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Personal Finance

Advancing Past Average: PISA's Financial Literacy Assessment Shows United States Has A Long Way To Go

Shannon Schuyler | Posted 08.29.2014 | Money
Shannon Schuyler

"Average is not good enough." I couldn't agree more with that statement from U.S. Secretary of Education Arne Duncan about financial literacy. Yet average is what the United States is, according to the Programme for International Student Assessment's (PISA) recently released financial literacy data.

Are People Ditching Banks And Going Online For Loans?

Simple. Thrifty. Living. | Posted 08.22.2014 | Business
Simple. Thrifty. Living.

In the past, if you needed a loan for your car, home improvements or to consolidate your credit cards, you would need to get dressed up and head down to the bank to beg for money. The Internet has made things a little easier.

Personal-Finance Hack Courtesy of Harvard

Jim Gibson | Posted 08.21.2014 | Money
Jim Gibson

Hey, it's OK, you are not alone. Seems like everybody is looking for the easy button, the get-out-of-jail-free card, a set of personal-finance hacks t...

5 Household Budget Templates That Will Help If You Actually Stick With It

Bob Lotich | Posted 08.21.2014 | Money
Bob Lotich

If you are like many, the challenging economy has caused us to take a look at our personal finances and consider making a budget. Good news! Budgeting doesn't have to be painful!

3 Ways To Improve Your Credit Score In Less Than 5 Minutes

Simple. Thrifty. Living. | Posted 08.20.2014 | Money
Simple. Thrifty. Living.

If you are looking to buy a car, rent an apartment or take out a loan, you need to make sure that your credit score is at it's best. While it takes seven years for most derogatory items on your credit report to be removed, there are a few things you can do to raise your credit score sooner.

Where 'Back-to-School' Means Private School

Jed Kolko | Posted 08.28.2014 | Education
Jed Kolko

One way or another, good schools cost money. Private school tuition can easily exceed monthly housing costs, but home prices in top-rated public school districts are 32% above the local average.

Money Mumbo-Jumbo: What's The Difference Between Large and Small Cap Stocks?

David A. Dedman | Posted 08.20.2014 | Money
David A. Dedman

If you're scratching your head wondering exactly what it means, you're not alone.

5 Things You Won't Believe Hurt Your Credit Score

NextAdvisor.com | Posted 08.18.2014 | Money
NextAdvisor.com

Deciphering your credit score can be difficult, especially if you don't know all the ways you can be hurting it. Your credit is not only attached to your credit card use, but with many everyday financial activities.

3 Smart Ways To Use Credit Cards To Help Offset Wedding Costs

Simple. Thrifty. Living. | Posted 08.15.2014 | Weddings
Simple. Thrifty. Living.

This might sound like the worst idea, but sometimes putting some wedding costs on a credit card can actually make good financial sense. You just need to be careful with how you use it.

Is Your Banker Like Gordon Gekko ... or Darth Vader?

Richard Barrington | Posted 08.15.2014 | Money
Richard Barrington

People don't tend to feel warm and fuzzy about their bankers, in part because bankers have a nasty habit of doing things to alienate their customers. At their worst, bankers can almost live up to the evil embodied in the most twisted characters in movie history.

Millennials: Before You Spend Another Dollar, STOP and Read These Tips! Don't Go Broke

Amandah Blackwell | Posted 08.15.2014 | Money
Amandah Blackwell

4 Tips for Finding the Perfect Credit Card

Credit Karma | Posted 08.15.2014 | Money
Credit Karma

The marketplace for credit cards is more complicated than ever. Points programs, cash back plans and variable interest rates all have consumers drowning in the fine print, trying to make some sense of what they're applying for.

9 Money Habits That Will Put You On The Path To Wealth

LearnVest | Posted 08.14.2014 | Money
LearnVest

While a six-figure inheritance or high-paying job can land you in the top 1 percent of earners, it's the little things -- your money habits -- that of...

