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Robert Reich

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Turning America Into a Giant Casino

Posted: 04/ 2/2012 5:12 pm

Anyone who says you can get rich through gambling is a fool or a knave. Multiply the size of the prize by your chance of winning it and you'll always get a number far lower* than what you put into the pot. The only sure winners are the organizers -- casino owners, state lotteries, and con artists of all kinds.

Organized gambling is a scam. And it particularly preys upon people with lower incomes -- who assume they can't make it big any other way, who often find it hardest to assess the odds, and whose families can least afford to lose the money.

Yet America is now opening the floodgates.

In December, the Department of Justice announced it was reversing its position that all Internet gambling was illegal. That decision is about to create a boom in online gambling. Expect high-stakes poker to be available on every work desk and mobile phone.

Meanwhile, states are increasingly dependent on revenues from casinos, lotteries, and the "Mega Millions" game (in which 42 states pool their grand prize) to partly refill state coffers.

Given who plays, this is one of the most regressive taxes in the nation. In the most recent Mega Millions game -- whose winning tickets were drawn last week and whose jackpot rose to $640 million -- lottery ticket buyers shelled out some $1.5 billion, most of which went to state governments.

And then there's the "Jumpstart Our Business Startups" or "JOBS" Act, which President Obama is expected to sign into law Thursday. It allows so-called "crowd funding" by which people whose net worth is less than $100,000 can gamble away (invest) up to 5 percent of their annual incomes in any get-rich-quick scam (start-up) that any huckster (entrepreneur) may sell them.

Forget the usual investor disclosures or other protections. In the interest of "streamlining," Congress has streamlined the way to fraud. Although start-ups will have to market themselves through third-party portals approved by the Securities and Exchange Commission, this is like limiting Bernie Madoff to making pitches over the radio. The SEC can barely keep track of Wall Street let alone thousands of Internet portals. Small wonder SEC Chair Mary Schapiro has been one of most outspoken critics of bill.

The bill was sold to Congress as a way to promote jobs (note the acronym) on the supposition that small start-ups create huge numbers of them. Wrong. That assumption comes from research by the Kauffman Foundation, which counted as a "start-up job" every laid-off worker who morphed into an independent contractor.

I'm all in favor of more entrepreneurship, and it's good to give investors another way to participate in emerging companies. But this bill doesn't do nearly enough to protect the vulnerable.

America's capital market was already a giant casino. Why now turn the rest of America into one?

Anyone who says you can get rich through gambling is a fool or a knave. Multiply the size of the prize by your chance of winning it and you'll always get a number far lower* than what you put into the pot. The only sure winners are the organizers -- casino owners, state lotteries, and con artists of all kinds.

* An earlier version of this post stated that "you'll always get a number far larger than what you put into the pot." This was a transcription error and has now been corrected.

Robert Reich is the author of Aftershock: The Next Economy and America's Future, now in bookstores. This post originally appeared at RobertReich.org.

 
 
 

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HUFFPOST SUPER USER
famullar
01:26 AM on 04/07/2012
I hate to comment on this as I am a Muslim and not allowed to gamble so I leave the ground fro some who do . I thank you Firozali A.Mulla DBA
01:42 PM on 04/04/2012
What's peculiar is that gambling was generally outlawed on ethic/moral/vice grounds and that making money on this as an organizer of this was criminal. Now, with everybody else out of the way the only mobster left that could get away with doing such a horrible thing is the government. You would think that was the end of it, but in-spite of years of all their ethical rhetoric the hypocritical government mobsters have gone full throttle with their monopolistic and as Robert Reich stated, unfair criminal gambling operations with flimsy excuses. Shame shame!
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HUFFPOST SUPER USER
Chris Long
05:43 AM on 04/04/2012
"Protect the vulnerable" can't be done. They are vulnerable because ... well, because they are vulnerable, ignorant and just plain stupid. There is no way to protect the stupid and you can't fix it. Move on.
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novelist2000
veritas non olet
02:38 AM on 04/04/2012
Fascinating. How can people be so stupid to trust computerized gambling? Do they understand how the software works and how do they ensure they're not gypped?

One contributor said, prohibition does not work. I don't agree, they wouldn't spend trillions on the prohibition of drugs if they did not have the impression it worked (lol).

Anyway, through the credit card system you can cut off this kind of scam just as quickly as they cut off wikileaks' money supply. If, in addition, people had a legal right to claim back the money they lost on an internet gambling site from the bank, these companies would be choked pretty quickly - but Washington seems to embrace the scam. Congrats!!!
10:43 PM on 04/03/2012
If you believe in things like Individual Liberty, Freedom of Choice and even Property Rights. That people not only own their Material Property but themselves as well. Their lives and how they live their lives, then you shouldn't have a problem with Organize Gambling. In the fact that you believe it should be legal, whether you believe in gambling personally or not. But that you don't believe people should be arrested or prosecuted, because of what they did with their money. As long as they are not hurting others with what they are spending their money on.

