While it is encouraging that participants understand the importance of professional 401(k) advice, just 12 percent of those with access to it are actually using it - meaning the vast majority are missing out on critical guidance.
Taking an accounting of liabilities and expenses -- ie. what's owed -- is an essential first step to taking full financial control. In the case of divorce, which spouse will continue to pay for certain expenses is typically decided in the settlement.
There are a number of ways in which coordinating benefits with your spouse could put a few more dollars in your pocket over time, so it's worth looking at the options and running a few scenarios before deciding when to collect.
"How many coconuts will we need to retire?"
Many novice investors often think being a successful investor is just about picking the "best" investments and maybe even timing the market perfectly. Realistically investing is about making smart decisions and avoiding making the big mistakes that can drag down you long term returns.
In the little town of Campton Hills, Illinois, they have an even sweeter ice cream man than most. His name is Richard Royce, and he's found the good in Good Humor. The truck he drives around the neighborhood is more than just a vehicle for treats; it's a way to raise money for charity.
Don't believe the lies told today by those who seek to pit the young against the old in order to avoid paying their fair share. As the wealthiest nation on Earth at the wealthiest moment in our history, we can afford more spending on the young and the old.
Ever thought about retiring in Colombia? Now's the time to visit. Your money will go nearly twice as far in Colombia today. If you've ever wanted to travel to this warm and enchanting country or if you've ever considered it for an overseas retirement destination, now's the time to visit.
Now I'll say something you may not agree with -- if you are not on a path to have $1M in the bank by the time you retire -- it's probably your own fault.
Here are the top five jackpots with respect to total payout. The larger number is the amount of the annuity (how much winners would get over many years) while the cash payout represents a smaller lump-sum amount that a winner could choose to receive.
Erica Jong's book about old people sex is getting some pretty crummy reviews. But who cares! Here are 20 quotes about old people sex. We hope these words make you long for some boot-knocking deep into your retirement.
From 1978 to 2013, the average single family home grew from 1,780 to 2,660 square feet. This means more house to heat and cool, more space to clean and maintain, and more room for more stuff. And while the average house was growing, the typical family was shrinking, as the average family went from having three kids in the 1970s to two in the 2010s.
Personal care attendants have complicated jobs that involve daily, and often intimate, support for an older population that is increasing in numbers and has increasingly complicated health and social care needs.
The Silver Tsunami refers to the takeover of an aging workforce. By 2020, 25 percent of the United States workforce will be comprised of workers age 55 and older. For the first time in history, there will be four generations of employees in the workforce.
Second in a series. Having concluded its first season and been renewed for a second, the hit HBO show Ballers on life after football paints a pictur...