You've celebrated your 40th birthday (or better). Now that you're older and wiser, you decide to start learning about retirement planning. You assume you still have plenty of time. After all, retirement is more than a decade away.
Most say they'd think twice about taking a job without one. Americans love their 401(k)s. We love them so much that the growth in those investment accounts for our retirement is more important than our health.
Since there will always be things threatening the market, it is important that employees focus on the items they can control, such as how much they are saving and their asset allocation, based on their time horizon and tolerance of risk.
Check the fees yourself. Don't just leave it to someone else. Even the best fund managers may do strange things with fees that you only find out about in letters most people don't bother to read.
As a child, we all dreamed about what we wanted to be when we grow up. And now as we near retirement, it's time to dream about our future once again.
It turns out that when it comes to retirement planning, baby boomers may be in worse shape than we thought. A survey from TD Ameritrade shows that a whopping 20 percent of millennials are supporting their parents, including baby boomer parents.
Since millennials don't know how much government support they will have during retirement, they need to start saving now. Here are a few good retirement savings tips: Pay off all debt first to avoid accruing interest and put money into an IRA automatically.
First comes love, then comes marriage, then comes figuring out what the hell to do about Social Security. Retirement planning can be quite complicated for anyone, but the newness of Social Security options for LGBT couples find some of us unprepared.
How do you go from being on top of the world with a multimillion dollar contract to filing for bankruptcy? By spending like it is never going to end. Former football superstars are finding that out the hard way.
The healthiest cities for retirement living are in the Pacific Northwest, Colorado and Minnesota, according to a new list that relegates all but one Sunbelt city below the top 20.
For some, retirement still evokes images of a rocking chair on the porch. Some relaxation is OK, but the rocker isn't the best long-term answer for mind or body. Today's retirees are choosing active lifestyles. Many hold part-time jobs, pursue hobbies, and fulfill long-deferred dreams.
With Americans living longer than ever and retiring at the same age as before -- or often electing to retire at an even younger age -- many people will spend a record number of years living in retirement.
It is likely that a very large share of American households will have little besides Social Security to rely on in old age, and that a significant share of seniors will forgo retirement altogether, taking us closer to the circumstances that reigned before Social Security's passage.
I've noticed a couple of recurring themes for towns and cities that people rate as good retirement choices. We know that for retirement, people love university towns and apparently, people also seem to love farmers markets.
If we had a super power such as 20/20 hindsight, would we have done things differently back in 2001 when we were preparing to leave the pastures of Nebraska for greener ones overseas?
It is not uncommon to be living on a fixed income and a set and restricting budget for many older Americans. But sometimes you may require more cash than is on-hand for one or more reasons. Here are a few examples of where a reverse mortgage might be able to help you.