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Richard (RJ) Eskow

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Fedspeak as a Second Language: What the Federal Reserve Really Said Today

Posted: 08/09/11 07:17 PM ET

Aspiring journalists are often advised to become multilingual so they can cover more stories. That's why I'm prepared to offer the first summer program in Federal Reserve as a Second Language ... once anybody turns up who can really understand it. Any attempt to translate the Fed's latest announcement could wind up sounding like the Hungarian/English phrasebook in that old Monty Python sketch, the one where the customer tells the shopkeeper, "My hovercraft is full of eels."

The gist of the Fed's statement today was this: "We're surprised that things are this bad and we realize we were wrong, but we have no immediate plans to change anything. (Although we might - someday)." The Fed then added: "We're failing at the jobs part of our dual mission ... and we expect to keep failing for a long time to come."

Markets rebounded at the news.

The Fed's done a lot of unusual things in the last couple of years. It has used public communication to manipulate markets in unprecedented ways. It has bought up extraordinary assets, dropped its rates to zero, flooded banks with rescue money, and even allowed companies that weren't banks to become banks so they could be rescued. (Goldman Sachs to The American Taxpayer: Hey, thanks, folks! I owe ya one!)

That's why it's surprising and disappointing that none of the Fed's innovations have been directed at the ongoing crises of unemployment, wage stagnation, and consumer spending. They're the root causes of the problems that seem to keep the Fed perpetually perplexed and disappointed.

Simultaneous Translation

We've got our phrasebook in hand. Let's get to work.

When the Fed says growth is "considerably weaker" than expected, rather than "somewhat weaker." it means: Things have really gone to hell. When it says there's "deteroriation" in the labor market where once it was merely "weaker than expected," they mean: Holy crap! And when it says the housing sector "remains depressed" the Committee means: You don't need a realtor, Mr. and Ms. Homeowner, you need an arsonist.

What about jobs?

"Consistent with its statutory mandate, the Committee seeks to foster maximum employment and price stability."

Translation: A lot of times we forget to even mention this part of our job. See? We mentioned it!

"The Committee now expects a somewhat slower pace of recovery over coming quarters than it did at the time of the previous meeting and anticipates that the unemployment rate will decline only gradually toward levels that the Committee judges to be consistent with its dual mandate."

Translation: We got it wrong, and things are worse than we thought. But we're not going to do anything about it, so we'll be failing at this part of our job for a long, long time.

And the monetary outlook?

"... the Committee decided today to keep the target range for the federal funds rate at 0 to 1/4 percent ... The Committee currently anticipates that economic conditions ... are likely to warrant exceptionally low levels for the federal funds rate at least through mid-2013."

Translation: These zero and zero-ish rates were supposed to be an emergency measure to rescue the banking system in 2008. But we've decided to keep it on life support for a long time to come. That hasn't created any jobs, and we're sorry about that, but it should inflate the market a bit."

"The Committee discussed the range of policy tools available to promote a stronger economic recovery in a context of price stability."

Translation: We talked about a lot of things we could do ... and aren't doing right now.

"It will continue to assess the economic outlook in light of incoming information and is prepared to employ these tools as appropriate."

Translation: The greatest jobs crisis in a generation doesn't call for pulling out every tool in the tool box.

But if this isn't the time to do everything you can, when will it be the right time? If that's your thinking, then what does "as appropriate" really mean? That's easy to translate. For the millions of people who can't find work or are struggling to pay their bills, it means Your hovercraft is full of eels.

What could the Fed do?

We're constantly being told that the Federal Reserve is limited in its ability to respond to the ongoing crisis. But we didn't hear that kind of talk in 2008, and there's nothing in the Fed's charter that precludes it from taking more aggressive and innovative action. What could the Fed do?

Joseph Gagnon at the Peterson Institute of International Economics has some smart suggestions.for action the Administration - and the Fed - can take the need to ask permission from the obstructionists in Congress. Gagnon proposes an aggressive third round of quantitative easing, accompanied by "a clear statement that more is forthcoming if the economy continues to underperform." A a small additional step, the Fed could stop paying interest on the reserves it holds. While this wouldn't have a dramatic effect, it would remove an incentive for not lending money.

