect on what I learned from this experience. Here are four big nuggets of wisdom that came out of getting fired from my freelance job.

10 Financial Resolutions for a Brighter New Year

Carrie Schwab-Pomerantz, CFP | Posted 12.28.2015 | Business
Carrie Schwab-Pomerantz, CFP

It's that time again--the time to reassess your finances and commit to making next year your best financial year yet. So in the spirit of the season, here's my annual 'financial shape-up' column.

Utilize Credit Without Accumulating Holiday Debt

Kali Hawlk | Posted 12.28.2015 | Business
Kali Hawlk

The idea of "holiday debt" suggests that spending and debt go hand in hand. But spending isn't inherently bad, and neither is credit. Money is meant to be used -- used in a smart, responsible, and thoughtful way.

8 Startups Disrupting Multiple Industries From The World's Largest Startup Accelerator in Boston

David Ongchoco | Posted 01.04.2016 | Business
David Ongchoco

Each year, MassChallenge takes in 128 startups and provides them with resources that allow them to take their startup to the next level. We sat down with 8 different startups from this year's batch. That were tackling problems in various industries from healthcare and education to art and media to agriculture and food.

Why Millennials Have Different Investment Needs Compared to Their Parents' Generation

Shazir Mucklai | Posted 12.23.2015 | Business
Shazir Mucklai

Millennials somewhat differ from their parents' generation. Obviously, they also have other needs when it comes to investments. However, their preferences are actually not that different. What's new is their high level of debt and their tech-savviness.

Create a Financial Calendar for the New Year

Nathaniel Sillin | Posted 12.23.2015 | Business
Nathaniel Sillin

As New Year's Eve approaches, I hear more people making resolutions about their gym memberships and careers than about handling their money in the com...

How One Woman Went From Being Unemployed, to Becoming an Employer

Tiffany Aliche | Posted 12.22.2015 | Black Voices
Tiffany Aliche

The New Year quickly is quickly approaching and like many of you, I've been reflecting on my past, present and future.

Why Self-Discipline Is Overrated (And Why You Haven't Lost More Weight And Saved More Money)

Natasha Che | Posted 12.22.2015 | Healthy Living
Natasha Che

If you have not been able to reach the goals you had in mind or been stuck in an exhausting cycle of improvement/relapse, maybe it is time to give the weapon of self-discipline a rest. Does that mean you will have to give up your goals? Not necessarily. But it does mean that you need to look at these goals in the bigger context of your life and dig deeper at your own motivations.

If You Become Incapacitated, Will Your Family Know What to Do?

Carrie Schwab-Pomerantz, CFP | Posted 12.21.2015 | Business
Carrie Schwab-Pomerantz, CFP

Contemplating the possibility of dementia is tough, whether you're talking about yourself or a loved one. We want to think that it only happens to the very elderly, someone in their 90s such as your friend's mother. And so we put it off.

5 Ways to Eliminate Financial Envy

EBONY.com | Posted 12.21.2015 | Black Voices
EBONY.com

The best way to overcome envy is by taking actions that move you closer to your goals. If you work a 9-5, you have two opportunities each month to change the course of your financial destiny. Plan accordingly.

Wealthy Woman Tip: How to Remove Financial Stress from Your Life

Megan K. McAvoy | Posted 12.30.2015 | Business
Megan K. McAvoy

Did you know that 90% of Americans live under chronic stress? And, guess what the number one cause of stress is for most people... money! Have you...

Long-Term Care Planning -- Policies and Papers

William Borton | Posted 01.20.2016 | Business
William Borton

When contemplating the creation of a long-term care plan, you need to consider more than where and how you or a loved one may wish to receive care. You will need to determine the parameters of what that care would cost and decide how the care will be funded. Your own money or insurance, or a combination of both, are the most likely options.

Client Name: Mara Thon, Age: 26.2

Aleeka Kay Edwards | Posted 12.23.2015 | Hawaii
Aleeka Kay Edwards

Long-distance running is very similar to financial planning, both require persistence, consistency, proper pacing and the ability to trust your process.