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Personal Finance

The High Cost of a Bad Marriage

Richard Barrington | Posted 10.29.2014 | Money
Richard Barrington

Money problems are frequently cited as a source of friction in marriages, and there is no doubt that bad finances can put a strain on a marriage. However, you can also turn that around and look at it the other way: A bad marriage can put an awful strain on a couple's finances.

Past Performance Teaches Us Plenty About Saving For Future Retirement

Barry N. Koslow, J.D. | Posted 10.29.2014 | Money
Barry N. Koslow, J.D.

Investment types often trot out the cautionary phrase, "past performance does not necessarily predict future results." And for good reason. Clients must understand that their financial tomorrow is no guarantee. Yet when it comes to the question of whether we are doing enough to ensure that we won't outlive our resources in retirement, we can learn a lot from history.

Don't Wait Until You're Dying: Plan and Save for Your Funeral Now

Amandah Blackwell | Posted 10.29.2014 | Money
Amandah Blackwell

Death does not discriminate and comes to all of us in one form or another. Make sure you are prepared by planning and saving for your funeral. This way you'll get the funeral you want and won't have to come back and haunt your kids or family. You'd rather rest in peace, right?

College Savings 101: Financial Multi-Tasking

Patrick Kennedy | Posted 10.28.2014 | College
Patrick Kennedy

The words "college life" and "savings" are typically not used in the same sentence today. However, for college students preparing to move onto campus this fall, finding ways to save money may very well be as important as their academic major.

In Your 20s? 40s? 60s? The Best Financial Goals For Every Age

Simple. Thrifty. Living. | Posted 10.28.2014 | Money
Simple. Thrifty. Living.

No matter where you are in life, finances can be a big pain in the you-know-what. It doesn't get easier, no matter how much older you get. So to help, we've devised a little roadmap of goals that everyone can follow to make sure they are meeting the right financial goals for their age.

Debunking Myths Surrounding Reloadable Prepaid Cards

Tami Farrow | Posted 10.27.2014 | Money
Tami Farrow

Reloadable prepaid cards have evolved over the past few years, but many Americans are not informed on how to compare and benefit from this financial product. These cards can be very beneficial for a variety of consumers, as long as they devote the time to finding the card that's best for them.

Got Kids In Grade School? Start Their Financial Education Now!

Carrie Schwab-Pomerantz, CFP | Posted 10.27.2014 | Money
Carrie Schwab-Pomerantz, CFP

The new school year is just around the corner, and as I think about the importance of financial education, I want to remind all parents -- and grandparents -- that it's never too early to help kids learn about money.

The Truth About Going to College and Getting Into Debt

Amandah Blackwell | Posted 10.27.2014 | Money
Amandah Blackwell

Wouldn't it be wonderful if you could make your own decisions by meditating and listening to that small still voice that whispers, 'Don't go to college; you're not ready yet. Save your money instead.'

Understanding Scarcity

Michael Neill | Posted 10.26.2014 | Business
Michael Neill

Economics is a vast and complex field, but in some ways it can be reduced down to one simple principle.

Everyday Ways College Students Can Save

WiserAdvisor.com | Posted 10.26.2014 | College
WiserAdvisor.com

If you want to emerge from college with your finances intact, you need to get smart about how you spend your money. It's time for a crash course in savings. Got your notepad ready?

You're Out Of Debt, Have Savings, And Are On Track For Retirement. What's Next?

LearnVest | Posted 10.26.2014 | Money
LearnVest

Congratulations! You're one of the lucky, financially diligent few who have your basic financial security numbers -- that is, retirement, credit card debt and emergency savings -- under control, and you deserve a big pat on the back. But the big question remains: Now what?

5 Steps to Financial Freedom

Leisa Peterson | Posted 10.26.2014 | Money
Leisa Peterson

when we learn how to change our money mindset so we think creatively and divergently, whereby allowing our problems, even those with money, to be addressed with an endless range of solutions, we take control of our own lives and leave the machine behind.

