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Simon Johnson

Simon Johnson

Posted: April 24, 2010 05:53 PM

The Sickening Abuse of Power at the Heart of Wall Street

What's Your Reaction:

Cross-posted at The Baseline Scenario.

Here's where we stand with regard to democratic discourse on the future our financial system: leading bankers will not come out to debate the issues in the open (despite being approached by reputable intermediaries after our polite challenge was issued) - sending instead their "astro turf" proxies to spread KGB-type disinformation.

Even Larry Summers, who has shifted publicly onto the side the angels (surprising and rather late, but welcome anyway), cannot - for whatever reason - bring himself to recognize the dangers inherent in our unstable and too-big-to-manage banks. Or perhaps he is just generating excuses that will justify not bringing the Brown-Kaufman amendment to the floor of Senate?

So let's take it up a notch.

I strongly recommend that the responsible congressional committees request and require all assistant secretaries at the US Treasury (and other relevant political appointees over whom they have jurisdiction) to appear before them early next week.

The question will be simple: Please share your calendar of meetings this weekend, and provide us with a complete accounting of people with whom you met and conversed formally and informally.

The finance ministers and central bank governors of the world are in Washington this weekend for the spring meetings of the International Monetary Fund. As is usual, the world's megabanks are also in town in force, organizing big meetings and small dinners.

Through these meetings dutifully troop US treasury officials, providing in-depth and off-the-record briefings to investors.

Banks such as JP Morgan Chase and the other top tier financial players thus peddle influence, leverage their access, and generally show off. They accumulate information from a host of official contacts and discern which way policymakers - their "good friends" - are leaning.

And what is the megabank whisper mill working on? Ignore the "economic research" papers these banks put out; that is pure pantomime for clients-to-be-duped-later. I'm talking about what they are telling the market - communicated in specific, personal conversations this weekend.

They are telling people that, based on their inside knowledge, Greece and potentially other eurozone countries will default on their debt. Perhaps they are telling the truth and perhaps they are lying. Most likely they are - as always - talking their book.

But the question is not the substance of their whisper campaign this weekend, it is the flow of information. Have they received material non-public information from US government officials? Show me the calendar of the top 10 treasury people involved, and then we can talk about whom to summon from the private sector to testify - under oath - about what they were told or not told.

There is no question that the megabanks derive great power and enormous profit from their web of official contacts. We should reflect carefully on whether such private flows of information between governments and "too big to fail" banks are entirely suitable in today's unstable financial world.

Large global banks make money, in part, through nontransparent manipulation of information - this is the heart of the SEC charges against Goldman Sachs. But the problem is much broader: the Wall Street-Washington corridor is alive and well on its way to another crisis that will empower, enrich, and embolden insiders (public and private) while impoverishing the rest of us.

The big players on Wall Street are powerful like never before - and they use this power to press for information and favors from sympathetic (or scared) government officials. The big banks also appear hell-bent on abusing that power. One consequence will be further destabilizing global financial markets - watch carefully what happens to Greece, Portugal, Ireland, and Spain at the beginning of next week.

It is time for Congress to step in with a full investigation of the exact flow of information and advice between our major megabanks and key treasury officials. Start by asking tough questions about exactly who exchanged what kind of specific, material, market-moving information with whom this weekend in Washington.

 
 
 
Cross-posted at The Baseline Scenario. Here's where we stand with regard to democratic discourse on the future our financial system: leading bankers will not come out to debate the issues in the open...
Cross-posted at The Baseline Scenario. Here's where we stand with regard to democratic discourse on the future our financial system: leading bankers will not come out to debate the issues in the open...
 
 
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HUFFPOST SUPER USER
chabuka
04:10 PM on 04/27/2010
DOJ is to busy prosecuting whistle-blowers...than to pay any attention to the theives of Wall Street
12:28 AM on 04/27/2010
Thanks Simon. You know I like you plenty. But, it's time to stop telling "Congress" what they should do unless we risk creating a whole generation of masochists. We need to start telling PEOPLE what they can do, themselves, alone or collectively. That includes shareholder boycotts, pension fund politics, etc.. The bad banks can be cut off from profitable relations like South Africa.
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07:11 PM on 04/26/2010
Dear Sir,
Fire them first... then call them in to testify. Summers, Geithner and then the top three folks at SEC and Treasury. They are bank insiders and they work for the banks, not any Administration past present or future.
best,
DenverJJ
04:57 PM on 04/26/2010
Oh...I get it...the people who understand the financial markets should have no contact with the people who are supposed to figure out how to regulate them. Regardless of "main street's" opinions of wall street, it is a difficult argument to make that you can appropriately regulate a system without even a remote understanding of the intricacies of that system.
04:41 PM on 04/26/2010
I can't believe that republicans are ready and happy for the demise of the American people than themselves or party. The people of their states should vote out every single one of them including democrats who refuse to reform Wall Street.
04:39 PM on 04/26/2010
Dear Simon,

You are simply awesome. Watch your back please since you are the ONLY outspoken person trying to protect the middle class.
07:39 PM on 04/26/2010
S: I agree with your praise of Simon. How many advocates are there for the American people. Oh Simon, thank you so much and keep up the good work. Working people in America need your protection.
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HUFFPOST BLOGGER
Tiffiniy Cheng
04:34 PM on 04/26/2010
The current bill does not sufficiently address too big to fail. Kaufman-Brown introduced the SAFE Banking Act to make sure big banks are not what we keep propping up in this country.

