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Raymond J. Learsy

Raymond J. Learsy

Posted: October 8, 2010 06:32 AM

The president's militating against the extension of the Bush tax cuts for those families earning over $250,000 has become the banner issue of a cumulatively focused campaign being perceived by more and more of the nation's citizens as stirring the dangerous specter of class warfare.

According to Martin Feldstein, the noted economist and Harvard University professor,
"The president has given the impression that he just doesn't like business. That's not his constituency. He doesn't like high-income individuals, and he makes that very clear." That he wants to extend the tax cuts for households earning under $250,000 dollars and permit the cuts to lapse on December 31 for those earning more. Yet according to Feldstein the economy is too weak to raise taxes on anyone. In two years perhaps one could revisit the issue, but not now:

Hearing Obama's Labor Day speech one can understand where Feldstein is coming from:
"Anyone who thinks we can move this economy forward with a few doing well at the top, hoping it will trickle down to working folks running faster and faster just to keep up, they just haven't studied our history."

Yet, in a way both miss the mark. There is anger across the land at those few who did well, but did it unfairly and destroyed our faith in what was once viewed as the vaunted 'American meritocracy'. Obama, by painting all with the same brush is kindling the dangerous depths of the nation's psyche: the politics of envy. Far better would he be to focus his recriminations on those who warrant the anger. (As an aside, how many Americans feel anger toward the likes of Bill Gates? Very few I would venture. Rather they celebrate him for his achievement and vision, proud of his example of what can be realized in America.)

Far better to vent on those who, through greed and influence, have played the system to their own benefit and at painful cost of livelihood, home and sense of self respect of so many millions of Americans.

In a lucid article in the New York Times ("Still Stuck in Denial") Joe Nocera clearly spelled out Obama's failings, citing Roosevelt's 1936's invocation over Wall Street, "They are unanimous in their hatred for me and I welcome their hatred." Nocera goes on to expound:
"The big banks aren't being broken up the way they were in the 1930's. Bankers aren't being hauled off to jail. No serious effort has been made to rein in executive compensation or even to claw back millions of dollars in bonuses that were based on what turned out to be illusory profits. Most of the financial practices and products remain legal under the new Dodd-Frank legislation though they will finally be regulated. All things considered, Wall Street has gotten away pretty easy."

And that is the rub. Instead of class warfare, Obama could harness the rightful indignation and anger on a financial system that made literally billions selling products that were "ticking time bombs" exploding all over Main Street America and gravely impoverishing a middle class who have seen the value of their homes, if they still had one, their investments, their livelihood diminish drastically or vanish. If any of them can pick themselves up and rekindle the American dream again by becoming millionaires or billionaires, why more power to them and they should be held up as examples of what can be accomplished in this nation and not dismissed as a "few doing well at the top."

But the excesses and abuses of Wall Street with their billions of dollars bonus pools while families all over America were being evicted from their homes is another matter altogether.

Perhaps the most feared action by those who gamed the system, and that would be cheered through the length and breadth of the land, would be to initiate actions necessary to implement the claw-back of the billions of dollars that were disbursed as bonuses ($23 billion at Goldman Sachs alone) to the Wall Street multitude who feasted on those illusory profits, and whose payouts were made possible by placing taxpayer monies at grave risk through the TARP and other governmental programs. Programs that in essence saved the banks as otherwise they would have brought the whole system down. And then for them to reward themselves (please see "The Administration's "Pay Czar" Soft Pedaling Bank Bonuses as "Ill Advised." What is this Man Talking About?" 07.25.10) is what so deeply grates Americans.

No, it is not whether families earning $250,000 are paying more or less taxes that is of visceral concern. The public feels they have been held up and the perpetrators are laughing all the way to bank which is probably still in business thanks to the bailout risks, they, the taxpayers undertook and for which they received little or no benefit, but rather foreclosed homes and lost jobs.