5 Ways To Protect Yourself From Payday Loan Scams

NextAdvisor.com | Posted 08.12.2014 | Money
NextAdvisor.com

Need cash fast? You aren't alone. Many people find themselves in a bind with payday looming far ahead. Payday loan services offer the cash you need right away. However, it is important not to let the allure of fast money get in the way of your common sense.

Tips on Saving for College

Diane Morais | Posted 08.12.2014 | Money
Diane Morais

Prioritize future college expenses as a monthly budget line item. The sooner you start saving the better, because even small amounts of money invested early can grow quickly through the power of compound interest.

See What Gurus Deepak Chopra, Robert Kiyosaki and Others Carry in Their Wallet

Casey Bond | Posted 08.11.2014 | Money
Casey Bond

There's no shortage of advice in the world, especially when it comes to personal finance. An entire community of bloggers, authors and self-help gurus exist to guide the average person through the murky waters of money management. It's rare, however, to catch a glimpse in to their personal financial lives.

Home Price Gains Now Driven More By Jobs Than By Rebound Effect

Jed Kolko | Posted 08.08.2014 | Business
Jed Kolko

The Trulia Price Monitor and the Trulia Rent Monitor are the earliest leading indicators of how asking prices and rents are trending nationally and lo...

Cutting Housing Costs When Financial Hardship Strikes

Jed Kolko | Posted 08.08.2014 | HuffPost Home
Jed Kolko

In good economic times as well as in bad, financial hardship can always strike. And when it does, people might have to cut back on housing, which is typically the largest household expense. However, cutting housing costs involves hard tradeoffs.

5 Things You Can Do Every Decade For A Bright Financial Future

LearnVest | Posted 08.07.2014 | Money
LearnVest

We've come up with some of the most important things that will keep you on track for a bright fiscal future. In other words, these are tasks that will set you up to have a great 2014 straight through to 2025.

Shahien Nasiripour

The Federal Reserve Is Telling Us The Economy Is Pitiful

HuffingtonPost.com | Shahien Nasiripour | Posted 08.07.2014 | Politics

Fewer than one-third of Americans report being better off financially than they were five years ago, with weak household savings and hefty debt burden...

13 Smart Money Tips That Could Change Your Life

Betterment.com | Posted 08.07.2014 | Money
Betterment.com

Living as a married couple, saving for kids, buying a house, helping aging parents. Sound familiar? Many of our staff here at Betterment HQ are also Betterment customers trying to meet all these financial goals. And like you, they care about keeping costs low and doing the smart thing with their money for better peace of mind.

Renting Out Your Vacation Home -- What Are The Tax Rules?

Carrie Schwab-Pomerantz, CFP | Posted 08.06.2014 | Money
Carrie Schwab-Pomerantz, CFP

A vacation home can provide you and your family with precious R & R, and it can also be a source of income in the right circumstances. But unfortunately the tax rules for renting out your home can be mind-numbingly complex, depending your intentions and circumstances.

College Grads -- What You Don't Know CAN Hurt You Financially

Nandita Bakhshi | Posted 08.06.2014 | College
Nandita Bakhshi

In a recent TD Bank Financial Education survey, we learned that nearly 70 percent of Millennials (ages 18-34) have never received formal financial education. Moreover, 76 percent of Millennials reported that they are seeking financial advice, from basic information about checking and savings accounts to more complicated topics, such as mortgages and starting a small business.

5 Tips for Avoiding Investment Bubbles

Richard Barrington | Posted 08.04.2014 | Money
Richard Barrington

Investment bubbles have become a regular part of the landscape in recent years. For investors, that means that avoiding boom-and-bust cycles has become an essential survival skill.

5 Important Financial Lessons From Guardians of the Galaxy Stars

Casey Bond | Posted 08.03.2014 | Money
Casey Bond

Their backgrounds and values are all different, but we can learn an important lesson from each of their stories, especially when it comes to money.