According to this article from Dave Ramsey's website, "the majority of American workers, 69 percent, have less than $50,000 saved for retirement -- 36 percent have less than $1,000."
If you love dogs, you'll be thinking about where you retire with an additional filter. Is the city or town friendly to Fido? Are there active 50+ communities that are especially tailored to pets?
t is important to not be overwhelmed by the steps, but to embrace the goal. Once these steps are taken, it sets the groundwork of planning that opens the door to the important work of investment selection and asset deployment
So what does binging have to do with retirement planning? Most would say not much, but for many of us binging may be an answer to the age-old problem of seizing control of your financial destiny.
Remember there are always 1,440 minutes in each day. They do not vary from day to day. If you understand that, you can map out a plan for using them wisely. Appreciate and accept that some of these minutes will be used systematically day-in and day-out for essential task... It is how you use the remaining minutes that make the difference in your emotional and financial well-being.
Lesson #1: now is the time to start saving for your retirement. I know it may seem a lifetime away, but the earlier you start, the easier the path to a comfortable retirement can be.
Then came retirement. In 2013, my husband and I made strategic decisions to retire, sell our home, and move back to the community we left 20 years ago. After months of planning and action steps, we have just completed this huge transition. Here is some advice on the huge transition.
You may not realize it, but you have a lot of bad habits. OK, sorry I said that but it had to be said. All baby boomers have bad habits. I have bad habits. You can't go this long in life without having developed some imperfect patterns and impulses in your decision-making.
To ship or not to ship? That's the vexing question many prospective expats face about their belongings when moving overseas.
Welcome to the real world, class of 2014. You're probably swamped with student loan debt, and just entering your chosen career field -- if you're lucky. But, now is the time to secure your financial future by taking charge today.
This case poses a dilemma for senior citizens who seek to protect themselves from being scammed when they no longer have the cognitive ability to make decisions about their investments. If you can't trust members of your family, what should you do?
Have you ever wondered what rich and famous people, most of whom are baby boomers, do with their spare time?
Today with cell phones, texting, Skype and the relative ease of air travel (OK, I know the security lines are awful but I'm referring to all the flight options), living in different parts of the country than your grandchildren can work. But, if you want a few extra visits, you might want to consider being near certain locations as a bit of a draw.
You can retire on social security and live a nice life. What? I thought that was impossible? Yes, it really can be done. I'm not advocating that you do this but the reality is that many people are facing this scenario.
Now's the time when you're likely tidying up the garage, paring down your closet and dusting off the attic shelves. While you're at it, don't forget to clean up one of your most important assets -- your workplace 401(k) plan.
Capital One ShareBuilder's recent Financial Freedom survey revealed a wide gap between what working Americans think they should be doing when it comes to saving for retirement and what they're actually following through on.