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Personal Finance

Ten Important Things a Non-Finance Person Should Know About Personal Finance

Quora | Posted 07.27.2014 | Money
Quora

Spend less than your cash flow. Easy enough concept, and it is the number one rule.

What Kind of Financial Monster Are You?

Richard Barrington | Posted 07.27.2014 | Money
Richard Barrington

If your financial situation makes you feel you are living in a world that is not your own, here are some of the signs that you might be a financial vampire, werewolf, zombie or alien.

Is Bad Credit A Dating Deal Breaker?

NextAdvisor.com | Posted 07.23.2014 | Money
NextAdvisor.com

Is it okay to date someone with terrible credit? The answer is yes, it is okay -- unless you are planning a future with them. It's not only their actual credit score that may cause problems for you in the future, but their attitude towards their credit and financial health overall.

Some Investors Must Fail

The Motley Fool | Posted 07.23.2014 | Business
The Motley Fool

Not probably, or unfortunately, but must. Professional, amateur. Hedge fund manager, day trader, indexer, 401(k) saver. Some of you must fail. It's a necessity of how markets work.

The Five Reasons People Blow Their Money

Don McNay | Posted 07.23.2014 | Business
Don McNay

Bad habits, bad advisers, lack of knowledge. People who spend more than they make will not suddenly be "cured" when they get a lump sum of money. In fact, whatever problems they had will now be magnified by having more money to get in more trouble with.

Protect Yourself in a Divorce Using a Domestic Asset Protection Trust

Robert Pagliarini | Posted 07.22.2014 | Divorce
Robert Pagliarini

Is there a better way to retain your separate assets in a marriage and after a divorce that doesn't require the prenup conversation? For some people in certain situations, the answer may be yes.

Together, We Can Make A Difference In Financial Literacy

Carrie Schwab-Pomerantz, CFP | Posted 07.22.2014 | Money
Carrie Schwab-Pomerantz, CFP

No one is going to step in and take care of us. No one else will pay our overdue credit card bills, force us to save for retirement, or keep us from living beyond our means. We've got to do those things for ourselves. But the good news is that every single one of you can be part of the solution.

What a Near-Perfect FICO Score Looks Like and How You Can Get It Too

MyBankTracker | Posted 07.22.2014 | Money
MyBankTracker

Does a perfect FICO score exist? No one has even seen one, if it is even possible to attain. But, we found someone who is extremely close to it. Na...

10 Grocery Shopping Tips To Keep Rising Food Costs In Check

LearnVest | Posted 07.21.2014 | Money
LearnVest

Ongoing droughts have bumped up prices for produce and produced a trickle-down effect on meat, since feeding cattle has become costlier. At the same time, a virus has been plaguing pigs across the nation, spiking prices on pork. It's not a pretty picture just as barbecue season goes into full swing. But you can still find ways to grocery shop on a budget, especially if you know where to expect the hikes.

What If You Cannot Afford to Be Hit by the Next Stock Market Crash?

Andrew Wang | Posted 07.21.2014 | Hawaii
Andrew Wang

The great thing about investing is that there is not one right way to do it.

Money Tips for New College Grads

Neale Godfrey | Posted 07.21.2014 | College
Neale Godfrey

Welcome to the real world, class of 2014. You're probably swamped with student loan debt, and just entering your chosen career field -- if you're lucky. But, now is the time to secure your financial future by taking charge today.

Workplace Financial Education Opportunities Help Employees Face Financial Challenges

Julie Stich | Posted 07.21.2014 | Money
Julie Stich

Possessing the know-how of smart financial practices, even at a basic level, can help individuals in their everyday lives. If we don't feel financially secure and instead worry constantly that our next pay check won't cover the mortgage, next week's groceries or gas for the car, we're more likely to be frustrated and distracted both at work and at home.