Advancing Past Average: PISA's Financial Literacy Assessment Shows United States Has A Long Way To Go

Shannon Schuyler | Posted 10.25.2014 | Money
Shannon Schuyler

"Average is not good enough." I couldn't agree more with that statement from U.S. Secretary of Education Arne Duncan about financial literacy. Yet average is what the United States is, according to the Programme for International Student Assessment's (PISA) recently released financial literacy data.

Are People Ditching Banks And Going Online For Loans?

Simple. Thrifty. Living. | Posted 10.22.2014 | Business
Simple. Thrifty. Living.

In the past, if you needed a loan for your car, home improvements or to consolidate your credit cards, you would need to get dressed up and head down to the bank to beg for money. The Internet has made things a little easier.

Personal-Finance Hack Courtesy of Harvard

Jim Gibson | Posted 10.21.2014 | Money
Jim Gibson

Hey, it's OK, you are not alone. Seems like everybody is looking for the easy button, the get-out-of-jail-free card, a set of personal-finance hacks t...

5 Household Budget Templates That Will Help If You Actually Stick With It

Bob Lotich | Posted 10.20.2014 | Money
Bob Lotich

If you are like many, the challenging economy has caused us to take a look at our personal finances and consider making a budget. Good news! Budgeting doesn't have to be painful!

3 Ways To Improve Your Credit Score In Less Than 5 Minutes

Simple. Thrifty. Living. | Posted 10.20.2014 | Money
Simple. Thrifty. Living.

If you are looking to buy a car, rent an apartment or take out a loan, you need to make sure that your credit score is at it's best. While it takes seven years for most derogatory items on your credit report to be removed, there are a few things you can do to raise your credit score sooner.

Where 'Back-to-School' Means Private School

Jed Kolko | Posted 10.19.2014 | Education
Jed Kolko

One way or another, good schools cost money. Private school tuition can easily exceed monthly housing costs, but home prices in top-rated public school districts are 32% above the local average.

Money Mumbo-Jumbo: What's The Difference Between Large and Small Cap Stocks?

David A. Dedman | Posted 10.19.2014 | Money
David A. Dedman

If you're scratching your head wondering exactly what it means, you're not alone.

5 Things You Won't Believe Hurt Your Credit Score

NextAdvisor.com | Posted 10.18.2014 | Money
NextAdvisor.com

Deciphering your credit score can be difficult, especially if you don't know all the ways you can be hurting it. Your credit is not only attached to your credit card use, but with many everyday financial activities.

3 Smart Ways To Use Credit Cards To Help Offset Wedding Costs

Simple. Thrifty. Living. | Posted 10.15.2014 | Weddings
Simple. Thrifty. Living.

This might sound like the worst idea, but sometimes putting some wedding costs on a credit card can actually make good financial sense. You just need to be careful with how you use it.

Is Your Banker Like Gordon Gekko ... or Darth Vader?

Richard Barrington | Posted 10.15.2014 | Money
Richard Barrington

People don't tend to feel warm and fuzzy about their bankers, in part because bankers have a nasty habit of doing things to alienate their customers. At their worst, bankers can almost live up to the evil embodied in the most twisted characters in movie history.

Millennials: Before You Spend Another Dollar, STOP and Read These Tips! Don't Go Broke

Amandah Blackwell | Posted 10.15.2014 | Money
Amandah Blackwell

4 Tips for Finding the Perfect Credit Card

Credit Karma | Posted 10.15.2014 | Money
Credit Karma

The marketplace for credit cards is more complicated than ever. Points programs, cash back plans and variable interest rates all have consumers drowning in the fine print, trying to make some sense of what they're applying for.

9 Money Habits That Will Put You On The Path To Wealth

LearnVest | Posted 10.14.2014 | Money
LearnVest

While a six-figure inheritance or high-paying job can land you in the top 1 percent of earners, it's the little things -- your money habits -- that of...