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Raymond J. Learsy

Raymond J. Learsy

Posted: September 23, 2010 08:14 AM

In a New York Times Op-Ed Monday titled "The Angry Rich" Paul Krugman railed against the angry rich as "decision time looms for the fate of the Bush tax cuts." He cited the financial wheeler dealers who had been bailed out with taxpayer funds but were furious that the price of these bailouts included temporary limits on bonuses. He concludes his missal with the appropriate incantation that for the financial nabobs "sacrifice is for the little people."

In all, tough words. But then, even before one can put the paper down appears a jaw dropping validation of Krugman's observations. There comes one of the doyens of the financial establishment, Charles Munger, the Vice Chairman of Berkshire Hathaway and long time associate of Warren Buffett, having told University of Michigan students but a week before that "we shouldn't be bitching about a little bail out" of the banks. And then, adding insult to this deeply self interested observation, we are all instructed by this multi-billionaire that the country's unemployed should "suck it in and cope."

This from one half of the Vaudeville Act (together with Warren Buffett, see "The Goldman Sachs Settlement, The Wall Street Journal, Warren Buffett and the White House" 07.25.10) that traveled the country to wherever they could find someone with ink to print or a microphone or television camera to laud and exculpate Goldman Sachs for all its daring do with Abacus deals, CDOs, AIG covered CDS', Derivatives, Greek financial engineering, Tankers at anchor oil trades, and on. Here's Munger on Forbes TV commenting on Goldman's behavior. "Given the world they were in they did OK" and "There are things perfectly legal to do and that everyone is doing and will earn a lot of money," by way of exculpation of Goldman. No "suck it in and cope" here.

Mr. Munger and especially Mr. Buffett are exemplary philanthropists and have advanced their social obligation to their communities with great commitment. But here again a great swath of Americans whose sense of personal identity and pride was tied to their eleemosynary activities in their communities are now bereft of even this intrinsically important part of their lives. The tithe of zero is zero. Worse, in too many cases, to their grave personal dismay, they have become the recipients of philanthropy rather than the givers.

With Berkshire billions invested in Goldman Sachs, Wells Fargo & Co. and the risk of their having to put up additional billions as collateral under the new financial regulation bill, Mr. Munger, Mr. Buffett left no stone unturned, no political access to even the highest reaches of government unattended, in order to formulate bailout and financial regulation policies supportive to their interests. No "suck it in and cope" here whereas the "suck it in and cope" crowd, without means, without access were left dangling to their own devices. One set of rules for Wall Street, one set of rules for Main Street. What's wrong with this scenario? Something very basic to what once was our understanding of America. And it needs fixing NOW!

 
 
 
 
 
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HUFFPOST SUPER USER
Carl Caroli
I just don't understand people
09:21 AM on 09/24/2010
Self righteous predators.
HUFFPOST SUPER USER
exmate
Life is about playing a poor hand well.
06:07 AM on 09/24/2010
What's wrong with making a lot of money by running profitable companies?

1..The same thing that is wrong with a crime syndicate raking in huge profits from their operations which result in ruining the lives of thousands of people. Yes, they work hard at it. They have demonstrated imagination, organizational skills in piecing off authorities and managing logistics. They are enterprising, intelligent and efficient .

2. They deserve the fruits of their success. Right ? WRONG! Unike more worthy endeavor, their activities do not contibute to society in any positive way in terms of goods and services.
PaulArt
Under 50 and Screwed by the TParty65+
09:31 PM on 09/23/2010
I am sure that one of the things that keeps Buffet awake at nights is that statement he made about his Secretary paying more tax than him. I am pretty sure he regrets it every day. You can bet money that he lost a lot of Wall Street and Billionaire Club goodwill with that statement. He is doing penance now. Thats why we don't hear Social minded comments from him anymore. One thing these people seem totally convinced of is, Charity is the ticket to salvation. Joining forces in the plunder of the century of the working class and then turning around and giving back to charity makes them think that they are great and wonderful leaders.
05:06 PM on 09/25/2010
He said she pays a higher percentage of her gross income than he did of his, right? I'm sure he pays more in absolute dollars.
08:57 PM on 09/23/2010
"eleemosynary" you say? Ray, please, eschew obfustication.
This user has chosen to opt out of the Badges program
06:38 AM on 09/24/2010
I looked it up. It's a real word, but I'm sure this is the first time it's ever been used.
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FoonTheElder
Always choosing between the lesser of two evils
03:50 PM on 09/23/2010
The banks are still broke in reality, but that doesn't keep them from arrogantly paying out millions in bonuses.

We should have bailed them out the Swedish way.
http://www.ritholtz.com/blog/2010/09/gone-swedish/

The big banks continue to account for home equity loans as 100% collectible, even though there is no equity left in the homes that are used as security.

"We have learned that regulators have been complicit on a variety of financial charades over the years!!

