iOS app Android app

Personal Finance

10 Interview Mistakes That Could Cost You Your Next Job

GOBankingRates | Posted 10.26.2015 | Business

Knowing what to do in an interview -- and what not to do -- can make or break your job hunt. Apart from the more obvious interview mistakes, such as a poor appearance, limp handshake or lack of eye content, some mistakes might not immediately come to mind. 

How Big Should Emergency Funds Be? | Posted 10.26.2015 | Black Voices

For the record, an emergency fund is an account that's earmarked for spending on urgent, unplanned situations only. By the way, a new pair of shoes, a shiny gadget, or your favorite steak dinner at a four-star restaurant is not an emergency.

9 Essential Elements of Your Annual Financial Checkup

NerdWallet | Posted 10.23.2015 | Business

Every year, you get poked and prodded by your doctor to ensure you're in good health. You should take similar care of your financial well-being with an annual checkup of essentials, such as your credit situation, retirement savings and life insurance.

Planning an Eco-Friendly Home Renovation

Nathaniel Sillin | Posted 10.23.2015 | HuffPost Home
Nathaniel Sillin

If you're a homeowner considering options in solar, wind, geothermal or other renewable energy technology, here are a few questions to address before making a decision:

Bernie's Brilliant Idea: Postal Banking

Mike Leyba | Posted 10.22.2015 | Business
Mike Leyba

In the United States, one in five households are underbanked, meaning that while they may have a checking account, they also rely on a network of predatory financial service providers (such as check cashers, payday lenders, auto title lenders, etc) to make ends meet.

Top 5 Money Fears -- and How to Tackle Them

Nathaniel Sillin | Posted 10.21.2015 | Money
Nathaniel Sillin

"Financial infidelity" -- a person's unwillingness to admit to the loss of a job, missed tax or bill payments, overspending or any other problem that siphons cash from a household or business -- can affect anyone who shares a financial relationship with you. It may even end the relationship.

Taking Social Security at 62: Is It a Good Idea?

Carrie Schwab-Pomerantz, CFP | Posted 10.20.2015 | Business
Carrie Schwab-Pomerantz, CFP

I'm turning 62 this fall and looking forward to starting Social Security. My good friend told me it's better to wait, but I'm eager to supplement my income. How do I decide?

5 Reasons to Choose Term Life Insurance Over Permanent

NerdWallet | Posted 10.19.2015 | Business

If you want to buy a permanent life insurance policy, you should consult with a financial advisor. Permanent life insurance policies come in many varieties with different methods of accumulating cash value, which makes it hard to compare offerings from different companies.

7 Steps to Deal With Our No. 1 Money Fear

NerdWallet | Posted 10.19.2015 | Business

The idea of running out of money in retirement keeps many people awake at night. In fact, it's the No. 1 concern among clients of CPA financial planners, according to a 2015 study by the American Institute of Certified Public Accountants.

Five Reasons Why Traditional Pensions Are Still the Best Way to Provide Retirement Security

Bailey Childers | Posted 10.19.2015 | Business
Bailey Childers

There is a common misconception that traditional pensions, particularly in the public sector, are overly generous. The truth is most defined benefit plans provide retirees with a modest monthly benefit.

Finance Technology and You: Getting Proactive With Credit

Yee Lee | Posted 10.15.2015 | Technology
Yee Lee

Technology has a long history of reshaping the relationship between people and their money. Remember life before the ATM? Imagine how different your spending habits would be if you still had to walk into a bank and speak with someone every time you wanted extra cash.

Does It Make Sense To Get A Lawyer To Repair Your Credit?

Michael Lazar | Posted 10.15.2015 | Fifty
Michael Lazar

Most damaged credit can be fixed over time. In some cases, your best option is to hire a lawyer that specializes in credit repair. But does this option make the most sense for your situation? Is it worth it to use a lawyer to repair your credit?