 
 
 
 
 
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01:00 AM on 10/10/2010
Nice conclusion: "No, it is not whether families earning $250,000 are paying more or less taxes that is of visceral concern. The public feels they have been held up and the perpetrators are laughing all the way to bank which is probably still in business thanks to the bailout risks, they, the taxpayers undertook and for which they received little or no benefit, but rather foreclosed homes and lost jobs."
I want your thoughts about a series of corrective measures I'm recommending. Here goes:
Renegotiate NAFTA and any other trade agreements that lead to the outsourcing of American jobs.
Reinstate the Banking Act of 1933, commonly known as the Glass–Steagall Act, after its legislative sponsors, Carter Glass and Henry B. Steagall.
Restore "functional regulation” of derivatives products by the Commodity Futures Trading Commission. The Commodity Futures Modernization Act of 2000 (CFMA) is United States federal legislation that clarified most over-the-counter derivatives (“OTC derivatives”) transactions between “sophisticated parties” would not be regulated as “futures” under the Commodity Exchange Act (CEA) or as “securities” under the federal securities laws.
Get enough new folks on the Supreme Court to overturn that horrid Citizens United decision, or have the Congress pass specific legislation to mitigate its effect on American elections.
Well, what do you think, fellow commentators? If Elizabeth Warren cares to adopt any of these suggestions in her new consumer financial protection agency, I'd be pleased. No, I'd be thrilled!
been2there
Facts have a liberal bias.
04:16 PM on 10/09/2010
Obama has to deal with political realities. The Rethugs have enough votes to stymie him, and he has to work with what he's got.
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abbyrose86
Business exists to benefit MANKIND, MANKIND does N
02:26 PM on 10/09/2010
Quite honestly, I am so tired of this disingenuous debate. 90% of Americans are NEVER going to make have an Adjusted gross income of over 250K per year. ONLY 2.5% of tax returns in the WHOLE United States showed a family ADJUSTED gross income of over 250K. So, I'm being VERY generous when I say this debate does NOT and will NOT effect 90% of American households.

http://www.factcheck.org/askfactcheck/what_percentage_of_the_us_population_makes.html
http://finance.yahoo.com/news/In-Tax-Cut-Plan-Debate-Over-nytimes-3629841887.html?x=0&mod=pf-taxes&cmtnav=/mwphucmtgetnojspage/headcontent/main/3629841887//date/desc/11
/s1370941

Income taxes are computed on One's TAXABLE income. First you got your ADJUSTED GROSS INCOME...not GROSS income. which is your income MINUS certain adjustments. Next you have you TAXABLE income. Which is the AGI MINUS standard deductions or if one itemizes, their itemized deductions, which comes up with one's taxable income.

GROSS income and TAXABLE income are two different things all together. So just because someones gross salary is $250K, does NOT mean that is their taxable income.

