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Retirement Savings

Save to Win 101

MoneyTips | Posted 09.23.2015 | Business

Who needs scratch-off lottery tickets and Powerball? Some credit unions are offering a program that allows you to win prizes as you save your money, at no risk to you. Not surprisingly, the program is called Save to Win.

Have You Figured Out How Much Money You Need For Retirement Yet?

MoneyTips | Posted 09.08.2015 | Business

Have you figured out how much money you need for retirement yet? If you answered "Yes", then you're preparing for your post-working years. But even ...

Retirement Planning Tips: When Family Members Ask for Help

Lule Demmissie | Posted 09.03.2015 | Fifty
Lule Demmissie

Forty is the new 30, 80 is the new 60. It's great that we are living longer, but the financial challenge of living longer may mean not only planning for extended retirement years, but also caring for an aging parent or adult child in ways that can take a solid bite out of any well-laid financial plans.

Pay Attention to Investment Fees: A Tiny Change Can Mean Thousands by Retirement

Debra B. Whitman, Ph.D. | Posted 08.31.2015 | Fifty
Debra B. Whitman, Ph.D.

Check the fees yourself. Don't just leave it to someone else. Even the best fund managers may do strange things with fees that you only find out about in letters most people don't bother to read.

7 Ways To Save For Retirement Even If You're Broke

The Huffington Post | Ann Brenoff | Posted 08.14.2015 | Fifty

  The numbers aren't pretty: More than a third of Americans haven't saved a nickel for retirement. About 36 percent of workers have less than $1...

6 Ways You Are Flunking Retirement Planning

The Huffington Post | Ann Brenoff | Posted 08.13.2015 | Fifty

Just like we've rewritten the script on how to pay for our children's college educations -- loans are bad, community colleges are good -- so has the ...

Social Security; Part 1: Today the Problem, Tomorrow the Solution

Martin Shapiro | Posted 08.11.2015 | Politics
Martin Shapiro

The so-called 'retirement age' is nominally thought to be 65 years old, but to get your full Social Security benefits the age is inching up each couple of months to 67, for those born in 1960 or later. And who knows where it will go from there? Or what will become of it.

Social Security: Analysis and Suggestions

Martin Shapiro | Posted 08.10.2015 | Politics
Martin Shapiro

Today with all the advancement on each of these fronts, average longevity is in the 80s and headed to the 90s. The largest growing demographic are the centurions and over -- for all the reasons that you readers know. So... what to do to rationalize the Social Security Retirement System?

Elizabeth Warren Nails GOP Financial Exec

The Huffington Post | Zach Carter | Posted 07.22.2015 | Politics

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Obama Wants Automatic Enrollment In Retirement Savings Plans

The Huffington Post | Ann Brenoff | Posted 07.13.2015 | Fifty

President Obama wants states to step up their game and put in place more workplace retirement saving opportunities for America's middle-class workers...

Part 3: Valuable Tips for Parents of Millennials from the Gen Y Guy

Jerry Patterson | Posted 09.30.2015 | Business
Jerry Patterson

My visit with Jason followed on the heels of some extensive research I was involved in, to gain a better understanding of millennials' financial habits. That research illustrated a number of key themes that highlighted how to help millennials save money and prepare for the future.

What Retirement Without Savings Looks Like

GOBankingRates | Posted 06.24.2015 | Business

Trying to retire without any savings in the bank can be difficult, and that difficulty is compounded by other factors senior citizens need to keep in mind as they age, like health issues and mobility.

Best and Worst States to Retire Rich

GOBankingRates | Posted 06.26.2015 | Business

If you want to retire rich, and maintain that wealth, you should be looking at important regional factors, such as taxes, local living expenses and the affordability and accessibility of health care.

15 Ways To Retire Early

GOBankingRates | Posted 06.22.2015 | Business

Retiring early -- or leaving the work force for the golf course, if you like -- might sound like an unattainable goal. That's especially true if you look at the challenge from a pure cash paradigm. But there are many ways to make it, so long as you take numerous approaches into account.

Successful Aging Lessons From The Military In A VUCA World

John Tarnoff | Posted 06.09.2015 | Fifty
John Tarnoff

Ageism is rampant, and many of us are burdened by debt, and costs of caring for elderly parents. Management and personal growth gurus advise us to be pro-active; to be bold in engaging with and dealing with our problems. But in this confusing world, where do we start, and what do we do?

Social Security Expansion Key to Averting Retirement Crisis

Ben Veghte | Posted 06.03.2015 | Politics
Ben Veghte

Workers today need to be saving much more for retirement than their predecessors. That they have not signals an impending retirement income crisis. The Center for Retirement Research projects that 52 percent of today's working households will not have adequate income in retirement -- around two thirds when one takes health and long-term care costs into account.

Arthur Delaney

Half Of U.S. Households Approaching Retirement Have Saved No Money | Arthur Delaney | Posted 06.02.2015 | Politics

WASHINGTON -- Half of older Americans have no retirement savings, according to a new report by the U.S. Government Accountability Office. Fifty-tw...

Is Social Security Really Going Bankrupt?

Bob Lotich | Posted 05.29.2015 | Money
Bob Lotich

Social Security isn't going bankrupt, at least not in the sense that we normally understand bankruptcy. But it is due for some kind of major haircut - and that's the scenario we all need to be preparing for.

Making Your Portfolio Retirement Ready

Jacob Gold | Posted 05.29.2015 | Money
Jacob Gold

For many people, one of the biggest adjustments in retired life is learning how to manage their money without the regular income sources they've grown accustomed to in their working years.

Five Reasons Why Saving for Retirement Should Get Priority Over Paying Off Your Mortgage

Bob Lotich | Posted 05.29.2015 | Money
Bob Lotich

There's an almost perpetual debate as to which should get priority, saving for retirement or paying off your mortgage early. In a perfect world, the best solution would be to do both at the same time.

Q&A: Getting on Track for Retirement | Posted 05.07.2015 | Money

Amy Augenblick swears she isn't as traditional as she sounds. She and her husband, Walton Smith, both 43, are saving for retirement together. They both go to the financial planning meetings with their financial advisor--they've known him for decades, she tells me--but, the truth is, she's just not that interested.

Part 2: Valuable Tips for Financial Advisors from the Gen Y Guy

Jerry Patterson | Posted 05.07.2015 | Business
Jerry Patterson

My visit with Jason followed on the heels of some extensive research I was involved in, to gain a better understanding of millennials' financial habits. In addition, we also investigated the role (or lack thereof) a financial advisor plays in helping millennials plan and save. The results? As varied as their personalities.

This Brain Hack Could Help You Stop Procrastinating

The Huffington Post | Carolyn Gregoire | Posted 05.14.2015 | Science

Having trouble motivating yourself to work toward a future goal? Whether what you want is two days or 20 years away, new research finds that the key t...

Part 1: Powerful Retirement Tips for Millennials from the Gen Y Guy

Jerry Patterson | Posted 06.21.2015 | Money
Jerry Patterson

I recently had the opportunity to spend some time with Jason Dorsey, chief strategy officer for The Center of Generational Kinetics. Known as the Gen Y Guy, Jason is an acclaimed keynote speaker, generational researcher and best-selling author.

3 Ways to Be the 401(k) Knight in Shining Armor for Your Employees

Jerry Patterson | Posted 06.09.2015 | Money
Jerry Patterson

Just because employees are hardworking and loyal doesn't automatically mean they are financially astute and do a good job at planning for retirement, nor does it mean newer employees are bad at managing their money.