“The banks have been accounting for [home equity loans] at par and the reason is that supervisors won’t force the writedowns,” Hanweck said. “If the loan is performing, that’s their fallback, but the underlying value of the property is still less and is insufficient to support the valuation.”
But forcing writedowns would have negative consequences for capital positions, which banks have spent the last few years rebuilding and will have to further buttress in coming years under the new Basel III standards.
We don’t have the money in the economy to successfully write down these loans,” Sanders said. “If we force the banks to write them down, the banks will become insolvent and come back to the federal government for additional bailout money, which means the taxpayers get stuck.” (all highlights applied by LD)

Ultimate Catch-22 you say? Perhaps. If the banks have such serious capital issues, then how is it that they have been able to pay such enormous bonuses recently? Think the banks have the regulators and Washington over a barrel? Just because nobody is acknowledging the elephant, does not mean it is not casting a VERY LARGE shadow."

 http://www.senseoncents.com/2010/09/the-giant-elephant-in-the-room/


Ultimate Catch-22 you say? Perhaps. If the banks have such serious capital issues, then how is it that they have been able to pay such enormous bonuses recently? Think the banks have the regulators and Washington over a barrel? Just because nobody is acknowledging the elephant, does not mean it is not casting a VERY LARGE shadow."

 http://www.senseoncents.com/2010/09/the-giant-elephant-in-the-room/
03:32 PM on 09/23/2010
THEY ARE NOT PHILANTHROPISTS AND ARE NOT TO BE LAUDED. They can enter the world of decent and respectable people when they have surrendered all but their last $50 Million to the U. S. Government for debt reduction.
03:25 PM on 09/23/2010
Now if only Democrats will understand that their politicians have been helping these guys. The Tea Party and the overturn of the Republican party establishment has largely been about the establishment's support of the people described in this article. GOP polling numbers are so bad because their base has had enough. When is the base of the Democrat party going to do the same thing to their establishment?
02:02 PM on 09/25/2010
when you come up with answers instead of idiots to run for office! Mom is in debt--she should give her checkbook to her 5 yr. old???
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Erdgeist
per omnia extrema
02:26 PM on 09/23/2010
The poor of course have their Mother Teresa, but don't forget the rich have their saint, too. Who could forget the sulphurous words of Leona Helmsley: "Only little people pay taxes."
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JBS
Part time misanthrope & full time curmudgeon
01:53 PM on 09/23/2010
There is no solution until we break out the tumbrils, build the guillotines and give the aristos what they deserve.

It will mean lean times for a while, but it has to be done "pour encourager les autres"
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Erdgeist
per omnia extrema
02:31 PM on 09/23/2010
Ever so often a French Revolution (and la Terreur) is necessary to remind the rich that they are as mortal as those whom they exploit, lock up in prisons, and starve to death.
02:11 PM on 09/25/2010
go read a history book-
a revolution became a witch trial became madness--how many poor died??? this is a solution??? I want the people in the streets demanding fair laws,tax reform, etc. not to stand hip deep in blood! they killed far more chambermaids than countesses
01:30 PM on 09/23/2010
Too many people want a government handout.
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HUFFPOST SUPER USER
mamala4
02:15 PM on 09/23/2010
Let me guess, your salary is in the six figures....
03:49 PM on 09/23/2010
Free Lunch: How the Wealthiest Americans Enrich Themselves at Government Expense (and Stick You with the Bill)
by David Cay Johnston

Starting at the top.
12:23 PM on 09/23/2010
It also seems like we have one set of rules for politicians and government and one set for the citizens. Perhaps moving toward one set of rules...for everyone...would help.
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HUFFPOST SUPER USER
sposton
right to tell what they don't want to hear
11:29 AM on 09/23/2010
We all seem to start from a wrong premise - that we are still a functioning democracy. If only people in power would hear us out they would realize how wrong they are and they would quickly change their policies to undo their errors. We must dispel all such illusion and see the reality around us as it is. Our government has been taken over by corporate interests. We no longer appear in their equation except as "electorate" which must vote every two years for either party and thereby provide the necessary gloss of democracy and legitimation of the thieving system. The only other appearance American people make in their calculation is as a potentially source of social unrest.

We have lost all sense of public good, common good and common wealth. In fact anything with common in it must be socialist and therefore eradicated. The purpose of a government is public good about which neither we or our government any longer even talk. That is because the aim of our government has been subverted into "what is good for corporations and their owning classes must be good for the people".

