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Retirement Savings

Targeting Pensions and Retirement Savings

James W. Russell | Posted 02.09.2016 | Business
James W. Russell

Most Americans are not vulnerable to losing pensions in this way for the simple reason that most no longer have pensions. They instead have 401(k)s and IRAs. But they too are vulnerable since those account balances are also targets for financial operators.

How to Calculate Your Retirement Number

Jim T. Miller | Posted 02.08.2016 | Fifty
Jim T. Miller

Calculating an approximate number of how much you'll need to save for a comfortable retirement is actually pretty easy, and doesn't take long to do. It's a simple, three-step process.

Why Are We Third-World America When It Comes to Retirement?

Jane White | Posted 01.28.2016 | Politics
Jane White

While there was plenty of buzz over Facebook CEO Mark Zuckerberg's announcement that he and his wife will donate nearly all of their Facebook stock, there was no buzz about the findings that Facebook offered no matching contribution to its employees' 401(k) accounts in 2012 and 2013.

Meet the Two Californians Who Want You to Work Forever

Bailey Childers | Posted 01.25.2016 | Politics
Bailey Childers

Last week in California, Chuck Reed and Carl DeMaio announced that they would no longer move forward with a measure to gut retirement security for hundreds of thousands of hard-working California firefighters, nurses, and social workers.

Keeping Your New Year's Financial Resolutions

Nathaniel Sillin | Posted 01.22.2016 | Business
Nathaniel Sillin

For many of us, New Year's resolutions often vanish in days - weeks at most. The latest update of a University of Scranton study puts "weight loss" a...

How to Make the Most of Your Workplace Retirement Plan

Jacob Gold | Posted 01.22.2016 | Business
Jacob Gold

Workplace retirement savings plans are one of the most effective tools workers can use to better prepare themselves for retirement. Taking the time to maximize your savings through your plan today can go a long way toward saving for the future. Consider taking the following steps to make the most out of your workplace plan.

How To Plan A Stress-Free Retirement

Alexandra McNulty | Posted 01.13.2016 | Fifty

Aol's BeOn group creates custom editorial content that is sponsored by marketing partners. The sponsoring partners do not exert editorial influence ov...

The Most Important Question To Ask About Your 401(k) Plan

HuffPost Live | Ryan Buxton | Posted 12.30.2015 | HuffPost Live 321

HuffPost Live talks with financial advisors about the most important information employees should have about their 401(k) savings plan....

What New Year's Resolution Do You Prefer: An Hour at the Gym Every Day, or an Hour (Total) With a Financial Professional?

Jerry Patterson | Posted 12.15.2015 | Business
Jerry Patterson

I recently had my own Groundhog Day scenario, but it wasn't about improving my physical health and wellness. I took part in a research project involving one-on-one interviews with Americans of all ages and backgrounds, to hear about their retirement plans and overall financial wellness.

5 Money Goals for Your 50's

PaladinRegistry.com | Posted 12.10.2015 | Fifty
PaladinRegistry.com

Your 50's is a time when you see the fruits of your labor come to fruition. This is typically the period where you will earn the highest income. On th...

What Your Aging Parents Aren't Telling You - Overspending

Patrick O'Brien | Posted 12.02.2015 | Fifty
Patrick O'Brien

For many of us, the dream of retirement includes plenty of free time and enough money to splurge on all the things we passed up during our younger yea...

Why You're Losing Substantial Money At Work

O, The Oprah Magazine | Joann Pan | Posted 11.13.2015 | OWN

  Prepare to give thanks, my friend, because that special time of year is here: open enrollment season, when employers let you make chan...

Interested in Saving Money? Check Out myRA.

Mark Steber | Posted 11.09.2015 | Business
Mark Steber

It is safe and easy to set up, it is backed and insured by the U.S. Government, there are no fees or charges, no minimum deposits required, and perhaps best of all, you can set it up right now -- it is that simple and fast.

Social Security's 2016 COLA Is Zero. Senator Warren Has a Plan to Fix That.

Nancy Altman | Posted 11.06.2015 | Politics
Nancy Altman

By closing the "performance pay" loophole, Senator Warren's proposal would end a giveaway to the wealthiest in order to provide an extremely well-justified payment to tens of millions who have seen the value of their benefits slowly deteriorate for years.

5 Retirement Risks That Bite - Infographic

PaladinRegistry.com | Posted 10.30.2015 | Fifty
PaladinRegistry.com

You are exposed to five potentially catastrophic financial risks, unless you are lucky enough to be in the top 15% of wage earners who have substantial retirement savings. The top 15% are the chosen few who were lucky enough to work for the right companies or disciplined enough to begin saving for retirement at a fairly young age.

100 CEOs Have As Much In Retirement Funds As 41 Percent of U.S.

Bloomberg | Jenny Che | Posted 10.28.2015 | Business

The retirement savings accumulated by just 100 chief executives are equal to the entire retirement accounts of 41 percent of U.S. families -- or more ...

This Is Why We Should Pay Attention To Bernie Sanders On Social Security

The Huffington Post | Emily Peck | Posted 10.15.2015 | Business

Over the past few decades, American companies have turned away from pensions and toward 401(k) accounts to help their workers save for retirement...

When It Comes To Retirement Savings, Are You A Ground Squirrel?

The Huffington Post | Ann Brenoff | Posted 10.15.2015 | Fifty

Get any two people who are over 55 in a room at the same time and I guarantee this is what they will be talking about: Do you have enough money ...

Excuse the Gloom, But Boomers Your Retirement Savings Is Taking A Hit

Buck Wargo | Posted 10.07.2015 | Fifty
Buck Wargo

Baby Boomers are still struggling to recover from the Great Recession, which is big time putting their retirement in jeopardy. The result? Working longer and lowering expectations of what their golden years will be like.

Managing Your Investments Like an NFL Team

Bob Stammers | Posted 10.06.2015 | Business
Bob Stammers

If you're more excited about the beginning of the football season than sitting down to make a financial plan, you're not alone. Football is a spectacle, but planning your investments is work.

Women and Retirement

MoneyTips | Posted 10.06.2015 | Women
MoneyTips

Retirement planning is important for all Americans, but the importance is heightened for women. The retirement deck is stacked against women in several ways, including generally lower pay compared to men and lower Social Security benefits upon retirement.

Save to Win 101

MoneyTips | Posted 09.23.2015 | Business
MoneyTips

Who needs scratch-off lottery tickets and Powerball? Some credit unions are offering a program that allows you to win prizes as you save your money, at no risk to you. Not surprisingly, the program is called Save to Win.

Have You Figured Out How Much Money You Need For Retirement Yet?

MoneyTips | Posted 09.08.2015 | Business
MoneyTips

Have you figured out how much money you need for retirement yet? If you answered "Yes", then you're preparing for your post-working years. But even ...

Retirement Planning Tips: When Family Members Ask for Help

Lule Demmissie | Posted 09.03.2015 | Fifty
Lule Demmissie

Forty is the new 30, 80 is the new 60. It's great that we are living longer, but the financial challenge of living longer may mean not only planning for extended retirement years, but also caring for an aging parent or adult child in ways that can take a solid bite out of any well-laid financial plans.

Pay Attention to Investment Fees: A Tiny Change Can Mean Thousands by Retirement

Debra B. Whitman, Ph.D. | Posted 08.31.2015 | Fifty
Debra B. Whitman, Ph.D.

Check the fees yourself. Don't just leave it to someone else. Even the best fund managers may do strange things with fees that you only find out about in letters most people don't bother to read.