iOS app Android app

Personal Finance

This Year's Must-Have Benefit: The 401(k)

Catherine Golladay | Posted 11.23.2014 | Money
Catherine Golladay

We know the 401(k) is crucial to retirement for most people, but knowing how to make the most of it is just as important.

What Donald Trump and Jim Cramer Have in Their Wallets

GOBankingRates | Posted 11.23.2014 | Money
GOBankingRates

When it comes to matters of the heart and wallet, we wanted to know what these life and finance gurus carry around with them.

8 End-Of-Year Tax Measures That Could Save You Big

WiserAdvisor.com | Posted 11.23.2014 | Money
WiserAdvisor.com

April 15th isn't the only deadline you need to keep in mind when it comes to staying on top of your taxes. Truly savvy planners also watch for December 31st, which is the cutoff to make some clever moves to maximize your savings come tax-time.

How to Compare and Analyze Different Asset Classes

Anthony Humpage | Posted 11.22.2014 | Money
Anthony Humpage

Over the past 20 years, the home has increased in value by approximately 175 percent. This revelation got me thinking about asset classes and how they generally perform over a 20-year period.

What Would You Do If Someone Gave You $5,000?

Simple. Thrifty. Living. | Posted 11.22.2014 | Money
Simple. Thrifty. Living.

Investing your windfall into the right financial situation can actually make you more money in the long-run, which means you'll have that money for a trip to Paris AND the flat-screen TV.

The 8 Biggest Financial Mistakes Newlyweds Make

LearnVest | Posted 11.18.2014 | Weddings
LearnVest

So what are the most common financial blunders that newlyweds tend to make? We asked financial pros to pinpoint the eight biggest offenders -- and then offer up some advice for how to help right them early on.

What Everyone Needs to Know About Money

Quora | Posted 11.18.2014 | Money
Quora

Come up with ten ideas for how two people can help each other. Introduce them and stay out of the way. This is real networking. Not fake networking where people hand business cards to strangers.

Here's How Unfair The Tax System Is In Each State

The Huffington Post | Kevin Short | Posted 09.19.2014 | Business

Most people don't love paying taxes, though they agree on the need to fork over some money to keep the government running. But what type of system do ...

Can You Dip Into Your IRA To Buy A First Home? Should You?

Carrie Schwab-Pomerantz, CFP | Posted 11.17.2014 | Money
Carrie Schwab-Pomerantz, CFP

Yes, the IRS does allow penalty-free withdrawals of a limited amount of IRA funds for first-time homebuyers. However, as enticing as it appears, taking that withdrawal comes with certain caveats that you need to carefully consider.

The Top 3 Credit Cards For Studying Abroad

John Ganotis | Posted 11.17.2014 | Money
John Ganotis

If you plan to study abroad this year, relying strictly on cash and debit cards can be a gamble. Cash can easily be stolen. Debit cards can charge foreign transaction fees and don't have the same protections as credit cards. Rather than relying on cash, consider using credit cards responsibly for your overseas spending.

Travel Like a Pro Without Bankrupting Your Savings

Amandah Blackwell | Posted 11.17.2014 | Travel
Amandah Blackwell

You have the option to spend thousands of dollars on a luxury vacation, and there's nothing wrong with that. Or, you could travel on a budget. Either way, learn how to save for travel and take a vacation each year.

7 Biggest Financial Fears and How to Overcome Them

GOBankingRates | Posted 11.16.2014 | Money
GOBankingRates

GOBankingRates recently conducted a survey to find out people's biggest money fears -- here are seven financial fears highlighted from our poll and how to overcome them with some planning and financial savvy.

4 Reasons Credit Cards Are Better Than Cash

Simple. Thrifty. Living. | Posted 11.15.2014 | Money
Simple. Thrifty. Living.

If you are tempted by credit and can't be counted on to control your spending habits, then by all means, stick to cash. However, if you are able to use your credit card like cash and pay off your balance at the end of every month, credit cards can offer some great benefits.