Gagnon also proposes that the Administration use its control over Fannie and Freddie to aggressively provide debt relief to homeowners. (The Administration's own program, which is limited to distressed mortgages, continues to be a disaster.)

There's more that the Fed could do if it really wanted to fulfill its dual mandate. It could link those zero-interest rates to consumer debt relief, especially for underwater loans. It could build the framework for an infrastructure development lending program.

Once the translating's done, the Fed sounds like nothing so much as a world-weary cop trying to keep the frightened citizenry away from the scene of a disaster. The Committee's members are trying to reassure everybody that things will be fine. They'e saying everything's under control., when they really don't know that for sure. They're saying Move along, folks. There's nothing to see here.

But like any crowd that's witnessed a disaster, we all know that's not true.

 

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Aspiring journalists are often advised to become multilingual so they can cover more stories. That's why I'm prepared to offer the first summer program in Federal Reserve as a Second Language ... once...
Aspiring journalists are often advised to become multilingual so they can cover more stories. That's why I'm prepared to offer the first summer program in Federal Reserve as a Second Language ... once...
 
 
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07:25 PM on 08/25/2011
Stewardess, I speak Fed, let me translate ..........

We are stll in the process of printing more worthless money in the hopes of destabilizing the U.S. dollar and crashing the U.S economy. Initial attempts have failed but we will continue the fight........
08:36 AM on 08/11/2011
Bernanke reminds me of Wiley Coyote in an old Roadrunner cartoon. He ran over the edge of the cliff, was treading air, and just now looked down. That's the point at which the coyote finally falls, when he see the reality of his position.
Bernanke tried to go an impossible position 2008, rewarding big banks and (unbelieveable) an investment casino named Goldman Sachs for bad behavior.

Gotta see this video clip, Bernanke telling CNBC 2005 that there is no housing bubble while the price of gold $642 oz. flashes beside him.
http://dailybail.com/home/a-movement-by-the-people-to-prevent-the-reappointment-of-the.html?source=patrick.net
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Y3rMawm
veni, vidi, bibi.
01:08 AM on 08/11/2011
The Fed = Miniplenty.
02:54 PM on 08/10/2011
The Fed. has been consistently wrong since Ben Bernanke took over. I think this is because of his Helicopter Ben moniker. He is so afraid of being a laughingstock for causing INFLATION that his Monetary Policy has been consistently miserly and DEFLATIONARY. The Fed. could provide 1% financing to underwater homeowners for the underwater part of the mortgage so a commercial bank could refinance the equity covered portion of the existing mortgage and free up a lot of money for consumer spending. The problem right now is that those in most need of refinancing can't get it at the current ridiculously low rates precisely because they have negative equity. I don't expect the Fed. to do this because they probably lack the resources to fix things one mortgage at a time.

However, they can do a very aggressive QE3. The previous QE's haven't been nearly big enough to compensate for the $15 Trillion drop in asset values. Their best choice is to buy all maturing T-Bills for the foreseeable future. This forces the money locked in T-Bills back into the world economy somewhere and papers over the principal of all existing U. S. debt. Since T-Bills have maturities ranging up to 30 years, $9 Trillion spread over 30 years shouldn't be particularly inflationary.
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wtaylorhi
Web Entrepreneur
01:48 PM on 08/10/2011
The Fed is actually trying to give us a warning: They cant come out and tell the public that unemployment is going to go to 15% by the end of 2012 and a depression in mid 2012. But I have researched and gotten information from top economists around the world. The financial problems in this country and the world is about to have a domino effect.

Be prepared for a depression that is going to last until 2015. This is not meant to cause fear or panic, just be prepared and spread the word. The ones that will survive this and not be totally devastated are the ones that know it is coming. Be diligent and do your homework on where to protect your money and assets.
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Michael Ruiz
11:12 PM on 08/10/2011
Unemployment is already over 15%
07:34 PM on 08/25/2011
I have been doing just that, but the problem is, the only ways out of a Depression are War on a Global scale or manufacturing jobs, and the jobs aren't coming anytime soon.