Finally, Since this is an issue that effects truly only less than 3% of the US population...the fact remains it does NOT effect 97.5% of the US population...ERGO, the upper class IS winning. AND most people...sorry to be the bearer of bad tidings, no matter HOW hard they work, will NEVER EVER be in that strata.
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MrMainstreet
political thought from outside the beltway
11:36 AM on 10/09/2010
Class Warfare yes indeed, and its time the middle class started firing back. Wealthy individuals and multi-nationals declared war on the middle class in this country a long time ago. Now that more and more people have awakened to that the fact, the Republicans supported by millions of dollars in corporate donations are doing and saying whatever they can to win elections to protect their corporate overseers. Some may not be convinced that we are engaged in class warfare. Let me explain it this way, When multi-nationals abdicate all social responsibility by shipping American jobs overseas to low wage countries, that have no envoirmental protections in place, and worker safety is a non-issue, to increase their bottom lines, that is class warfare by any standard. The second salvo being fired by these multi-nationals is contributing money to organizations like the Chamber of Commerce to help elect Senators and Congressman that will maintain the status quo by protecting them from any regulations,taxation,and tariffs on the goods they sell here. Multi-nationals only want to sell their products here unfettered by any type of social responsibility. People around the world are working for subsistence wages, in horrific working conditions, with little or no opportunity for real upward mobility. The sad part is that the middle class in this country has become the instrument of its own destruction by our continuing to purchase goods from the very people that have declared war on us and shipped our jobs overseas.
11:06 AM on 10/09/2010
This attempt to separate a few bad apples on Wall Street from wealthy Americans in general is intellectually dishonest. Every single one of the people responsible for "gaming the system" reports more than $250K in annual income. Raising their taxes is a start. Every one of those wealthy Americans benefits personally from the fraud that goes on every day on Wall Street, so they are complicit morally. Finally, I for one hate Bill Gates and every other person on the Fortune 400, few of whom come by their money honestly. Gates ripped off the inventor of DOS and numerous other small players since then. His company broke every antitrust law in the books and used its monopoly power to foist upgrade after upgrade of the world's lousiest operating system on hapless PC users for decades. It's time to hate on these parasites and the system that produces them: http://brighton-towne.blogspot.com/2010/09/its-time-to-hate-on-rich.html
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nofir2
07:45 AM on 10/09/2010
Bush Tax cuts are a misnomer. Bush simply made a tax shift.
The cost of government went up resulting in deficits. The money much come from some place but has not thus far.
A flat tax is a better answer then the false choice between who pays what percent. Yes class warfare is inherent in the system.
If the tax rate is 10% and you make $100 hey you pay $10 in tax. If you make 1000 hey you pay $100.
07:56 AM on 10/09/2010
Who benefits more from the roadways the government pays for? The worker, or the employer whose worker drives on those roads? Who has more assets to protect, by the fire, the police, the military? Who benefits more from free public education? The educated worker, or the employer whose worker was educated for free?

The rich benefit exponentially more from government expenditure. The rich not only profit off of the labor of the poor, the rich also profit off of the money spent by the poor. Every penny spent on lower and middle class people also benefits the wealthy. And if you've got a lot more to protect, the public protection services, including the military, obviously benefit you much more greatly.

The rich, in any clearheaded way of thinking, plainly and fairly ought to pay a higher marginal rate of tax. And by the way--suppose you pay 28% on your first $70,000 of income. Well, SO DOES A RICH PERSON. A marginal rate--a progressive rate--only kicks in on higher levels of income. Therefore, the rich pay at the same tax rates as everyone else--they just make a lot more money.
