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Personal Finance

Shahien Nasiripour

The Federal Reserve Is Telling Us The Economy Is Pitiful

HuffingtonPost.com | Shahien Nasiripour | Posted 08.07.2014 | Politics

Fewer than one-third of Americans report being better off financially than they were five years ago, with weak household savings and hefty debt burden...

13 Smart Money Tips That Could Change Your Life

Betterment.com | Posted 10.07.2014 | Money
Betterment.com

Living as a married couple, saving for kids, buying a house, helping aging parents. Sound familiar? Many of our staff here at Betterment HQ are also Betterment customers trying to meet all these financial goals. And like you, they care about keeping costs low and doing the smart thing with their money for better peace of mind.

Renting Out Your Vacation Home -- What Are The Tax Rules?

Carrie Schwab-Pomerantz, CFP | Posted 10.06.2014 | Money
Carrie Schwab-Pomerantz, CFP

A vacation home can provide you and your family with precious R & R, and it can also be a source of income in the right circumstances. But unfortunately the tax rules for renting out your home can be mind-numbingly complex, depending your intentions and circumstances.

College Grads -- What You Don't Know CAN Hurt You Financially

Nandita Bakhshi | Posted 10.06.2014 | College
Nandita Bakhshi

In a recent TD Bank Financial Education survey, we learned that nearly 70 percent of Millennials (ages 18-34) have never received formal financial education. Moreover, 76 percent of Millennials reported that they are seeking financial advice, from basic information about checking and savings accounts to more complicated topics, such as mortgages and starting a small business.

5 Tips for Avoiding Investment Bubbles

Richard Barrington | Posted 10.03.2014 | Money
Richard Barrington

Investment bubbles have become a regular part of the landscape in recent years. For investors, that means that avoiding boom-and-bust cycles has become an essential survival skill.

5 Important Financial Lessons From Guardians of the Galaxy Stars

Casey Bond | Posted 10.01.2014 | Money
Casey Bond

Their backgrounds and values are all different, but we can learn an important lesson from each of their stories, especially when it comes to money.

How Much Insurance Do You Need In Retirement?

Carrie Schwab-Pomerantz, CFP | Posted 09.29.2014 | Money
Carrie Schwab-Pomerantz, CFP

Insurance is only worth the money if it truly protects you and your finances. At this time in life, as you approach retirement or semi-retirement, it's wise to re-examine your current policies. That way you'll know that you have what you need -- and you're not wasting precious dollars on what you don't.

50 Smart Money Tips For Living Your Best Financial Life

LearnVest | Posted 09.28.2014 | Money
LearnVest

We've decided that there is no better time than now to round up our 50 top money tips into one juicy, super-helpful read. From the best ways to budget to how to boost your earning potential like a pro, these nuggets of financial wisdom are as fresh as the day they were published.

5 Expensive Mistakes Parents of a Teen Driver Should Avoid

Laura Adams | Posted 09.28.2014 | Parents
Laura Adams

Having a teenage driver is a hair-raising experience that can keep parents awake at night. And, as if that wasn't enough, parents also get hit with an enormous spike in their auto insurance premium after adding junior to their policy.

Retirement Planning 101: How To Save For The Future

WiserAdvisor.com | Posted 09.27.2014 | Money
WiserAdvisor.com

No matter how well you're managing your money now, you need to also be thinking about retirement. (Yes, even if you're only 25 or 30.) The good news is it's never too early to start planning for your retirement. It's also never too late, if you've been slacking up to this point.

3 Reasons Why Wall Street Wants You to Fail

Timothy Sykes | Posted 07.27.2014 | Money
Timothy Sykes

It's time you get mad and take control of your destiny instead of feeding fees to others.

Living Paycheck to Paycheck? 5 Expenses to Cut Today!

Gina Horkey | Posted 09.24.2014 | Money
Gina Horkey

Our priorities and lifestyles likely differ. These are just five things that we've cut out over the last few years that might work for you too!

Setting Up Auto-Withdrawal Can Be Setting Yourself Up For a Fall

David Fagin | Posted 09.24.2014 | Money
David Fagin

There needs to be simple way to "turn-off" auto-pay to a company the same way you turned it on, without having to feel like you're playing Whack-A-Mole.