My bet is the dollar is going to collapse due to the mass printing going on by the fed. Thats why gold and silver are going through the roof.
12:15 PM on 08/10/2011
Let me cut to the chase. What the Fed is saying is Obama has run our economy and our markets right into the ground and it ain't going to get better anytime soon.
Expect the value of your homes to decrease another 30%...maybe more...before it's all over.
I told you to invest in the metals but no one wanted to listen.
07:37 PM on 08/25/2011
Invest in Precious Metals ...yes! Hold Obama to total blame? NO. This train has been in motion for a long time. Stonewalling GOPT sure didn't help.
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countryrds
peace is the solution
11:48 AM on 08/10/2011
In other words, we are screwed. Nice ideas here, among many others ranging from early social security payouts to encourage retirements, serious mortgage relief of various kinds, massive public works programs, ending the wars and base closures or any idea designed to help stimulate the economy from the bottom up and every one of them completely ignored. Is there a problem? Then lower payroll taxes - whoopee. Seriously, good luck all as all of us will need it.
12:17 PM on 08/10/2011
Yo, nobody lowered my mortgage back when I had one so no, we aren't going to be having mortgage relief. You pay your mortgage payment or you get out.
Linda from Deerfield
Paying attention
10:53 AM on 08/10/2011
The interpretation of the latest Fed-speak seems spot on, not to mention unexpectedly cathartic, or whatever being wracked by laughter and sobs simultaneously is -- "Your hovercraft is full of eels".

I think that there was one more Fed message stuck in between the lines -- you employed folks looking tentatively forward to a secure retirement better not give up your jobs, no matter how intensely a younger person might hunger for it -- something to the effect of the once safe harbors being full of mines and the mine sweepers being scrapped -- and the retirees might as well be swept out to sea for all the Fed cares (not their mandate).
09:02 AM on 08/10/2011
I think that more quantitative easing could be very dangerous.

I think that QE2 was a bust - lending to WALL ST BANKS just fed cheap money to speculators that then drove up the national and international stock markets, gold, commodity prices, and REAL inflation (including food and energy, not the bull$hit "inflation" the FED measures), and drove down the dollar. If QE3 like QE2, will it be any different?

I think the only justification for QE3 would be to lend to LOCAL banks, who might actually lend to LOCAL businesses and actually hire Americans. Or perhaps lend to local govenrments who are about to default on their bonds. But DO NOT lend any more to WALL ST BANKS. But since the FED is LITERALLY OWNED by the WALL ST BANKS, I see little reason to expect this will happen.
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fozzi58
I want my country back
01:49 PM on 08/10/2011
Spot on - Good post.

Fanned.
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11:30 PM on 08/09/2011
By blaming the TP Obama made the DOW sink ~200 points.

Admitting error is the first step in fixing it. The Fed admitted error today - maybe not explicitly, but certainly intuitively it was clear. You know how the market reacted.

The S&P downgrade came from a team of about 12 people. This group demonstrated to the world that it has more credibility than our administration.

This event is a watershed event in our society.Here are a few predictions.

1) We will see the media change dramatically as our conventional media must go down naturally with Obama.

2 )Big Washington "Think Tanks" will go away.

3) The tea party will reveal itself for what it is not what Obama/McCain or other delusionals believe.

4) Progressivism will become synonymous with greed. Greed for control over people.
Linda from Deerfield
Paying attention
10:14 AM on 08/10/2011
Do you associate with the TP? I live next to a pair of them. They used to be nice, fun-loving people. Now they are some of the most unhappy people I've ever known, constantly lashing out at something or somebody. If that is revealing themselves for what they really are, let me tell you, it's not very appealing.
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03:03 PM on 08/10/2011
Yes. Moreover I am one.