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nofir2
08:17 AM on 10/09/2010
"The rich benefit exponentially more from government expenditure. I agree, to a point.

Under a flat tax if they earn more they pay more what ever their source of income is.
Also, the wealthiest among us are sitting behind computers moving money around. Are they using more?
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dennidus1680
08:35 AM on 10/09/2010
You forgot to mention government contracts and largess. Know any working stiffs that can get between the cash flow from the government and poorly paid workers who actually do the work? Or how about getting laws passed for your personal gain? There is a lot more to the rich benefiting from the government more than the average joe. In addition, the tax changes the economic interest of the rich in ways that help the whole. I high marginal tax bracket coupled with deductions for labor and benefits makes it in the economic interest of the these people to create good jobs here.
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Donald Simon
05:38 AM on 10/09/2010
When almost 50 million Americans need and use food stamps to survive it seems foolish to give more tax breaks to those earning over $250,000 per year. May we awaken.
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alongst
too often denied to speak
08:04 AM on 10/09/2010
Use- yes. Need ?
08:44 AM on 10/09/2010
Ah... food is a need, so is water & air, I thought this was pretty standard knowlegde. so why the doubt?
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missprissanna
the weight of the news nearly broke my back
08:51 AM on 10/09/2010
Children NEED food. You would rather they starve, while those at the top continue to object to paying such a small increase in taxes to PREVIOUS rates.
08:59 AM on 10/09/2010
There's no reason those two conditions shouldn't co-exist, IF...giving those tax advantages would ultimately be good for America. I'm not saying they would or wouldn't -- but that's the question.
04:27 AM on 10/09/2010
"The big banks aren't being broken up the way they were in the 1930's. Bankers aren't being hauled off to jail. No serious effort has been made to rein in executive compensation or even to claw back millions of dollars in bonuses that were based on what turned out to be illusory profits. Most of the financial practices and products remain legal under the new Dodd-Frank legislation though they will finally be regulated". Too big to fail should have been too big to exist. The recent financial industry reforms failed break up the financial entities that were bailed out. The Glass-Steagal banking regulations need to be reinstituted, but you don't here the Obama administration pushing for it. From
Wikipedia: "The repeal of the Glass–Steagall Act of 1933 effectively removed the separation that previously existed between Wall Street investment banks and depository banks and has been blamed by some for exacerbating the damage caused by the collapse of the subprime mortgage market that led to the Financial crisis of 2007–2010. Some provisions of the Act, such as Regulation Q, which allowed the Federal Reserve to regulate interest rates in savings accounts, were repealed by the Depository Institutions Deregulation and Monetary Control Act of 1980. Provisions that prohibit a bank holding company from owning other financial companies were repealed on November 12, 1999, by the Gramm–Leach–Bliley Act." So let's bring back Glass-Steagal. How about it, Elizabeth Warren and President Obama?
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dennidus1680
08:40 AM on 10/09/2010
I don't think it was exacerbating. It was what allowed it to happen. If the banks couldn't bundle and sell the paper, they couldn't have done it. Also, the easiest way to prevent another round of robbery was to reinstate those laws. Of course, since the idea is another round of theft, this wasn't done.
04:23 AM on 10/09/2010
Why people keep trying to tie Obama to the Wall Street mess is really getting old. The reason these CEOs are "laughing all the way to the bank" is that Republicans refused to allow any regulations on how the money was used by the Wall Street corporations.

