“Investors are buying up our property, our homes are being bought in cash by foreigners. This is not a healthy real estate cycle for everyday, American people whose salaries have not gone up, but the cost of living has sky rocketed. The realtors are all excited, bidding wars, offers in cash, prices going up, but where does that leave our kids, our non existent middle class?
Obama has no idea how to fix the housing market, he has done nothing in 5 years but watch the banksters make billions of money and continue to foreclose on homeowners, refuse to modify their loans, hand over fraudulent documents, and basically do whatever they want that is blatantly against the law and get away with it. Amazing, and they are making huge salaries and huge bonuses and rip people off at the bank too!”
“Great idea! If a bank initially lends the money for the mortgage then that mortgage stays in their portfolio. If investors want to invest in RBMS, they can, but like any other investment, it can go up in value and it can go down in value, no one is going to cover your bets or bail you out because you decided to invest in mortgages rather than tech stocks.”
“There is nothing you can do, the investors are in the drivers seat unless you can prove the bank has given you fraudulent documents, a Robo signed note or Assignments that were not properly transferred within a stated time frame. If you have those types of documents then basically you have no valid investors.Join Anti Foreclosure Network, well worth the dues, follow their advice and you have to hire an attorney. If the Assignments were not transferred on time, then your loan was not legally transferred into a RMBS Trust and the investor is stuck with a bad mortgage.”
“As I stated, I will sign up when I I see them all sign up and they do not have any additional insurance policies,”
donnay1954 on Jul 31, 2013 at 11:21:16
“Why do you think congress is trying to repeal Obamacare, now for the 40th time, it's because they (and their staff) are going to have to purchase their insurance from the same pools as we ordinary folk...”
Jul 27, 2013 at 13:57:41
“It is only ever about the black students, not the Chinese, Vietnamese, Pacific Islanders, or children from India or Hispanics, just the black students who can't seem to get ahead in life because they have encountered a few bad teachers. At that very same school, how did other races do? How was the attendance of the black students? Did the black students take advantage of the free after school tutoring programs or free reading programs at the library?
Did their parents check to see if their homework was done, when reports were due and finals?
Did the students stay during breaks to complete their work or to get help? It has been my experience that they don't, but they sure like to complain.”
“Great comment, these other remarks are off the mark. The family goes to Greece every year, they snorkel or dive and eat what they catch, fresh from the ocean. Many people/tourists do the same thing in various countries. He had the strength of character to basically "out" himself, in the effort of educating people about a six legged octopus. Quit the American bashing, it is distasteful, and very un American.”
“Typical statement, they were UNAWARE; they must live in an area without electricity, and no access to news. This is the business that they are in, the experts, and yet they play dumb. That is really scary; their salaries should be revoked and they should be fired on the spot. They are clueless and they admit it. They have allowed the servicers, the biggest criminals of all, to pull the wool over their heads? Ignore all consumer complaints, foreclose as fast as they can, making money upon money during this process and you never once reviewed their paperwork! That was your job, oversight was your job, you are pathetic. Return your salaries to the people who lost their homes.”
“Wells Fargo is the worst, they are out and out criminals. In California we have the California Homeowners Bill which took effect in January 2013. Wells Fargo completely ignores this law, continues with its practice of duel tracking, submitting false documents, documents that are Robo-signed; they simply do not care. They force the homeowner, who is already having financial difficulties, to take them to court, while they rake in the money.
They all need to be prosecuted and sent to Alcatraz for the rest of their lives!
Wells Fargo has been paid, if your mortgage has been secularized and sold into a trust. It is the investors who do not get paid and they take a risk when they invest in those kinds of investments. If the Bank forecloses, they get the insurance money as well as the money for the home when it is sold at auction. The Bank does not lose one penny, they make money, which is why they want to foreclose not do loan modifications. Plus the taxpayers gave them money. They are sitting pretty, not lending money, and giving out huge salaries and bonuses. If you bank at one of these large banks you are supporting their criminal activities.”
sweetysoto on Jul 25, 2013 at 15:39:22
I am currently in the same boat you were in about a year ago with Wells Fargo not being able to use any Keep Your Home California assistance. (I saw one of your posts from May 27, 2012). Can you contact me via email, I would like to know if you have any information on what to do in my case, seeing as you have been through my situation a year ago.”