Your Money or Your Life? Why Not Both?

Jim Gibson | Posted 11.15.2014 | Money
Jim Gibson

You may have heard some buzz circulating around the Internet about the idea of your money or your life. Sounds simple in theory, does it not? Yet, pause for a second and consider whether or not this is actually the wrong question.

Life Insurance Advisor: Out of the Closet

Don McNay | Posted 11.13.2014 | Business
Don McNay

I've called myself other titles, masking that my income comes from the life insurance industry. There are multiple reasons why my lifetime occupation became a semi-hidden secret. The industry itself went through the same kind of identity crisis.

What Wealth Isn't

Richard Barrington | Posted 11.12.2014 | Money
Richard Barrington

Perhaps one reason so many Americans find it difficult to build wealth these days is that they are aiming at the wrong target. They get lured by decoys -- things that might seem like wealth, but in the end do not have its true staying power. Here are some of those decoys.

Rihanna and 8 Other Celebrities Who Sued Their Financial Managers

GOBankingRates | Posted 11.12.2014 | Money
GOBankingRates

When you rake in millions of dollars each year, it can be hard to find a financial manager who doesn't want to take a big cut of that -- with or without their permission. Here are the top nine celebrities who have sued their financial managers for mismanaging and stealing funds.

The Biggest Home-Buying Mistakes 5 Real Homeowners Made

LearnVest | Posted 11.11.2014 | HuffPost Home
LearnVest

It's next to impossible to get through the home-buying experience completely unscathed. Maybe you accidentally buy a house with mold in the basement (like I did) or you snag a condo across the street from what will soon be a multi-year redevelopment project.

Are You Afraid of Money? 6 Ways Math Fears Can Cost You

Simple. Thrifty. Living. | Posted 11.10.2014 | Money
Simple. Thrifty. Living.

People who can navigate the more complicated math problems of the money world end up saving hundreds, if not thousands, in fees, interest and taxes. So the big question is: Is being afraid of money costing you?

Social Security And Divorce: Can You Collect Benefits On Your Ex's Earnings Record?

Carrie Schwab-Pomerantz, CFP | Posted 11.10.2014 | Money
Carrie Schwab-Pomerantz, CFP

Even though you're divorced, it's still possible to collect Social Security benefits on your ex-spouse's work record. The basic qualifications are pretty straightforward, but read on for a few permutations.

WATCH: Why You Need To Talk About Money Before You Get Married

HuffPost Live | Ishita Singh | Posted 09.10.2014 | Divorce

You've met the love of your life, you're getting married and you're set for life, right? Not so fast. Many couples forget about the financial impl...

Here's The First Thing You Should Do With Every Paycheck

GOBankingRates | Posted 11.09.2014 | Money
GOBankingRates

Here's the problem: Once you get paid, your money has to go several places at once. Bills need to be paid, credit card balances need to be settled, groceries need to be bought, perhaps even some nonessentials, too -- and, in all the shuffle, the money that you should be saving becomes your discretionary income.

The Fleeting Dream of Homeownership

Henry A. J. Ramos | Posted 11.09.2014 | Politics
Henry A. J. Ramos

America's homeownership divide is not only a problem in and of itself, but a symptom of many other obstacles to wealth accumulation that disproportionately affect America's black population.

How To Take Control Of Your Finances This Summer: Financial Tips For Teens & Parents Alike

Aisha Barrows | Posted 11.08.2014 | Money
Aisha Barrows

I've found that the summer months are the perfect time for a mid-year check-up on my finances, when I can adjust my financial goals based on my needs for the summer and throughout the year. Based on my experiences, here are a few tips for parents to consider as they talk to their teens about the value of saving money this summer (while still having a little fun!).

4 Subtle Signs Your Finances Are In Trouble

Posted 09.08.2014 | OWN

By Kate Rockwood What are the money whispers that could signal long-term financial trouble? You Shop With a Reusable Bag People who skip paper ...