“maybe it's also based on state averages? Here in Alaska Midwives charge $13,000 for prenatal and delivery and insurance pays around $5000-7000 of that. We do not however, bill anything above the Cash Price of $5500. So if Insurance pays $5000, the client pays $500.
But that's what Insurance WILL pay us here. Of course state insurance pays out about $2500 for everything.”