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Sec. Kathleen Sebelius

Sec. Kathleen Sebelius

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What Health Reform Means for Women

Posted: 05/11/11 04:43 PM ET

This week is National Women's Health Week, a time to talk about and promote women's health. This year, we can truly be thankful for a health system that provides better, more affordable care to all Americans -- especially the women that spend so much of their time caring for the health and well being of others.

Women often serve as caregivers for their families, putting the needs of their spouses, children, and parents before their own. We encourage our family to eat their vegetables and get enough exercise. And as our parents get older, we make sure they fill their prescriptions.

Young, old, with private insurance, or with Medicare, the health care law signed into law last year, the Affordable Care Act, does more to advance women's health than we've seen in decades. It gives women more control over their health care and more security through all stages of their life.

Mothers can breathe a sigh of relief because children can no longer be denied health coverage due to pre-existing conditions. The law also requires new health plans to cover recommended preventive services, including vaccinations, and regular well-baby and well-child visits without cost-sharing or a deductible. And young women under the age of 26 who don't get insurance from their jobs now have the option of staying on their parent's family plan - giving young women more flexibility after graduating.

Many women are now guaranteed the ability to choose their doctors and visit their OB-GYNs without a referral. And, women are also no longer going to have to put off important screenings because recommended preventive services like mammograms, flu shots, and breast cancer screenings are available at no out-of-pocket cost in many plans.

As the majority of Medicare beneficiaries, women have a vested interest in the strength and longevity of the Medicare program. The Affordable Care Act strengthens Medicare by ensuring people on Medicare have access to preventive care through cost-free preventive screenings and by closing the coverage gap known as the "donut hole." In fact, nearly 4 million people with Medicare received cost relief during the law's first year. And today, seniors in the donut hole are offered a 50% discount on covered brand named drugs.

What's more, starting in 2014 when the law is fully implemented, it makes it illegal to charge women extra for health insurance in most cases. In other words, being a woman will no longer be a pre-existing condition. Also coming in 2014 is the requirement that insurance plans cover essential health benefits including newborn care and maternity care, and a new tax credit that will make health insurance affordable for all families.

With the health care law, we're putting women back in control of their health care and wellness and we are beginning to see a better future emerge. We're working with doctors and hospitals to keep patients healthier and improve the quality and safety of care. Across the country, there are children who no longer have to choose between having health benefits and their dream job, moms who don't have to worry about their children being rejected from health insurance coverage due to pre-existing conditions, and grandmothers who won't have to skip prescriptions in order to pay their rent.

This National Women's Health Week, we're reminded that it is our shared responsibility to help the important women in our lives get the care they need to stay healthy.

To learn more about women's health, visit www.HealthCare.gov. Go here to learn more about National Women's Health Week .

 
 
 
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HUFFPOST SUPER USER
stopgov
We have IRRECONCILABLE differences
12:25 PM on 05/16/2011
Could someone explain why the Obama Administration continues to grant waivers to Obamacare? If Obamacare is so good, why are Unions (especially the unions), AARP, and others requesting waivers? I understand all those "redneck's" in all those RED States, especially the 28 suing the Federal Government doing it, but I just don't get the supporters trying to opt out.
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05:33 PM on 05/16/2011
The GOP is investigating the rash of waivers being handed out (to select groups) by the Obama administration. Hopefully they will get the answers to the questions that were ignored prior to November 2010.
05:27 PM on 05/15/2011
"starting in 2014 when the law is fully implemented, it makes it illegal to charge women extra for health insurance in most cases"

So let's be honest here, the FACT is that women consume more health care over the course of a lifetime then men do . . . yet the Government now says you can't charge them more because the consume more why?