While nearly every economist in the world agrees it would have been economic suicide to not do the Wall Street bailout, most also agree there should have been some strict stipulations before the money was handed out. But, Republicans in Congress said they wouldn't vote for the measure if ANY restrictions were put on how the companies receiving help used the money.

It's that reason, and that reason ONLY, that CEOs are laughing all the way to the bank.
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dennidus1680
08:44 AM on 10/09/2010
They are laughing all the way to the bank because they bought both parties. There is no reason I can see that we couldn't have let the FDIC bring these guys to a controlled bankruptcy and use the money to solve the problem instead of bank bonuses.
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WoodyCPM
Now what?
03:33 AM on 10/09/2010
What errant nonsense. This guy is all over the map. "Dangerous class warfare"? Please, for the love of G, bring it on. "The politics of envy"? How about the politics of being ripped off? I'm not mad at the rich because they have more. I'm mad at the rich because they've gamed the system from board rooms to the halls of Congress to steal from the middle and working class.

"There is class warfare in the United States, and it's my class, the rich who are winning." Warren Buffett
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Madagain
antirepublicanism
06:36 AM on 10/09/2010
That is right WoodyCPM, there is class warfare already, the rich corporate types, the crooked polititions that enable them, and large businesses have declaired war on the working class, and will not stop fighting us just because we stop fighting back. They will not stop untill they have the laws so slanted in their favor, we workers will never claw our way back. We must not be beguiled by them any longer. If you are working class and want justice to come to our government, you better learn who the enemy is, and REPUBLICANS are leading the pack. Those of us with a few years on us have seen the slow erosion of a fairly just finacial system, into what it is today, excessively slanted in favor of the rich and greedy, to the detrement of the working class.
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WoodyCPM
Now what?
01:25 PM on 10/09/2010
Don't trust anyone under 40. They were all born in the Age of Reagan, grew up in the Age of Bushes and don't know a single thing about the history of the United States.
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lodger16x
03:02 AM on 10/09/2010
America is not going to be saved by a 'few picking themselves up and becoming billionaires". after 8 years of tax cuts f, including for 250k+, the REPUBs didn't create jobs, and they started 2 wars without paying for them. anyone who think the same old REPUBs are reformed is a damn fool. I am not saying a person making 251k is the problem. after all, he would only pay the highest marginal rate on 1k! We need a wealth tax, we need to cut tax breaks for corporations sending jobs overseas, we need to charge full tax rate on investment income earned overseas, and we need to send some criminal banksters to blue collar prison. and I'm not letting DEMs off the hook. Neither party is attempting to seriously face the fact that we are no longer a democracy, we have government for sale.
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Madagain
antirepublicanism
06:38 AM on 10/09/2010
Hear,Hear, Exactly right lodger16x!
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dennidus1680
08:50 AM on 10/09/2010
I quite agree. Why should interest or capital gains be taxed less than earned income? Why should we not only reward the outsourcer, but even pay for it with tax dollars? Income should be taxed the same, whatever the source and no one person or group should be allowed to accumulate enough money to buy the government. We are at the "pigs are more equal" stage in our economy now and need to pull back before the fall.
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Erik Deerly
Composer, artist, educator
02:43 AM on 10/09/2010
Rubbish! As mentioned below, under Eisenhower and a republican house and senate, the highest tax rate was 91%. During that time we recovered from WWII debt by building our infrastructure, which required money. We invested in post-war Japan, post-war West Germany, NATO, and Korea. During that time we continued to build on the New Deal and our auto industry, with union labor, made huge profits. The GOP taxed the heck out of the country, paid the bills, and we become the super power we used to be. This strategy basically continued until an actor named Reagan played the role of president, poorly. History is not something which can easily be rewritten; it would be more helpful if we would at least learn the lessons.
04:09 AM on 10/09/2010
Erik Deerly, I think you and Mr. Learsy, this article's author, are both right. "History is not something which can easily be rewritten", but it can be distorted. Outright attempts to rewrite history are a common tactic or technique in the propaganda war currently being waged by right-wing talk radio, Fox News, and the Republican Party. Uneducated voters can be misled by the constant barrage of lies and distortion. The latest false notion being put forward by the right is that sections of this country are now under Sharia law. Not true, but not to worry: right-wing talk radio, Newt Gingrich and Sharon Angle say it is so, so there must be something to it, right? Basic economic history such as "under Eisenhower and a republican house and senate, the highest tax rate was 91%. During that time we recovered from WWII debt by building our infrastructure, which required money. We invested in post-war Japan, post-war West Germany, NATO, and Korea. During that time we continued to build on the New Deal and our auto industry, with union labor, made huge profits. The GOP taxed the heck out of the country, paid the bills, and we become the super power we used to be.", this sort of information is NOT being taught, or at least not widely disseminated, although it certainly should be
Progressives need to fight the propaganda war more competently and effectively.
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Erik Deerly
Composer, artist, educator
04:12 PM on 10/09/2010
Agreed! As to your truth that, "this sort of information is NOT being taught." This is either a symptom or result--more likely both--of the US 'waiting for superman' instead of really fixing a broken PUBLIC educational system. Here again the progressives need to lead against privatization, which is the ultimate class warfare.
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dennidus1680
08:52 AM on 10/09/2010
I agree. He was the first token president who did what he was told, like most of the following actors.
02:24 AM on 10/09/2010
We need to properly frame the issue. I'm not suggesting we effectively increase the tax rate (by allowing a cut to lapse) on individuals earning in excess of $250k. I'm suggesting that we increase the tax rate on every dollar earned in excess of $250k. If you're lucky enough to earn that 250,001st dollar, you pay a higher rate on that dollar, but the rate on the other $250,000 remains unchanged. That's not class warfare, the same standard would apply to all taxpayers.

My sense is that most people don't understand the distinction. Maybe I'm wrong.
09:36 AM on 10/09/2010
"Maybe I'm wrong."

Word, dude! That's how it works now.
This user has chosen to opt out of the Badges program
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01:52 AM on 10/09/2010
what was the maximum tax rate under Eisenhower ?
91%
in those days, everyone made a sacrifice.
there were no bloggers.
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Horatio Nelson
11:47 PM on 10/08/2010
This is absolutely absurd. Obama is a moderate for crying out loud! A large portion of his party wants to see elite heads served-up on their own fine china. Anyway, what's wrong with the rich paying a fair share of taxes? Will it kill them?