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Retirement Security

Retirement Security: It Impacts All Voters Yet We're Hearing Nothing About It

Bailey Childers | Posted 07.26.2016 | Politics
Bailey Childers

A recent study by the Pew Charitable Trusts found that 30 million Americans are not offered access to a retirement savings plan through work.

Social Security and Medicare Trustees See Little Change in Outlook

Paul N. Van de Water | Posted 06.22.2016 | Politics
Paul N. Van de Water

The financial outlook for Social Security and Medicare has changed little since last year, according to today's reports from the programs' trustees. ...

A Better Way to Fix Social Security

Teresa Ghilarducci | Posted 06.09.2016 | Fifty
Teresa Ghilarducci

If we don't take action now, tens millions of Americans will be poor or near poverty when they get old.

The Millennials' Dilemma: Pay Off Student Loans or Save for Retirement

Bailey Childers | Posted 05.25.2016 | Business
Bailey Childers

There's a serious consequence of student loan debt that we don't hear much about: how high debt payments in the early working years could have a devastating impact on the retirement security of today's young people.

The Gender Wage Gap and Women's Retirement Security Go Hand in Hand

Sarah Jane Glynn | Posted 04.12.2016 | Business
Sarah Jane Glynn

The focus on what a woman earns each year compared to her male counterparts masks a related and equally important issue: the gap in women's retirement insecurity.

These Charts Explain How Racial Inequality Continues Into Retirement

The Huffington Post | Daniel Marans | Posted 03.03.2016 | Politics

You have a better chance of retiring in dignity in the United States if you are white. African-American and Latino workers are far less likely than th...

Cupid Aims for Retirement Security

Julie Stich | Posted 02.12.2016 | Business
Julie Stich

Though it might not seem like the most romantic topic, getting your partner involved with retirement planning will help secure a financially happy future, for both of you.

Prompt Action Needed to Test Work Incentives for Disability Insurance

Kathleen Romig | Posted 02.12.2016 | Politics
Kathleen Romig

Last year's budget deal renews the Social Security Administration's (SSA) authority to conduct demonstration projects to encourage work among Disabili...

Preparing for the Age Wave

Bobbie Brinegar | Posted 01.19.2016 | Healthy Living
Bobbie Brinegar

We are in the midst of an age wave, brought on by baby boomers who are changing the nation's demographics and redefining the meaning of old age.

Here's Why Obama's New Wall Street Rule Is A Great Idea

The Huffington Post | Zach Carter | Posted 01.19.2016 | Politics

Most retirement advisers aren't required to give advice or pick investments in the best interest of their clients. This simple fact surprises most peo...

The Year in Retirement Security: A Look Back at 2015

Bailey Childers | Posted 02.26.2016 | Politics
Bailey Childers

For years firefighters, nurses, teachers, social workers, roads crews and others across the country have paid a percentage of their salary toward their retirement security. Notably, in Illinois and New Jersey irresponsible politicians did not do the same.

We Must Not Allow Scare Tactics to Derail the Conflict-of-Interest Rule

Jared Bernstein | Posted 10.20.2015 | Politics
Jared Bernstein

In objecting to our op-ed on the importance of ensuring that financial advisors place their clients' best interest ahead of their personal profits, Dirk Kempthorne, the President and CEO of the American Council for Life Insurers, offers a misleading argument, built on a large, incorrectly cited number.

Retirees, Workers Deserve to Receive Their Pensions

James P. Hoffa | Posted 09.29.2015 | Business
James P. Hoffa

The golden years of everyday Americans who worked hard for decades to put away money for retirement are increasingly being jeopardized by the nation's pension system. But the Teamsters and a top presidential contender are working hard to change it.

Disability Insurance Has Many Safeguards Against Fraud and Abuse

Kathy Ruffing | Posted 09.22.2015 | Politics
Kathy Ruffing

Though the Social Security Administration (SSA) works hard to fight fraud and reduce improper payments, it could do more -- especially if it had the resources and powers to do so. Several bills in Congress would give SSA more legal tools.

Retirement: A Party We All Want To Attend

Bailey Childers | Posted 08.14.2015 | Politics
Bailey Childers

We must continue to stand up against Wall Street interests who want to privatize social security, force older Americans to work longer, gut pensions for public employees, and continue to manipulate our government to only benefit the wealthiest in our country.

A White House Conference on Aging: Aren't We All?

Robert B. Blancato | Posted 07.10.2016 | Politics
Robert B. Blancato

We must acknowledge and celebrate the changing face and composition of those aging in America today by focusing on cultural competency and combating all remaining vestiges of discrimination based on age, race, gender or sexual orientation. We should strive to make sure that the quality of life keeps pace with the quantity of life for all our people.

A Blueprint for Getting America Back on Track

James P. Hoffa | Posted 07.02.2016 | Business
James P. Hoffa

Given the economy's size and complexity, our problems cannot be solved by tinkering around the edges. Instead, a total revamp is necessary, one that both grows the middle class while reining in the runaway excess of the business class.

Union Dad: Economic Justice and a Rich Family Spirit

Lee A. Saunders | Posted 06.17.2016 | Politics
Lee A. Saunders

When I was growing up in Cleveland, my dad was a bus driver and a proud member of the Amalgamated Transit Union. Although he passed away in 2009, the lessons he taught about what it means to be a union member have never left me. That's why I'm proud to be a union son, and proud to be a union dad.

Jason Linkins

So That Happened: Obama, Warren Team Up To Save Older America | Jason Linkins | Posted 02.28.2015 | Politics

So, that happened. This week, the Republican-led House Agriculture Committee began what they termed a "top to bottom" review of the federal food stamp...

Zach Carter

How Democrats Almost Strangled The Obama-Warren Retirement Security Plan In The Cradle | Zach Carter | Posted 02.24.2015 | Politics

WASHINGTON -- President Barack Obama unveiled a significant retirement security proposal with Sen. Elizabeth Warren (D-Mass.) on Monday, announcing pl...

Dave Jamieson

White House To Crack Down On 401(K) Fees | Dave Jamieson | Posted 02.23.2015 | Politics

Over the objections of Wall Street and some financial regulators, the White House announced Monday that it plans to move ahead with a new rule that wi...

Financial Firms Fight to Protect their Right to Profit at Customers' Expense

Barbara Roper | Posted 04.07.2015 | Business
Barbara Roper

Ever since the Department of Labor proposed several years ago to close regulatory loopholes that allow financial firms to offer conflicted retirement advice without having to act in the best interests of the retirement savers who rely on that advice, financial services firms have been nearly apoplectic in their opposition.

4 Key Variables of the Retirement Equation

Barry N. Koslow, J.D. | Posted 03.30.2015 | Money
Barry N. Koslow, J.D.

There are many things to consider when contemplating retirement. It is one of life's sea changes and if not carefully considered, there can be many surprising outcomes.

America's Retirement Security Crisis Is Huge and Quickly Approaching

Nancy Altman | Posted 03.23.2015 | Politics
Nancy Altman

You've heard about boomerang kids -- adult children in their 20s and 30s who have returned to live in their parents' homes. Well, get ready for boomerang parents, formerly independent middle-aged people who -- 10, 15, 20 years hence -- will have no choice but to move into their adult children's homes because they cannot afford to maintain their own.

Do Financial Advisers Work for You or Wall Street?

Liz Shuler | Posted 03.09.2015 | Politics
Liz Shuler

Did Wall Street win on Election Day? The U.S. Department of Labor's watchdog agency charged with protecting pension and retirement savings is on the verge of issuing new worker and retiree protections.