There is a reason young men are charged more for car insurance, it's because they are a bigger risk and cost more money . . . same thing here.
HUFFPOST PUNDIT
Beatriz09
05:45 PM on 05/15/2011
Because there's no reason why being a healthy woman in the US would only be possible if you pay MORE than men, especially not if you know that in general, when a man and a woman are doing exactly the same job, the man will be paid more than the woman ...
05:59 PM on 05/15/2011
Women have paid more because they USE MORE buddy.
07:47 PM on 05/15/2011
Do you also complain that men pay more for life insurance?
HUFFPOST SUPER USER
CalmDawn
04:26 PM on 05/15/2011
So far, all it's done for this woman is increase her health insurance premiums exponentially, for a policy which still doesn't cover 3 pre-existing conditions, and has a $3,500 deductible. I haven't been to see a doctor in years - and have no plans to do so any time soon. In the meantime, my health insurance company has made 100% profit on my premiums. Woo hoo. Progress.
HUFFPOST PUNDIT
Beatriz09
04:45 PM on 05/15/2011
That's normal. It's because most of the Affordable Care act isn't implemented yet. It always takes years to implement a sweeping overhaul of an existing system.
 
What you see happening today is what would be the case for the next decades, without the Affordable Care Act, and what will soon end thanks to "Obamacare(s)".
05:28 PM on 05/15/2011
So in other words, the "affordable" part of the Affordable Care act is just a catchy title.
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03:39 PM on 05/15/2011
Health Care Law does more to revert society back to fuedalism where oligarchs ruled-by-decree then any other since the TARP bail outs were forced by Hank Paulson to create TBTF.

Forcing women to purchase overpriced insurance from a bankrupt HMO corporate monopoly system is worse nightmare she, or anyone for that matter will ever face.

The HMO corporate monopoly system is what needs to be broken up, to bring costs down and if the insurance lobbiests are too powerfull to overcome, then government is supposed compete directly.

Government can compete directly against the HMO's by creating single-payer or at least a public option; Blue Cross and Cigna to scramble, like crazy, to bring costs down to maintain a profit.

What you have now, is this notion that no matter what Blue Cross or Cigna charges, or is 'immune' to not cover, the consumer can't do a darn thing about it and hope that their income increases.

Advocate say: "...well there's a tax subsidy if it's so expensive", however, what good does it do to someone flipping burgers at McDonald's who's income couldn't cover the burgers she's flipping.

The Obama/Romney health-care law should prove once-n-for-all, that a Wall Street, corporate HMO monopoly bailout/purchase/subsidy approach to medical treatment makes no sense whatsoever.
HUFFPOST PUNDIT
Beatriz09
04:46 PM on 05/15/2011
Uh ... maybe you should start by reading the new law ... ?
06:29 PM on 05/15/2011
Why? The politicians that voted on it didn't bother doing that.
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09:19 PM on 05/15/2011
You don't have to read the bill when on its surface it's not 'single-payer' or contains, at least a 'public option'.

If it was politicly impossible to get one of those 2-items through, then it would've been better to have done nothing at all and let the bankrupt HMO system fail in collapse.

Now, all you have is a permanent bail out of a, still, bankrupt HMO system.


It's just like TARP bail outs, that created TBTF...never ending taxpayer's guarantee that everyone will always eat derivatives losses by Wall Street.

The best antidote for corporate monopolies is to allow them to FAIL!!!!!

Create a new health-care system from scratch.
Create a new banking-system from scratch.

This 'law' saves the rich owners of the bankrupt HMO system not the patients
ajwriter
Healthy equilibrium, healthy democracy
04:53 PM on 05/19/2011
Read T.R.Reid's book.

Single-payer and so-called public option aren't the only choices to solve the insurance nightmare, I don't even think they're best. Many advanced nations have universal, lower-cost care (with better outcomes overall) within private for-profit deliver, with private insurers. Some of those countries have greater usage of healthcare and high-tech healthcare. Others have more lifestyle challenges such as smoking.

The one big difference is their health INSURANCE -- healthcare financing -- is NON-profit. We are the only advanced nation left to have for-profit healthcare FINANCING. We are, not coincidentally, also the only advanced nation without universal coverage, and with such high costs.

Other nations have accomplished what we want by simply taking profit out of healthcare FINANCING. This leaves healthcare DELIVERY largely unchanged, so there are no great jolts to the system (except that doctors no longer have to spend up to a third of their time dealing with insurance companies, and as a nation we would no longer have to spend $450 billion every year on insurance administration).

