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Richard Kirsch

Richard Kirsch

Posted: December 7, 2009 10:36 AM

Republicans Champion Government Health Insurance...for Seniors

What's Your Reaction:

A sense of irony is clearly a luxury that politicians can't afford. So was the irony totally lost on Republican senators that after months and months of relentless attacks on a "government takeover of health care," they spent most of the week stomping their feet "defending" Medicare, our national government health insurance program for seniors and people with serious disabilities?

There have been a lot of comments on Republican hypocrisy, with John McCain as Hypocrite-In-Chief, for railing against Democratic proposals to reduce the rate of Medicare spending. Republicans have a long history of proposing gutting or privatizing Medicare which, unlike the Democratic proposals, included reducing Medicare benefits. But what has largely gone unnoticed is the broader context of the debate. Following their traditional playbook, with a refresher chapter written by longtime author Frank Luntz, Republicans have founded their major message against reform this year as a "government takeover of health care." Then this week, they put all their political capital into defending the biggest government health insurance program in the nation.

If you ever needed proof that big government programs are popular with the American people, the Republican defense of Medicare could be exhibit one. Medicare is so popular that the best political attack Republicans have against the health care reform bill is to scare seniors about the legislation's impact on Medicare.

For Republicans, the leading example of the alleged government takeover of health care is giving some people the choice of a public insurance plan to compete with private insurers. The public option would be a very small version of the very big Medicare program.

There are lots of reasons that Medicare is so popular. It allows you to go to any doctor or hospital without having to get permission from an insurance company. It doesn't require your doctor to beg at the feet of an insurance bureaucrat to provide the care that he or she thinks is needed. You can take it with you wherever you go, every community across the country. And you don't have to worry about being dropped from Medicare or seeing your premiums hiked because you have a history of actually needing health care.

You'd think with all these features, Medicare would have trouble controlling health spending. But the fact is that despite its fee-for-service system, Medicare costs for the benefits it offers went up 4.4% a year from 1997 to 2007 while spending under private health insurance increased 7.4% a year. In other words Medicare does a much better job of controlling health care costs than private insurance. The same is true when held up against its privatized competitor, the inaptly named Medicare Advantage. MA commands a 14% cushion to provide the same services as in Medicare.

That's one big reason that we need a public insurance option to compete with private insurers in the new health care system. If insurers have to compete with a health insurance plan that offers better access to care and costs less, they'll either have to become more efficient and charge less - reducing their huge administrative costs, executive salaries, and profits - or lose customers to the public option. It's also one big reason why Republicans don't want the public option to be established. If it is, they'll soon have to face the embarrassment of defending another popular government program.

 
 
 
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HUFFPOST SUPER USER
Cleanerman
07:39 PM on 12/08/2009
The insurance companies need to be wiped out. Single payer implemented.
11:18 PM on 12/07/2009
Yet, some of these same Seniors are some of the biggest Teabaggers. Yelling & screaming about their Liberties & Personal Freedoms being taken away, but don't dare touch their Soc. Sec. or their Medicare ! Seniors do tend to get confused though.
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HUFFPOST SUPER USER
LeftRight
TANSTAAFL
09:37 AM on 12/08/2009
My favorite line from the Teabaggers:

"Keep your damn government hands off my Medicare!"
04:34 PM on 12/07/2009
Haha OMG I can't believe the comments and rhetoric regarding 'government run health care'...would you rather have an insurance company determining whether you are covered or not? I have heard 80% of peple who told they are not covered for any particular treatment give up adn do not pursue the matter any further! That is sad considering the profit motive for the insurance industry is to deny 'unprofitable customers'. The U.S. paradigm of the free market cannot encapsulate something as universal as healthcare...the people who praise the free market approach and consider any other option as 'un American' should listen to the stories of people being denied coverage and people who cannot afford coverage. The true test as they is to judge a community by the way it treats its poorest citizens. And from what I can see from the outside looking, is that the unrestrained free market economy is more of a threat to the U.S. than any terrorist threat.....
04:24 PM on 12/07/2009
who said they weren't popular? giving away other people's money with the illusion of no consequences is always popular. 'tax the evil rich guys' is always popular. doesn't mean that it's right. doesn't mean that it's sustainable. but the country will have to learn the hard way, we'll have to endure a collapse like the Soviets to fully understand the burden of the welfare state.
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HUFFPOST SUPER USER
LeftRight
TANSTAAFL
08:37 PM on 12/07/2009
Perhaps you didn't read the article. Medicare COSTS LESS THAN PRIVATE INSURANCE!

And then there's the HUGELY popular Canadian health care system, which results in lower costs while covering everyone in the country.....
11:38 PM on 12/07/2009
1. Republicans say government run programs aren't popular only ALL THE TIME.

2. What do you think insurance is other than a concept of giving people's money away to other people.

3. Republicans act like the Soviet Union and Nazi Germany are the only two countries in history that had universal healthcare when in fact every other modern western nation has managed to figure it out without having their societies collapse.
12:40 PM on 12/07/2009
Richard Kirsch likely doesn't want to hear this, but the "public option" is a red herring that we will regret winning (if we do). It will force insurers who want to compete to cut physician payments. You surely don't think they'll cut CEO salaries, bonuses, broker commissions, and shareholder profits do you? Or the bribes that they make to the politicians??? Heavens no.

We are better off with NO bill than a bad bill, and HCAN should change it's policies to support ONLY a single-payer system. Even if congress passes a bill it will be poor, and they'll refuse to hear of fixes for the next ten years.

Let's do it right or not at all.