Even in Financial Times one can read that what we have is no longer working but all Obama appointees are of the sort who don't recognize this fact and continue believing that the same old corporate designed stuff will eventually work out. We shouldn't be surprised.

http://www.ft.com/cms/s/0/0611a72a-c66f-11df-8a9f-00144feab49a.html
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Erdgeist
per omnia extrema
02:55 PM on 09/23/2010
Perhaps it is close to the time of the twilight of the corporate gods.
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HUFFPOST SUPER USER
sposton
right to tell what they don't want to hear
03:35 PM on 09/23/2010
Yes, they will never again have it so good but don't think this necessarily means our liberation. When our bus goes off the cliff the corporate gods will make sure they land on top of us with the coercive powers of the state. They are most likely to continue ruling us for a long time. Our only possible salvation is a broad campaign of peaceful civil resistance. Start educating yourselves in civil resistance techniques. Only peaceful but resolute methods will eventually save us.
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HUFFPOST SUPER USER
Blutodog
Say what?
11:11 AM on 09/23/2010
But it won't be fixed will it?
10:06 AM on 09/23/2010
Our economy is slowly dying, it is kept alive artificially. No one is proposing a solution because no one has the slightest idea of why it is happening and many have vested interest in the present system. However an objective observation of the phenomenon can help us understand it and provide us with an innovative solution. Of course we can't solve the problem with the tools that brought us there in the first place and we need a new ideology.

_______________________________

- Do you feel that your ideology pushed you to make decisions that you wish you had not made?

- Well, remember that what an ideology is, is a conceptual framework with the way people deal with reality. Everyone has one. You have to -- to exist, you need an ideology. The question is whether it is accurate or not. And what I'm saying to you is, yes, I found a flaw. I don't know how significant or permanent it is, but I've been very distressed by that fact.

- You found a flaw in the reality...(!!!???)

- Flaw in the model that I perceived is the critical functioning structure that defines how the world works, so to speak.

- In other words, you found that your view of the world, your ideology, was not right, it was not working?

_______________________________

An Innovative Credit Free, Free Market, Post Crash Economy

A Tract on Monetary Reform

http://post-crash.com/credit-free.html

_______________________________
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HUFFPOST SUPER USER
BobHiggins
Living on the brink of was.
09:08 AM on 09/23/2010
Yes "it needs fixing now," but I would suggest that there will be no fix forthcoming when the regulators are chosen from among the rock stars of the industry being regulated.

The choice of Elizabeth Warren to be central to the process is encouraging, the departure of Summers, tardy, but the names being bandied about to replace him offer little hope for reform.

Wall Street or the Banksters, whatever name we choose for this cesspool of crime will not be cleansed with a feather duster and a broom.

We need bulldozers, to start in the middle and push this rancid stink west into the Hudson and east into the old sound.

I suggested yesterday that I would like to see Warren joined by Krugman and Robert Reich, people with a sense of populism in their hearts and more than a gossamer tether connecting their minds with reality at the helm.

A reader (for whom I have deep respect) responded to that suggestion with:

"Oh... you dear, sweet man. Don't we all. It will never happen, of course. They're actual, realistic, populist economists. Naturally, that takes them COMPLETELY out of the running."

So maybe I'm naive but I don't believe we will solve this crime by the addition of more crooks, it's time for cops, indictments, convictions and jail time.

I... no we, want our damn money back and we want someone to pay for it, not to feel "our pain," but to feel their own damn pain.
HUFFPOST SUPER USER
exmate
Life is about playing a poor hand well.
09:15 AM on 09/23/2010
How about Elliot Spitzer joining your dream team. He is a great fan of Elizabeth Warren.
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HUFFPOST SUPER USER
BobHiggins
Living on the brink of was.
10:27 AM on 09/23/2010
Spitzer would be a good choice to direct investigations and referrals for prosecution. He sure has the experience and the track record.

His effectiveness was proven by the way he was setup by the financial criminals he was investigating at the time. They can't blackmail him now, can they?
07:02 PM on 09/23/2010
Spitzer has merit ... but we ought not to lose sight of the fact that he is the son of a real estate fortune. Just as we ought not to lose sight of the fact that Tom Friedman and Richard Blumenthal are sons-in-law of major real estate fortunes.

This tends to create a blind spot with regard to at least parts of the FIRE sector somewhat larger than some people might realize, and we ought to be VERY conscious of the extent to which the FIRE sector is skimming the cream -- 40% of the production of the economy, according to Joe Stiglitz, speaking in Queensland, Australia in late July -- from what ALL of us work to create.

Finance, Insurance, Real Estate ... intimately connected ... and these fine people know where their bread is buttered, until proven otherwise.
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HUFFPOST SUPER USER
mark331blue
Left leaning independent
11:37 AM on 09/23/2010
The Obama administration, along with Congressional Dems, has proven itself confrontation averse in virtually every respect. To actually demonstrate consistency in appointing people like Krugman, Reich, et al would subject them to the kind of ridicule they fear almost as much as they fear success. It would also, God forbid, put Obama out of his comfort zone.
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HUFFPOST SUPER USER
BobHiggins
Living on the brink of was.
12:56 PM on 09/23/2010
No one will make a move that threatens the money stream, you're right. Until we remove the influence of corporate money from our public affairs we will continue this downward spiral toward becoming another two tiered third world country, with a tin pot theocratic dictator.