Switzerland tried allowing their powerful insurers to profit, costs skyrocketed, people began going bankrupt. So they voted it out, skyrocketing problems stopped. Swiss for-profit insurance run healthcare like charities, using their performance as a kind of advertising for their other for-profit insurance. Suddenly, the incentives align. In our system, insurers have no incentive to keep the cost of the SYSTEM down, just to control it to maximize profit-taking (hence$450billionpaperworkcosts).
avanteguard
Truth, Justice, and the American way
03:30 PM on 05/15/2011
The only hope for America is to get this horrible bill repealed in its entirety, otherwise we will suffer from the same failures of the Mass. care bill, only magnified by a factor of 100....it has proven to be a terrible boondoggle, and Obamcare is worse, and no amount of deceptive cheerleading by Sebelius or Obama can fix the ill concieved and ill fated legislation that threatens Americas healthcare integrity!
foreverdemocrat
Change is inevitable...
01:53 PM on 05/15/2011
Ironically, the health reform issue will be one of the, if not, THE issue that reelects Obama, come 2012.

People are not going to risk reverting to a system that allows discrimination based on your health history. That singular issue will cause a LOT of people to reaccess whethere they really want to vote against something that may ultimately SAVE THEIR LIFE.
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HUFFPOST SUPER USER
stopgov
We have IRRECONCILABLE differences
12:30 PM on 05/16/2011
Gee, I hope not, because that is the major reason I plan to work against him.
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01:35 PM on 05/15/2011
"and a new tax credit that will make health insurance affordable for all families."

Well, not all families. Those who don't qualify for premium subsidies are out in the cold. But it's individuals without families that will be hit the hardest, especially those under age 30.

Premium subsidies are graduated based not only on income, but also age. The older you are the greater the subsidy. Consider that most wealth in America is held by those age 55 plus and the only conclusion we can draw is that the PPACA premium subsidies amount to regressive wealth redistribution.
HUFFPOST PUNDIT
Beatriz09
04:53 PM on 05/15/2011
How can individuals under age 30 be hit hardest if you know that they can now stay on their parents' plan until 26, if the ACA expands Medicaid, and if it strongly increases HC subsidies to people who can't afford buying HC coverage on their own ... ?
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03:41 PM on 05/17/2011
There are numerous reasons why this won't help most 20 somethings.

Age 26 is not age 30. Only a select few have access to a group policy. Then consider even if they do, most group plans require an employee contribution for dependents, often 100% of the dependent premium. The average premium for child dependents accounts for about 2.5 kids so if there is only one child on, the parents, assuming they have a contribution, are paying way more than they should.
12:52 PM on 05/15/2011
Now if we can just figure out how to pay for it. After all Ms. Sebelius admitted in front of congress that the $500 billion in cuts to Medicare and Medicaid are being double counted. We are running a $1.65 trillion dollar deficit and now we need to come up with another $50 billion a year to pay for the double counting.
HUFFPOST PUNDIT
Beatriz09
04:55 PM on 05/15/2011
The ACA increases taxes for the 5% wealthiest Americans and eliminates a lot of waste. That's how this bill is not only fully paid for, but will also (according to non partisan, independent studies) lower the deficit over the next two decades by more than a trillion.
 
So you may not like this kind of HC policy, but you certainly can't say that we'll have a problem paying for it, as exactly the opposite is true: it will help us pay LESS.
07:51 PM on 05/15/2011
They had to double count $500 billion and implement 10 years of taxes (over a trillion dollars worth) on 6 years of benefits to make it deficit neutral OVER THE FIRST 10 YEARS. After that they will either have to raise taxes or it will start piling up debt. The CBO just takes the numbers congress gives them so they don't count the double counting of the $500 billion in cuts to Medicare and Medicaid. And that's assuming they will manage to cut that much out of them in the first place - if they don't make the cuts then that $500 billion is triple counted. This on top of the fact that we are already running a $1.65 trillion deficit as it is.
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HUFFPOST SUPER USER
stopgov
We have IRRECONCILABLE differences
12:42 PM on 05/16/2011
What is the matter with you, "the people" want everything for free, and you expect it to be paid for? China is going to pay for it, then they will own us.
12:44 PM on 05/15/2011
"Young, old, with private insurance, or with Medicare, the health care law signed into law last year, the Affordable Care Act, does more to advance women's health than we've seen in decades."

