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Raymond J. Learsy

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Four Years After the Financial Implosion, Questions Finally Begin to Be Asked

Posted: 09/17/2012 1:32 am

Finally, after four years of hesitation and stalling, U.S. regulators have begun an investigation of insider trading by those Wall Street executives who attended a private meeting with Treasury Secretary Henry Paulson.

According to the Wall Street Journal article, investigators are following up whether Mr. Paulson suggested at the meeting that the government was willing to rescue the sinking mortgage-finance agencies Fannie Mae and Freddie Mac.

The SEC investigators are only now looking into whether the firms traded on information that Mr. Paulson may have shared. The issue of insider trading from information emanating from Mr. Paulson's office was a focus of ruminations from this corner some four years ago.

First there was the virtually open-ended access to Mr. Paulson by Bill Gross, head of Pimco, the world's largest bond fund, as chronicled in the eye-opening New York Times article "For Hire: Bailout Adviser" and the subsequent and extraordinary bailout of Fannie Mae and Freddie Mac's subordinated debt. The Wall Street Journal labeled the event "Bailout for Billionaires" in a September 11, 2008 editorial. As the editorial proclaimed, "Investing rarely gets better than this: Buy paper you know carries a higher risk but also a higher return, and then have Uncle Sugar eliminate that risk so you can make a windfall profit." The result was a $1.7 billion payday, the then largest ever for Pimco. A post concurrent to the events, "The Bailout: The Bond Billionaires Piggybacking The American Taxpayer For Another Gilded Ride," ended with the admonition, "Wouldn't it be refreshing if someone in Congress asked a few hard questions?" To date, I do not believe anyone has.

But hard questions, perhaps until now, have been few and far between, and rarely to the core of the matters at hand.

Perhaps most egregious example is the single question not asked again and again -- what was the nature of the conversations between Treasury Secretary Hank Paulson and Goldman Sachs chairman Lloyd Blankfein? Between September 18 and 21, 2008, there were 19 telephone contacts between Blankfein and Paulson, as well as numerous telephone contacts between Blankfein and the then-president of the New York Fed, Timothy Geithner. The more-than-$180 billion that was pumped into AIG to keep it solvent included tens of billions to pay down exotic derivatives in full. Derivatives, before the government's rescue, were selling at less than 40 cents on the dollar. Was the highly significant tidbit of information that was made public after the bailout by Timothy Geithner, namely that the Treasury found that the prospect of AIG's failure posed a grave risk to the economy, ever whispered by Paulson or Geithner into Blankfein's ear?

Had that morsel of information been made available to Goldman Sachs at the time, it would have been worth tens of billions to Goldman, AIG's largest counterparty. Goldman's holdings, direct or indirect, of AIG credit-default obligations made up one third of the $62 billion counterparty trades on AIG's books. It would seem self evident that with knowledge of the Treasury's preordained policy to salvage AIG, AIG's trading partners would have resisted any modification of their counterparty contracts to levels representing the then-discounted real-time value. At one point, discussions took place between the trading partners to write down AIG's obligations to some 40 cents -- without success, as Goldman refused to budge. Was this refusal based on information of the Treasury's willingness to rescue AIG, information garnered in conversations with Paulson and Geithner? If so it would have been the ultimate insider tip-off. Was it? I do not know. All one does know is that the questions were never asked.

The Wall Street Journal report in Friday's paper comments that the inquiry comes amid an aggressive government crackdown on insider trading. Really?? After four year of hibernation? Perhaps we are witnessing a new definition of the word 'aggressive.'

 
 
 

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Finally, after four years of hesitation and stalling, U.S. regulators have begun an investigation of insider trading by those Wall Street executives who attended a private meeting with Treasury Secret...
Finally, after four years of hesitation and stalling, U.S. regulators have begun an investigation of insider trading by those Wall Street executives who attended a private meeting with Treasury Secret...
 
 
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HUFFPOST SUPER USER
Bayard Waterbury
social philosopher
05:21 PM on 09/19/2012
If anyone is interested, I just published an article on OpEd News directly relating to this article:

http://www.opednews.com/articles/Eric-Holder-where-are-you-by-Bayard-Waterbury-120915-549.html
09:08 PM on 09/18/2012
“Was the highly significant tidbit of information that was made public after the bailout by Timothy Geithner, namely that the Treasury found that the prospect of AIG's failure posed a grave risk to the economy, ever whispered by Paulson or Geithner into Blankfein's ear?”