Millennials Get Clever With Credit

Kali Hawlk | Posted 10.14.2015 | Business
Kali Hawlk

The Millennial generation is usually defined as people born between 1980 and 2000. That places the demographic anywhere between 36 and 16 years old -- and as I'll turn 26 at the end of the year, I'm smack in the middle of Gen Y.

4 Things Scouting Teaches Kids About Personal Finance | Posted 10.14.2015 | Parents

Several images likely pop into your mind when you think about Boy Scouts and Girl Scouts: hiking, camping out in the woods and boxes of Thin Mints and those soft shortbread cookies. But there's more to scouting than friendship and food. Your son or daughter can walk away with a series of skills, including a general understanding of finance and money management.

Planning That Affordable Holiday Trip

Nathaniel Sillin | Posted 10.14.2015 | Travel
Nathaniel Sillin

Holiday travel can be crowded and expensive, but opportunities abound for long-term planners and last-minute bargain hunters.

Why Car Insurance Costs More for Electric Vehicles

NerdWallet | Posted 10.14.2015 | Business

NerdWallet researched insurance premiums for gas and electric versions of the same cars and found that the electric cars had higher premiums in all cases. These vehicles' higher values and repair costs are to blame.

Saving for Your Child's Future? Define That Future.

Carrie Schwab-Pomerantz, CFP | Posted 10.13.2015 | Business
Carrie Schwab-Pomerantz, CFP

Saving on behalf of your son is, of course, a great idea -- and the earlier you start, the better for him. But deciding to save for a child's future is the easy part. The harder part is deciding the best way to do it. And that depends on your purpose for saving.

10 Best and Worst Deals at Whole Foods

GOBankingRates | Posted 10.09.2015 | Business

Whole Foods' reputation for being pricey earned it the nickname Whole Paycheck, but the grocery chain, which specializes in organic fare, does offer some deals. Read on to find out which Whole Foods deals are the best -- and which are the worst.

Who Pays For The Wedding? 6 Things To Consider

Tracie Domino | Posted 10.13.2015 | Weddings
Tracie Domino

The overall best advice, no matter who is paying for the wedding is to discuss priorities and expectations with both sides right from the beginning. This will not be the most fun and exciting conversation of your wedding planning process, but it will make every other conversation go much smoother leading up to your wedding day.

Why Happy People Earn More Money

GOBankingRates | Posted 10.08.2015 | Business

By Cameron Huddleston, Columnist It's generally assumed that greater wealth leads to happiness. In fact, several studies have tried to pinpoint the ...

Travel Prep: 10 Financial To-Dos Before Going on a Trip

GOBankingRates | Posted 10.08.2015 | Business

By Caroline Hailey, Contributor While people may disagree on many topics, there's one thing that most all of us can agree on: vacations are great. ...

30 Ways to Increase Your Take-Home Income

GOBankingRates | Posted 10.08.2015 | Business

By Caroline Banton, Contributor A sudden promotion or raise might seem unlikely, but there are many ways to boost your paycheck that you might not ...

Filed a Tax Extension? 4 Tips for Meeting the October Deadline | Posted 10.08.2015 | Business

If you requested an extension on your 2014 taxes, the six-month period will end on October 15. Although the tax extension deadline is nearly here, you still have time to file, and to help you meet your deadline, we've compiled some things you should keep in mind when filing your taxes last minute.

How To Be Worth $10M Before 40

Quora | Posted 10.07.2015 | Business

To achieve $10 million from $100,000 in 19 years, you need to grow your wealth at a rate better than 27% per year compounded. You can't do that with passive investments alone.

Financial Savvy: Investment Risk vs. Market Volatility

David Rae | Posted 10.08.2015 | Business
David Rae

When the stock market goes crazy, people go nuts. The ensuing insecurity has them thinking that stashing their money in a mattress at home is safer than investing it anywhere with anyone. But one should know the differences between risk and volatility to avoid silly and irrational investing mistakes. Let's clear the confusion once and for all.