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Retirement Crisis

Avoiding A Personal Retirement Crisis

Stuart Robertson | Posted 05.06.2015 | Money
Stuart Robertson

With the future of Social Security uncertain and an increasing number of workers approaching retirement, having access to intuitive, low-cost retirement plans along with a sound strategy to work toward retirement goals is more important than ever.

Train Wreck in Slow Motion (Part V): The Retirement Savings Crisis

John G. Taft | Posted 12.22.2014 | Business
John G. Taft

Financial advisors, money managers and other financial services professionals can uniformly attest to the gap that exists between what individual investors expect to live on in retirement and what they are likely to have, based on what they've accumulated to date.

The Retirement Crisis Is Real

Teresa Ghilarducci | Posted 11.30.2014 | Money
Teresa Ghilarducci

The retirement crisis is anything but imaginary. In a recent working paper, we find that only 44 percent of workers in the United States have access to a retirement plan at work.

When to Reject a HECM Reverse Mortgage, and When to Consider One

Jack M. Guttentag | Posted 11.11.2014 | Money
Jack M. Guttentag

Some seniors don't qualify for a reverse mortgage, either because they are not old enough (you must be at least 62), or because the difference between...

Boosting Social Security Benefits

Max Richtman | Posted 06.02.2014 | Politics
Max Richtman

Momentum continues to build inside and outside the halls of Congress to reverse course on the single-minded quest to cut Social Security benefits which has dominated our political discourse for years.

America's Jump From Economic Crisis to Retirement Crisis

Max Richtman | Posted 02.19.2014 | Politics
Max Richtman

Three decades of stagnant middle-class incomes, disappearing pensions, limited ability to start and maintain personal savings, and the failure of the 401K experiment lay the foundation for a retirement crisis that could further threaten millions of older Americans and their families.

Why the Denial About the Retirement Crisis?

Jane White | Posted 02.11.2014 | Politics
Jane White

The only thing more frustrating than the media's refusal to cover America's retirement crisis is that the trade group for the mutual funds who manage 401(k) assets continues to insist that the crisis doesn't exist.

This Demographic Is Least Prepared For Retirement

Emily Cohn | Posted 02.08.2012 | Business

Hispanic Americans, the nation's fastest-growing minority group, are least prepared for retirement, according to a new ING Study that compares how dif...

Leave It To Post50s To Solve The Retirement Crisis

Los Angeles Times | Posted 01.06.2012 | Fifty

Aging members of America's middle class worry about retirement, and for good reason. When the TV talking heads aren't reminding us about plummeting ho...

Dreams About 'Golden Years' Turning Into Nightmares

Posted 01.04.2012 | Fifty

By Tom Brown MIAMI - Like many middle-class American baby boomers, Linda Carmona-Sanchez is anxious about slipping into poverty and says whatev...

Retirements In Jeopardy As Baby Boomers Near 65

AP | DAVE CARPENTER | Posted 05.25.2011 | Business

CHICAGO — Through a combination of procrastination and bad timing, many baby boomers are facing a personal finance disaster just as they're hoping t...

Laura Bassett

Dwindling Retirement Savings 'Undiscussed Explosive Bomb' Of Recession | Laura Bassett | Posted 05.25.2011 | Business

After working in executive management for over ten years with a steadily increasing salary, Rick Stephens, 51, was laid off from his job in June 2008....

So, You Think You Can Retire Later? Don't Be Too Sure

Eric Schurenberg | Posted 05.25.2011 | Business
Eric Schurenberg

As you stare at the smoking ruin of your 401(k), it's clear what you have to do to retire with dignity. Work a few more years. There's just one problem: When you retire isn't entirely up to you.