Why Being You Rocks

Chris Deaver | Posted 09.23.2014 | Healthy Living
Chris Deaver

Create a purpose that gets you up in the morning and makes you dream dreams at night. Ground your goals in service so you become a force of nature, lifting yourself and others to higher levels than you've ever been before, innovating everything in your life to become more uniquely powerful in the universe.

Roth vs. Traditional 401(k) -- Which Is Better?

Carrie Schwab-Pomerantz, CFP | Posted 09.22.2014 | Money
Carrie Schwab-Pomerantz, CFP

The sheer number of retirement accounts can make anyone's head spin. Once you've opened a specific type of account -- for instance a traditional 401(k) -- it's tempting to just figure you're set. But with more and more employers now offering a Roth 401(k) as well, it's smart to take a step back and consider the potential benefits of each.

7 Ways To Boost Your Credit Score

WiserAdvisor.com | Posted 09.22.2014 | Money
WiserAdvisor.com

A poor credit score can hurt your chances of success, whether you're looking for private student loans or shopping for your next set of wheels. But if your credit score is already in the 600's or below, there's good news: you can fix bad credit.

The 7 Retirement Mistakes That Finance Experts Tell Their Clients to Avoid

Mark Fidelman | Posted 09.20.2014 | Business
Mark Fidelman

As a future retiree I start from where my financial situation is today, not as I would like it to be. That I accept that fact does not in any sense undermine my future goals -- but it is necessary to begin where I am today, if I am to change it to where I want to be.

Beware the So-Called Financial Whiz

Jim Gibson | Posted 09.20.2014 | Money
Jim Gibson

One would think by now that people would have figured this whole thing out. One would at least suppose people are smarter than before, that they don'...

4 Weddings in 4 States for Less Than $2,200

Credit.com | Posted 09.17.2014 | Weddings
Credit.com

My husband and I received four wedding invitations for this summer, and we knew we wanted to do everything we could to attend each one. With some strategic saving, budget adjustments and frugal choices, we'll be able to enjoy them for less than $2,200.

Why Saving For Retirement Is More Important Than Saving For College

Shannon McNay | Posted 09.16.2014 | Money
Shannon McNay

Given the high cost of student loan debt, it might seem crazy that I would prioritize saving for retirement over college funds. (Even more so considering that I work for a company that helps people pay off their debt.) But I believe in a holistic approach to debt freedom.

5 Ways Your Kids Can Bust Your Summer Budget

Adam Levin | Posted 09.16.2014 | Money
Adam Levin

Because most of your summer expenditures are made in relative proximity to the time to shop for your little debt machine's return to school, it's critical to get your budget right, and stick to it.

Is Your Home Equity Part Of Your Retirement Savings?

Carrie Schwab-Pomerantz, CFP | Posted 09.15.2014 | Money
Carrie Schwab-Pomerantz, CFP

For many people, their home is their biggest investment, so it only makes sense to think of it as part of what you have 'set aside.' But while your home is definitely part of your overall net worth, how it factors into your retirement savings depends on more than your current equity. It depends on whether or not you're going to turn that equity into cash when you retire.

3 Ways Obamacare Is Changing Preparing For Retirement

PaladinRegistry.com | Posted 09.15.2014 | Money
PaladinRegistry.com

With people living longer and pension plans on the decline, individuals are forced to create their own retirement plan that may last 10, 15 and even up to 30 years. Adding other generations into the mix, as well as needs for insurance and long term care planning, individuals have obstacles to clear out.

Are You 18 To 35? Read This Before You Spend Another Dollar

WiserAdvisor.com | Posted 09.14.2014 | Money
WiserAdvisor.com

Do you think that just because you're young, you don't need to worry about money? Guess again. Whether you're a high school graduate, college student or you've recently entered the working world, getting a good handle on your finances is key to living a happy life.

5 Common Money Mistakes That Even Good Savers Make

LearnVest | Posted 09.14.2014 | Money
LearnVest

If you're part of the minority and are putting money away regularly, congratulations -- it's an important part of laying the groundwork for a more secure financial future. But just because your balance is growing doesn't mean there isn't room for improvement in the way you save.