Slumming It With a Stanford MBA: Paying Off Six-Figure Student Loan Debt

Michael Ruderman | Posted 07.20.2014 | Money
Michael Ruderman

Graduation day itself was a sunny day, but my future didn't look as bright as it did uncertain, if not ominous. I was graduating without a job, with no savings and with six-figure debt.

8 Credit Cards Mistakes Everyone Makes

NextAdvisor.com | Posted 07.16.2014 | Money
NextAdvisor.com

With billions of credit cards being used every day, it's no surprise that there are a lot of misconceptions and misunderstandings when it comes to credit.

Why I Bought Long-Term Disability Insurance

PolicyGenius | Posted 07.16.2014 | Money
PolicyGenius

Our brains are wired to make us terrible judges of risk, so best to trust the facts.

7 Reasons to Have a Savings Account for Social Gatherings

MyBankTracker | Posted 07.15.2014 | Money
MyBankTracker

If you are not financially prepared, social engagements can leave your finances strained. When you plan and set aside funds for social engagements, you won't have to dip into your emergency fund, your day to day spending account or max out credit cards.

Should The New myRA Account Be Your IRA Account?

Carrie Schwab-Pomerantz, CFP | Posted 07.15.2014 | Money
Carrie Schwab-Pomerantz, CFP

As I always remind people, the younger you are when you start saving for retirement, the better. Start in your 20s and you should be fine by putting just 10 percent of your annual salary away every year until retirement. That sounds easy enough. But how do you get young people who are having trouble making ends meet to even think about saving for the future?

6 Seller Secrets for This Summer's Real Estate Market

Michael Corbett | Posted 07.15.2014 | HuffPost Home
Michael Corbett

Each year, it seems the housing market takes on a different tone. Sometimes it's going to be a sellers' market with inflated prices and bidding wars, and sometimes a buyers' market with tons of choices and low prices.

Where Can The Middle Class Actually Afford To Buy Homes?

Jed Kolko | Posted 07.14.2014 | Business
Jed Kolko

Where can the middle class afford to buy a home today? Affordability has worsened in the past year, as home prices have climbed faster than incomes and mortgage rates have risen. But compared with the longer-term past, homeownership still looks relatively affordable:

How to Get a Near-Perfect FICO 8 Bankcard Score: One Woman's Story

MyBankTracker | Posted 07.13.2014 | Money
MyBankTracker

There are advantages to maintaining a pristine credit profile. Primarily, having great credit means that you're more likely to qualify for loans and l...

How To Budget Your Money With The 50/20/30 Rule

LearnVest | Posted 07.12.2014 | Money
LearnVest

No matter whether you're a mom with two kids or a recent college grad working your first job, this rule can help you not only figure out how much you should be spending in each area every month, it will also tell you in what order you should be spending your money.

Putting Fear to Work for Your Money

Richard Barrington | Posted 07.09.2014 | Money
Richard Barrington

Fear and greed are often said to be the emotional extremes that investors swing between. It can be rightly said that greed had a great deal to do with the financial crisis of 2008 and 2009.

The Housing Recovery Needs More Than Just Rising Prices

Jed Kolko | Posted 07.09.2014 | Business
Jed Kolko

The Trulia Price Monitor and the Trulia Rent Monitor are the earliest leading indicators of how asking prices and rents are trending nationally and lo...

6 Big Mistakes Teens Make With Their Money

WiserAdvisor.com | Posted 07.09.2014 | Money
WiserAdvisor.com

If you're in high school and all you've got is an allowance, a part-time job and occasional birthday checks from Grandma, you're still ready to become money-savvy. The smarter you are with your cash, the farther it will stretch.

How Prepaid Debit Cards Can Teach Teens Financial Responsibility

Tami Farrow | Posted 07.08.2014 | Money
Tami Farrow

Certain prepaid cards are specifically designed with parents and teens in mind -- giving parents the ability to have control over how their teen is spending money. Using a card like this will help your teen develop into a financially savvy and responsible adult, while keeping the risks of offering them more financial independence at bay.