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Retirement Savings

How To Do As Well Financially As Those Who Earn More Money Than You

Brad Hines | Posted 01.13.2015 | Money
Brad Hines

It is very possible to retire wealthy, without ever having earned more than $100,000 a year. Most of this comes from utilizing principles you may have heard of like compounding interest, that I won't get into here, but the benefit of that comes mostly from putting away the most money possible, while you are as young as possible.

How to Claim the Retirement Saver's Tax Credit

Jim T. Miller | Posted 01.07.2015 | Fifty
Jim T. Miller

It's called the "retirement saver's tax credit," and it's a frequently overlooked credit that's available to low and moderate-income individuals and families who make saving for retirement a priority. Here's how it works.

401(k) Resolutions That Can Make Dollars and Sense

Catherine Golladay | Posted 12.18.2014 | Money
Catherine Golladay

Whatever your financial situation, a new year may present the perfect opportunity to improve it. If you're like many Americans, a workplace 401(k) is probably your largest or only source of retirement income -- so that's a great place to start.

5 Reasons a Comfortable Retirement Is More Uncertain Than Ever

Barry N. Koslow, J.D. | Posted 12.06.2014 | Money
Barry N. Koslow, J.D.

For all but the wealthiest, a guarantee to a comfortable retirement does not exist, and changes in the law, business practices and the economy are making it all the more elusive.

Hey Millennials! 8 Important Financial Tips from Your Future Self

Jerry Patterson | Posted 12.09.2014 | Money
Jerry Patterson

If you could go back 30 years and give yourself one piece of advice regarding retirement planning, what would you say?

State's Retirees Kept In The Dark About Investments

International Business Times | Posted 12.03.2014 | Politics

If you're a public school teacher in Kentucky, the state has a message for you: You have no right to know the details of the investments being made wi...

Should You Be Debt-Free Before You Retire?

Carrie Schwab-Pomerantz, CFP | Posted 01.19.2015 | Money
Carrie Schwab-Pomerantz, CFP

Keeping control of overall debt is an important part of financial planning no matter what your stage of life. But a flat statement about eliminating all debt in retirement may be too simplistic. That's because the amount of debt you can comfortably handle is very individual and depends on your bigger financial picture.

Don't Let Communicating with Millennials Feel Like Eating in the Dark

Jerry Patterson | Posted 01.17.2015 | Business
Jerry Patterson

If you want to grab the attention of the millennial generation, you need to personalize and tighten-up your communications approach -- which frankly, is how we should have been doing it all along.

How to Save for Retirement: 5 Essential Savings Accounts to Consider

Betterment.com | Posted 01.10.2015 | Money
Betterment.com

With the decline of defined benefit plans (e.g., pensions), saving for retirement is something most Americans are left to figure out on their own.

Ben Walsh

Americans Are Not Remotely Financially Ready For Retirement

HuffingtonPost.com | Ben Walsh | Posted 11.07.2014 | Business

The median American heading into retirement has just enough wealth to live on for a little more than three years, according to a new paper by the Cent...

The Wrong Way To Pay Off Your Debt

Posted 11.05.2014 | OWN

Suze Orman on bringing down debt and keeping up with insurance hikes. Plus, a safer option for your retirement funds. By Suze Orman Q: Ove...

22 Percent Of Americans Would Rather Die Than Retire Without Enough Money

The Huffington Post | Ben Walsh | Posted 10.27.2014 | Business

Saving for retirement is scary. So little is knowable, and so much is uncontrollable and uncertain. A new survey from Wells Fargo reinforces just how ...

Baby Boomers and Student Loans are Pouring into Retirement

Jerry Patterson | Posted 12.23.2014 | Money
Jerry Patterson

A recent study by the U.S. Government Accountability Office indicated that "some 155,000 older Americans are now seeing deductions from their Social Security checks to pay off their federal student loans - up from 31,000 a decade ago."

Train Wreck in Slow Motion (Part V): The Retirement Savings Crisis

John G. Taft | Posted 12.22.2014 | Business
John G. Taft

Financial advisors, money managers and other financial services professionals can uniformly attest to the gap that exists between what individual investors expect to live on in retirement and what they are likely to have, based on what they've accumulated to date.

The 7 Keys To A Successful Retirement Life

The Huffington Post | Ann Brenoff | Posted 10.20.2014 | Fifty

With 10,000 boomers turning 65 each day, many eyes are watching the sand in their job hourglasses drain. But before they accept their gold watch -- do...

Is the Internet Costing Lumberjacks Their Jobs?

Jerry Patterson | Posted 12.06.2014 | Money
Jerry Patterson

If you are a financial advisor, embrace the web and leverage digital learning to enhance your value proposition. Dedicate time to identify good videos, websites, digital books, webcasts, online classes and search terms related to financial planning.

5 Most Common Mistakes People Make with Life Insurance

Jacob Gold | Posted 11.24.2014 | Money
Jacob Gold

Not many are focused on thinking about life insurance. But actually, September is Life Insurance Awareness Month (who knew?), so it is a natural time to focus on this topic.

Would You Rather See a Dog Brush His Tongue or Learn How to Prepare for a Secure Retirement?

Jerry Patterson | Posted 11.23.2014 | Money
Jerry Patterson

While you may not have time to read a book on financial planning or have the expertise to use elaborate financial-planning software, I would encourage you to take advantage of the amazing amount of free educational content available online. There are plenty of quick, bite-sized moments of learning that can have a material impact on your financial future.

Yagana Shah

9 Surefire Signs You Need To Retire Immediately

HuffingtonPost.com | Yagana Shah | Posted 09.12.2014 | Fifty

You've been secretly leafing through retirement brochures, doing the math on your retirement savings, and daydreaming about spending your final years ...

4 Forgotten Fall Financial Tips

David A. Dedman | Posted 11.02.2014 | Money
David A. Dedman

Fall is my favorite time of the year! I love the weather and the change of seasons. Fall also is a busy time for me as a financial advisor. I have ...

Past Performance Teaches Us Plenty About Saving For Future Retirement

Barry N. Koslow, J.D. | Posted 10.29.2014 | Money
Barry N. Koslow, J.D.

Investment types often trot out the cautionary phrase, "past performance does not necessarily predict future results." And for good reason. Clients must understand that their financial tomorrow is no guarantee. Yet when it comes to the question of whether we are doing enough to ensure that we won't outlive our resources in retirement, we can learn a lot from history.

College Savings 101: Financial Multi-Tasking

Patrick Kennedy | Posted 10.28.2014 | College
Patrick Kennedy

The words "college life" and "savings" are typically not used in the same sentence today. However, for college students preparing to move onto campus this fall, finding ways to save money may very well be as important as their academic major.

Trying to Encourage Millennials to Save for Retirement? Three Key Factors to Consider

Jerry Patterson | Posted 10.26.2014 | Money
Jerry Patterson

Here are my top three things to consider if you're trying to encourage millennials to save for retirement.

I'm Planning To Retire In My 30s. Here's How

LearnVest | Posted 10.19.2014 | Money
LearnVest

Later this year, at the age of 32, I plan to quit my full-time job as a software developer and don't intend to look for another one. By then, I expect my portfolio will be large enough to fund my essential expenses for at least the next 30 years, if not indefinitely, so that getting another 9-to-5 job becomes an option rather than a necessity.

Tips For Taking Advantage Of Employer Savings Plans

WiserAdvisor.com | Posted 10.15.2014 | Business
WiserAdvisor.com

Trying to save more, but not sure how? Employer savings plans are a great way to add to your retirement fund or savings goals. If your employer offers one and you're not taking advantage of it, you should be.