Big winners when it comes to Organize Gambling, are of course the casinos. They wouldn't be in business otherwise, just like the big winner in the War on Drugs are Drug Dealers. Just because people make a lot of money running a business. Doesn't mean thats bad and just because you make things illegal, doesn't mean it goes away. Again take the War on Drugs and I would add prostitution, the oldest profession in the World. Legal or otherwise to use as an example. Organize Gambling should be treated like any other business. Subjected to regulation and taxation, to make it as safe as possible.
01:53 PM on 04/04/2012
Then, you and I should be allowed to open up a small gambling operation with no hassle, instead of just the government and a few other exceptions. Like any business, the successful will survive and the others won't even in a glut sitiation. Poi
nt is, organized gambling should be available for all and like the drug thing profits would go way down due to saturation, which would be a good thing.
05:36 PM on 04/04/2012
You make a good point
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HUFFPOST SUPER USER
Linda Tift
09:48 PM on 04/03/2012
Unfortunately that's exactly what congress has done, turned the peoples pension into casino bait for Wall Street while they stayed busy spending the National Treasure.
TomP100
Got elk?
08:37 PM on 04/03/2012
Thanks to Wall Street most people have lost far more money in their 401ks than they will ever lose at a casino or on lottery tickets.
06:50 PM on 04/03/2012
How about all the Indian casinos that are multiplying like rabbits because they are exempt from the laws of this country? Special treatment leads to special exploitation of our communities and environments.
05:59 PM on 04/03/2012
It's your "Choice", your life. If you make bad decisions, why complain? In finance, If greedy people have money to invest into those start-ups or worth-less companies, let them, their money. In politic, we vote people to congress, white house to represent us, make the decisions for us, if they don't do what we want, Vote them out next term. we need to stop whining, take action. Capisce
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HUFFPOST SUPER USER
walkerhds
08:58 PM on 04/03/2012
I don't think you understand the point so let me use smaller words than the Ph.D holder and author: If the game is far, the table level, then your post makes sense. If the game is rigged (like Wall Street has been in the 1920s, and again in the 2000s), the only winners are the ones running the game. Virtually everyone else loses, and the wealth gets further concentrated.

capisce?
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HUFFPOST SUPER USER
ljimlong
To promote the general Welfare-Constitution
05:52 PM on 04/03/2012
It's great for the GOP. Keeps the masses thinking they too will get rich and not want to pay taxes. I have been in line and see people cash their paychecks and buy 200 Lotto tickets when the jackpot gets large. Then after the drawing, no winners. Poor mans tax.
TomP100
Got elk?
08:02 PM on 04/03/2012
How is it a tax when playing lottery is completely voluntary?
ThatsTheTheWayItIs
religion, ideology, partisanship are delusional
05:45 PM on 04/03/2012
Even if it's bad for us, gambling in stock, real estate and other financial vehicles is legal.
It's not the Fed government's job to protect us from ourselves.
That kind of nanny state thinking led to Prohibition.
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DBG Enterprises
There are lies, damned lies and Fox News”
12:25 AM on 04/04/2012
They same nanny state that has been losing a "War on Drugs" (first used by President Richard Nixon in 1971) for the past 41 years??????????
ThatsTheTheWayItIs
religion, ideology, partisanship are delusional
08:33 AM on 04/04/2012
Yup. And you'll note that Libertarians (which I'm not) favor no government regulation of capitalism or drugs, or prostitution, or gambling, which are all just forms of capitalism.

Left vs Right is really a matter of the rights of society vs the individual. Like socialism and capitalism, there is no right answer. And neither works in a pure form, only hybrids do. It's why I reject ideology, it's no way to run our lives or government. Life is not ideological.
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HUFFPOST SUPER USER
dporterdvd
Progressive DemoCats Are Lion Hearted
05:35 PM on 04/03/2012
Good article. America is headed in the wrong direction when it comes to legalizing gambling.

Corporations which are too big to fail are allowed to gamble and the CEO's get big bonuses when their bets pay off but the public bails them out when bad bets create a bankruptcy crisis.

Corporations which are too big to fail should be broken up.
05:33 PM on 04/03/2012
People used to go to jail for running numbers, until the states decided that there was money to be made. Many formerly "immoral" behaviors are deemed virtuous once the government understands that they can tax the behavior. Alcohol, tobacco, gambling are examples. In Michigan last year, the legislature passed a law removing the age limit on hunting because there were fewer hunters buying licenses. Now, you can be shot by a 2 year old wielding a rifle - but he will have a license.
legalaid
Was a liberal, but then I grew up.
05:27 PM on 04/03/2012
People with annual incomes of $13,000 or less on average spend 9% of their income on lottery tickets. Maybe they should spend that on health care instead of going to emergency rooms and letting the rest of us pick up the tab. That would solve part of the health care "crisis."
05:23 PM on 04/03/2012
"In December, the Department of Justice announced it was reversing its position that all Internet gambling was illegal. That decision is about to create a boom in online gambling. Expect high-stakes poker to be available on every work desk and mobile phone."

Internet poker was around for several years before it was recently banned. I did play on my phone. What was the big deal? Can you show where it got out of hand? We'll be much better off with companies in the US (instead of Europe and Costa Rica), where we can have more protection and the tax dollars say local.