Sorry but that leaves out a huge percentage women and children who have no insurance. Also men in a similar situation. All of whom should be the main targets of any health care reform. And they are not.

That was and is why so many Americans supported Obama. Because of his initial promise of universal health care.

That is why so many who voted for him have chosen to reserve their support, we were betrayed.
HUFFPOST PUNDIT
Beatriz09
04:59 PM on 05/15/2011
Obama always said that contrary to what Bush did, he would work WITH Congress to pass bills.
 
The ACA gives coverage to 30 million more Americans. True, that still leaves 20 million Americans without coverage.
 
But it do is the first bill in more than half a century to change the equation and makes us come MUCH closer to universal health care than we've ever been.
 
What people who nevertheless think that these results are "disappointing" imo should try to understand is that CONGRESS, not the president, has the legal power to write and pass bills.
 
If we want those last 20 million to be covered too, we won't only need a president who supports universal health care, we also need a 60+ majority in Congress to support it. Which wasn't the case this time ..
12:09 PM on 05/15/2011
It seems to me the healthcare bill is alot like medicare and medicade. Aren't they going broke? How are we going to pay for this? I have pretty good insurance, it costs almost $1000.00 a month. My wife had 2 major operations in 2 weeks. Even with the insurance which covered almost $400,000.00 dollars we still get a nice little bill of almost $80,000. I can see where the insurance companies, hospitals and drug companies could lower their costs by eliminating TV ads, and printing drug information in 2 languages. I am sure that would help get costs down that could be passed onto consumers. I think medicare and social security would be a little more solvent if we could get the govt. to pay back what it has taken since Johnson was in office.
HUFFPOST PUNDIT
Beatriz09
05:00 PM on 05/15/2011
It's paid for in two ways:
 
1. by eliminating waste in the system
2. by incrreases taxes on the 5% wealthiest Americans.
01:50 AM on 05/16/2011
Thats going to take alot of taxes for just 5%. Do they have trillions of dollars? Maybe. Eliminating waste is really a good idea if they will do it without screwing the senior citizens. Do you wonder what the quality of care would be for those that don't have an expensive insurance like mine? I would bet my wife wouldn't have gotten the quality of care she recieved had we not had the insurance we do. I wonder if a govt. insurance where every working person paid $200/month would generate enough to cover it? I would much rather pay that than the amount I pay now.
HUFFPOST SUPER USER
MoreFreedom
10:53 AM on 05/15/2011
Sebelius is wrong. What health reform (that's been passed) means for women, is higher costs, less quality, fewer innovations, and less freedom regarding health care. Like women do not have the freedom to take Avastin for breast cancer thanks to government prohibition of it.
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Exfl
A centrist until the center moved.
02:02 PM on 05/15/2011
" In the US, members of a Food and Drug Administration panel said in July 2010 that they do not see enough of a benefit from Avastin in advanced breast cancer to justify its serious risks,[4] "
http://en.wikipedia.org/wiki/Bevacizumab
The FDA has been around for 100 years and has absolutely nothing to do with Obama's health reforms. It is the same agency that kept Thalidomide off the market in the USA and its job is to assure safety. Learn something before you spout off!
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Democrat in the South
Empathy, the most important word
10:25 AM on 05/15/2011
We must get health insurance obscene profits out of health care. It is a matter of life and death.

It would be the most shameful of all acts if the US Government decided to sacrifice millions of uninsured and under-insured American citizens just so insurance companies can keep their historical profits.
HUFFPOST SUPER USER
MoreFreedom
10:45 AM on 05/15/2011
"We must get health insurance obscene profits out of health care"

How exactly do you suggest we do this? You seem to imply the government should do it "... if the US government decided to sacrifice millions of uninsured..."

Don't you think eliminating government mandates that insurance cover everything, that only government approved companies may provide medical insurance (i.e. government sponsored cartels in each state) and allowing the free enterprise system to work (where companies compete for your business, rather than competing with each other for government bureaucrat approval) would reduce the "obscene profits"?