Banskter has a petition for you to sign to end too big to fail, make Dodd's bill better:

http://salsa.democracyinaction.org/o/632/p/dia/action/public/?action_KEY=3038%20BANKSTERUSA.ORG
05:01 PM on 04/26/2010
Nor does it address systemic risk in a counter-cyclical fashion. It just adds another patch to a patchwork system. I would like to hear an argument that the patchiness of the system bears no responsibility for the crisis and then I will buy the fact that a patchy response is at all appropriate.
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HUFFPOST SUPER USER
Louis Leo IV
Louis is a trial lawyer, blogger & activist
02:36 PM on 04/26/2010
"For far too long, through both Democratic and Republican administrations, Washington has allowed...lobbyists and campaign contributions to rig the system..., no matter what it costs ordinary Americans.

If we do not change our politics, if we do not fundamentally change the way Washington works, then the problems we’ve been talking about for the last generation will be the same ones that haunt us for generations to come.

If we're not willing to take up that fight, then real change - change that will make a lasting difference in the lives of ordinary Americans - will keep getting blocked by the defenders of the status quo."

- Presidential Candidate Barrack Obama

Watch Harvard Law Professor Lawrence Lessig's presentation, Ctrl+Alt+Del, and learn how you can join a citizens movement to save our democracy.

http://iv-time.blogspot.com/2010/04/fix-congress-first-lawrence-lessig.html
01:03 PM on 04/26/2010
Don't blame republicans...it is up to Dems now. They must act.
08:29 PM on 04/26/2010
You mean like the way the GOP and Ben 'blue dog' Nelson blocked debate of financial reform on the Senate floor?
01:02 PM on 04/26/2010
Bank bailouts didn't save us. They are making the recession longer
We are already suffering. Gretchen Morgenson of the nytimes had an article last sunday.
It is logical. What happens to a nation that uses public money to support insolvent industries?
Not the way to prosperity
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FirstGame72
The Sleep of Reason Produces Monsters
12:11 PM on 04/26/2010
America is a country that quite simply can't (or won't) get it's moral compass fixed in the right direction (or the direction of righteousness).
There are never enough people at any given time who are willing to do the moral, decent thing on any single issue to advance the cause of what's right.
Therefore the appearance of "progress" in this country only lasts a short time before we fall back on old, primitive habits and behavior (or to put it another way, history repeats itself).
Unless Americans can put aside our "me first" mentality and work together in some fundamental ways, we won't last.
12:03 PM on 04/26/2010
"It is time for Congress to step in with a full investigation of the exact flow of information and advice between our major megabanks and key treasury officials. Start by asking tough questions about exactly who exchanged what kind of specific, material, market-moving information with whom this weekend in Washington."

That'd be nice, if one branch of our government was sufficiently uncorrupted by all of this to investigate the other branch. But that's not the case. And the "fourth estate", the press, well, they could investigate this as well, but they're too concerned with tea parties these days (which is to say, they've been told by their handlers to focus on nonsense issues and ignore corruption). The financial oligarchy that runs this country has been largely driven out of the rest of the Western world. They've based their stronghold here, and they've dug their roots in very deep.
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FoonTheElder
Always choosing between the lesser of two evils
11:37 AM on 04/26/2010
"In a chapter entitled "How Moral Men Make Immoral Decisions," John De Lorean a former General Motors executive (and famous for many things) muses over business morality. "It seemed to me, and still does, that the system of American business often produces wrong, immoral and irresponsible decisions, even though the personal morality of the people running the business is often above reproach. The system has a different morality as a group than the people do as individuals, which permits it to willfully produce ineffective or dangerous products, deal dictatorially and often unfairly with suppliers, pay bribes for business, abrogate the rights of employees by demanding blind loyalty to management or tamper with the democratic process of government through illegal political contributions" (J. Wright, 1979: 61-62). De Lorean goes on to speculate that this immorality is connected to the impersonal character of business organization. Morality, John says, has to do with people. "If an action is viewed primarily from the perspective of its effect on people, it is put into the moral realm. . . .Never once while I was in General Motors management did I hear substantial social concern raised about the impact of our business on America, its consumers or the economy" (J. Wright, 1979: 62-63).

The result was that despite the existence of many moral men within the organization, many immoral decisions were made."

http://pegasus.cc.ucf.edu/~janzb/courses/phi4804/crittheory8e.htm
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HUFFPOST SUPER USER
MrBadExample
Friends call me ‘exampleicious’
11:34 AM on 04/26/2010
With the DOJ unable or unwilling to prosecute the bankers/brokers who double-dealed on Wall Street, it falls to either foreign governments or the 50 state AG's to pursue the villains. All of them have ample evidence of perfidy--it's clear that the MBS products being shilled by the big banks were designed to blow up in order to allow their creators to cash in on their side bets in the credit default swap market.

The defective, timed-to-crash MBS tranches were sold worldwide, and thus fall under the jurisdiction of every developed country where the things were marketed. My understanding of the security rules is that a broker who knowingly sells a bad product is required to repurchase it at face value--that alone would roll up the fortunes of most of these too-big-to-fail entities to a more realistic level.

It's a question of who goes first. But surely the RICO statutes are applicable--this was as fully conceived as any drug shipment arrangement ever devised by the Medellin cartel.
HUFFPOST SUPER USER
cgeorgan
Proud American-Canadian Libertarian
11:23 AM on 04/26/2010
I feel as if when I read an article about the "Sickening abuse of power," I'm going to be reading something about our hopeless political system...
07:08 PM on 04/26/2010
My guess is that maybe a handful of SEC employees were looking at porn, probably about the same percentage as at every other workplace on the planet. So to accuse the entire SEC of watching porn is ignorant and shows you to be easily distracted by the people who want to distract you. Unfortunately to many people fall into your category.