Given the consequences of the recent failure a Lehmans (Lehman stock dropped by 75% in one week)), nobody needed insider information whispered into their ears to be confident that AIG would never be permitted to fail as well. By then it was obvious to Treasury and everyone else that the collapse of AIG would cause a further wave of bankruptcies.
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09:39 AM on 09/18/2012
No one is going to "walk" after doing this much economic damage by breaking every law on the book that the people being skinned alive were following!

WWII started with the China/Japan conflict in 1937, in EU in 1939. Nuremberg Trials for CRIMES AGAINST HUMANITY in EU began in 1945. There are no "statute of limitations" for a crime this big. Get over yourselves....
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HUFFPOST SUPER USER
RobertHenryEller
a micro-bio hp can handle
07:57 AM on 09/18/2012
Follow the money. Why would Lloyd Blankcheck even be talking to Paulson and Geithner in the first place? To discuss the weather?
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conveyeroftruth
It’s good to be the herald of truth!
01:10 AM on 09/18/2012
Is it still insider trading when the bankers are calling the shots? I doubt Paulson was whispering anything, and Geitner certainly wasn't. For the former it was a like-minded agreement; the latter was told what to do.
11:27 PM on 09/17/2012
It's too bad all the criminal justice players are so busy busting teenagers of color for possession of a joint or two that the banksters who stole billions go free.
professor
Correkt the Spelling and Pick on the Moniker
11:20 PM on 09/17/2012
You don't have to know anything about anything.

Just assume that these people always commit crimes. And you will be right. No muss. No fuss. And absolutely true.
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HUFFPOST SUPER USER
FearlessFreep
A radical leftist with a JS Woodsworth avatar.
04:58 AM on 09/18/2012
It's like assuming that politicians are lying...
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HUFFPOST SUPER USER
Bayard Waterbury
social philosopher
05:24 PM on 09/19/2012
Interesting. I would note that there have been multiple articles dealing with the Wall Street (new standard) criminal behavior. The best ones were authored by William Black. Google him and you will find a plethora of good opinion pieces. And, perhaps Bill is the single best qualified person in this nation to write on the issue of Wall Streets trend toward criminogenic behavior.
10:14 PM on 09/17/2012
Of course the federal & state regulators were kept on a short leash by those in government who answer to their Wall St. masters (this includes most of Congress). Given that the statue of limitations is about to expire on the many massive financial frauds perpetrated in the autumn of '08 by the elites of the "financial services industry", the hounds can now be turned loose since the foxes who pillaged the taxpayer hen house are well beyond reach.
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kamact
Market Observer
09:05 PM on 09/17/2012
Henry Paulson and the bankster CEOs need to be throw in prison and have their assets seized...for justice and to protect America....
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HUFFPOST SUPER USER
Jay Daterman
Dump The Teapot
07:31 PM on 09/17/2012
Questions may be asked but results will be zero! Like my maternal grandfather who was a cop used to say if you're gonna be a crook make sure you wear a white collar.
HUFFPOST SUPER USER
pdxbuckeye
06:29 PM on 09/17/2012
We know, it was all a scam. They told them, they knew, we got stiffed and they made out like bandits.
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HUFFPOST SUPER USER
Bayard Waterbury
social philosopher
05:45 PM on 09/17/2012
This is what I think:

http://www.opednews.com/articles/Eric-Holder-where-are-you-by-Bayard-Waterbury-120915-549.html

I wrote this article for OP ED News, a great site for thinkers and carers. It is high time, considering the six year statute of limitations on criminal fraud is expiring on much of what they did. What we can do is reinstate Glass Steagall. If Gramm-Leach-Bliley had never passed, we wouldn't be having this conversation today. And, the toxic, unregulated CDO's, CDS's and other derivatives are not only still out there, but now these are worth more than a quadrillion. If you think that last problem was bad, this one is a potential world destroyer.
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04:18 PM on 09/17/2012
Old news. Too big to fail is now too big to jail! Anybody that had anything to do with anything has and will walk.
The rest of us continue to get the bill.
HUFFPOST SUPER USER
cinmac
04:03 PM on 09/17/2012
We are looking at an election in less than two months so people in Washington have to act like they're going to do something. After the elections it will all go away and it will be business as usual. I think the DOJ has been pretty clear about their intentions towards the banks and Wall St.