Nothing punishes companies more than competition in the free enterprise system. Nothing ensures their profits as much as government backing.
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Democrat in the South
Empathy, the most important word
11:45 AM on 05/15/2011
You got all that backwards which is where the GOP wants to take us. Obama and his administration did not cut the insurance companies out of the new HCR. But they want it all or they want nothing. And in the end NOTHING is what they might end up with.

In case you didn't get the memo, we KNOW that the free market BS didn't work. ( Well it DID work well for the richest of the rich Americans )

Insurance companies get their obscene profits from this free market BS. If it worked so well we wouldn't be having this conversation and we would have an obscenely unsustainably expensive health care system that only the rich can afford. Insurance companies don't have competition and they blew their chance to get it right.

Obama has tried to address the problem and it will take a long time to get it right. But make no mistake, it will get better. Insurance companies will force themselves out by being greedy and stubborn.

And also, in case you didn't get the memo, Medicare (a Government run NON-PROFIT health care system ) is the most successful and loved health care system in the world.
12:56 PM on 05/15/2011
Health insurance companies operate at about a 2% profit margin. Considering that the free market incentivises innovation an public bureaucracies incentivise waste and laziness, the cost must either go up or services must go down if you get the "obscene" 2% profit margins out of health care.
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HUFFPOST SUPER USER
MeinNH
Ooooo Silly Me
09:42 AM on 05/15/2011
"With the health care law, we're putting women back in control of their health care and wellness"

Tell that to women who have been denied medications and treatments by insurance companies who depend on journals, FDA reports and other documentation rather than on doctor's orders.
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Democrat in the South
Empathy, the most important word
11:48 AM on 05/15/2011
HRC is trying to make it better but they have had to fight every step of the way. It will take a long time to get it working well. It took a along time to get medicare and S.S. working well and politicians fought against them every step of the way, some still are fighting against it.
09:03 AM on 05/15/2011
Just recently the Obama controlled Food and Drug Administration (FDA) revoked its regulatory approval of the drug Avastin to treat late stage, metastatic breast cancer. Each year, the practicing oncologists chosen by 17,500 American women to save them from their life-threatening, heavily progressed cancer prescribe Avastin to treat them. The drug is prescribed for women who are otherwise going to die from cancer unless the drug saves them at least for a time. The far greater risk to these women is from the FDA, not the drug.The FDA judgment was determined last summer by an internal agency panel of 13 experts, only two of whom were breast cancer oncologists, and none of whom were breast cancer patients.

Verification: http://visiontoamerica.org/story/obamacare-death-panels-first-murder.html#
HUFFPOST SUPER USER
Homer Booz endormi
09:54 AM on 05/15/2011
Maybe, maybe not, but I'm not going to take seriously a story that includes a picture of the presidents made up to look like a monster from the Alien series. You write in a reasonable manner--and I, for one, appreciate the absence of misspellings and incomplete sentences--but your entire statement rests on a demagogic gesture that insults the reader.
11:07 AM on 05/15/2011
Homer, does that mean you didn't like my post? :))
HUFFPOST SUPER USER
MoreFreedom
10:48 AM on 05/15/2011
When government controls the industry via "regulations" and pays for medical care, they decide what the industry provides. Not you.

I suggest they've removed it from approval because they don't way to pay for it. They've made the decision for you, after all, they control the industry to the extent that they force you to buy their products besides deciding what may be sold, who may sell, and in many cases who may buy.
HUFFPOST SUPER USER
reading2009
Down the rabbit hole and through the looking glass
12:10 PM on 05/15/2011
Insurance companies currently decide what the 'industry' provides. Not us. The free market is not a solution to everything. Why should life and health be for profit?
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HUFFPOST SUPER USER
AcademicFreedom
Often banned; always factual
08:03 AM on 05/15/2011
The wait time for a doctor, due to lost productivity, will negate all cost savings.
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Democrat in the South
Empathy, the most important word
10:26 AM on 05/15/2011
Enough fear mongering. Time to move forward.
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01:24 PM on 05/15/2011
You mistake critical thought for fear mongering.