Just like a liberal to generalize in your fashion.
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fozzi58
I want my country back
01:55 PM on 08/10/2011
"The S&P downgrade came from a team of about 12 people. This group demonstrat­ed to the world that it has more credibilit­y than our administra­tion."

Just remember that the S&P was also the group that taught banks how to bundle toxic loans and mortgages into a AAA rated funds. They might not be as "credible" and you believe.
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08:35 PM on 08/11/2011
1) Toxic loans were created by legislation. Government requiring banks to support them is the "toxic" element in your equation.

2) The world markets are very smart. We depend on them to fund our social programs. I would never underestimate the power of such a market statement that we are seeing. Credibility of S&P is baked into all of the effects.
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William1950
everything I say could be wrong
11:07 PM on 08/09/2011
The Federal Reserve Bank needs constant growth in order to keep earning.. See Fractional Reserve System of banking. http://www.basicincome.com/basic_banks.htm

But here is the problem they are not talking about.. jobs will not come back.
We have advanced our technology, we have automation, and the technology is increasing exponentially every day. Coupled with the population increase worldwide we will most likely see unemployment at the 50% level or higher in the next few decades.
I believe we are on the cusp of a societal shift akin to the industrial revolution in it's scope and effect. The coming revolution will see dramatic improvments in technology that decreases the need for human labor. If we do not address this now we are in for some hard times ahead. To start, we must explore some sort of a Basic Income Model, eliminating, or phasing out social security.. A Basic Income Model will provide a basic income for everyone.. we need to explore at what rates.. simply because we will have very high systemic unemployment that will never go away. If we want to keep our society intact this is imperative.

No one is talking about this.

Unemployment now is at an official 9% .. most agree it is really pushing 19% .. What happens when it reaches 30%
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doneflyin
my micro-bio isn't
11:28 PM on 08/09/2011
"30%"?

We can look to London for the answer.

Excellent comment

F & F
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08:11 AM on 08/10/2011
That has been tried: it's called, "Communism."

And it didn't work. The ideal was supposed to be, "from each according to his abilities, to each according to his needs," and in Russia, for example, it lasted barely one generation. The Germans said, "what the hell do we have this Wall here for?"

You can't operate a country like the United States that way. You can't operate any country on Earth that way.

We're all staring at "borrowing" (whatever that euphemism is actually supposed to mean ...) and wringing our hands in despair ... and all I can say to Americans is, "LOOK AROUND YOU." If you can't see genuine opportunity here, and if you can't do what it takes to CAUSE that opportunity to appear, then you are a sorry great-grandchild indeed.

Success does not happen; it is made. It is made by determination to do work, but also by the determination to prevent high crime among those who would steal, rape and pillage within the highest halls of power in the land.
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William1950
everything I say could be wrong
04:34 PM on 08/10/2011
really it's closer to socialism... and the point is to PRESERVE a free market capitalistic society where innovation and ideas are kept in the private sector and still keep a modicum or self respect and dignity for those who will of necessity be unemployed... I am talking about unemployment - permanent unemployment rates over 30%.. possibly much higher.. because work by human hands will not be needed.. that is the reality of the changes occuring now.. they will not stop. It's time to work together with the other people on the planet... and you are right, a great part of our identity depends on working... so how do we keep people involved, and necessary.. when employment is not there.. a new world is coming my friend.
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Ice4you
I hate ignorance Fox style
12:59 PM on 08/11/2011
When you are born with a million dollar trust fund and all the advantages to make more money that is not success. That is being born with a silver spoon in your mouth. We have to help those that don't have educated or rich partents that can send them to the best schools. I am tired of this sentence from the right ëverybod can pick them selfs up and become succcessful. That is not true.
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John D Rachel
An expat living in Japan writing a new novel
10:49 PM on 08/09/2011
If we are forced to listen to the allegedly erudite and helpful observations of the Fed, we are also obligated to call them out for their destructive deceptions. This article does a great job of exposing what a sham the whole exercise is.
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bg66astoria
Research Helps
10:05 PM on 08/09/2011
More noise from the FED, still no useful action.