“You don't seem to understand, if your mortgage has been secularized and sold into a trust, the Bank has been paid, it is the investors who do not get paid and they take a risk when they invest in those kinds of investments. If the Bank forecloses, they get the insurance money as well as the money for the home when it is sold at auction. The Bank does not lose one penny, they make money, which is why they want to foreclose.Plus the taxpayers gave them money. They are sitting pretty, not lending money, and giving out huge salaries and bonuses. If you bank at one of these large banks you are supporting their criminal activities.”
sweetysoto on Jul 25, 2013 at 15:47:33
I am currently in the same boat you were in about a year ago with Wells Fargo not being able to use any Keep Your Home California assistance. (I saw one of your posts from May 27, 2012.) Can you contact PLEASE me via email so that u can give me an idea as to what will happen when the investor does not participate in the KYHC program seeing as you had stated the same issue as me a year ago?
“I wish I spoke multiple languages too. I do believe that every citizen of the US should be able to read and write English. Our ballots should not have to be written in multiple languages. I am sorry if I was not clear in my statement. I also speak two languages.”
“You are correct! He is simply asking questions, trying to find answers to a very difficult problem. There are so many underlining issues that need to be studied, background checks, mental health, violence in our movies, on TV, on Video games and on the Internet, they all play a role in today's society value system, or lack of one.
Guns have been part of our society since our nation was created. So what has changed? Our family structure, lack of values, morals and virtues, less children going to church, lack of respect, our banks and politicians are not the moral leaders of this country, a very high percentage of them are cheaters, criminals, liars and suffer no consequences. This is what we teach our children. This is our society. Guns are not the problem, society is the problem.”
“This article is absurd; the Dream Act only allows a very specific group of young people to stay in this country, it does not allow that groups parents, Aunts, Uncles, cousins, etc, who are here illegally, working here illegally, entered the country illegally, therefore breaking our laws, to stay.
There are many people from many different countries who are waiting to legally enter this country and become citizens.. Why do we allow cheaters to get in ahead of the group that are following our laws? People that enter this country illegally understand the consequences, they will be deported if caught, their wife cannot automatically join them, or their children, at any time, they all could be deported and they should be because that is the law. This country needs to start following its laws, people need to understand real life consequences. This is the United States of America, we speak English here, at our public schools, we teach in English. We are a proud nation and anyone should be proud to be an American. If you do not like our immigration policies, please apply elsewhere.”
blindjester on Jan 11, 2013 at 22:29:10
“Why do you care what language people speak?
Are you going to tell them what religion to be? What color clothes to wear? Where to shop?
I proudly speak two languages. Wish I knew more.”
BeasTT on Jan 11, 2013 at 22:10:42
“But that's the rub, at first the Dream Act is "for the children (although it goes up to the age of 30)", then they will want to extend some kind of chain migration from the Dream Act.
Don't think for one minute, that illegal aliens will stop even if the Dream Act was passed, which it never will be.”
“The banks never received any real consequences, so why change? They still are in charge and will continue to do what's best for them, to hell with the American people and our country. Profits and greed come first and the President allows this to happen and continue.
Examples need to be set, consequences for ones action need to be applied otherwise we become a nation/society of no rules, values, morals, ethics or virtues. That is what you are teaching are younger generation. Look at all the suicides as a result of foreclosures, banks do not care; yet they caused the bubble.”
“We are all trying to avoid using the cable companies because they are so corrupt. Their fees are staggering, they offer 300 channels, all but 15 are any good but you have to pay for all 300 or so or you do not get the standard ones. The whole set up is rigged and now they want to charge you by how much data you use? At times my Internet is so slow and I pay for the fastest, so I would be charged for their slow connection while I am trying to get my work done?
“Normally I would agree when someone uses foul language, but in this case, perhaps Boehner used the F word on purpose to show a total lack of respect. He mean't it, expressed it very concisely, and he did not want a response.”
“How does he accomplish anything? He cannot continue to stamp his feet and appeal to the American people, the American people are tired of this do nothing President and House and Congress! Presidents are remember by their accomplishments, excuses are excuses, nothing more, nothing less.”
“I value the opinions of teachers over people who are constantly try to push new programs, new concepts which costs our schools so much money to implement in terms or training, books only to find out that these new programs no not work. Schools have warehouses of books and programs, nearly new, that are not being used, paid for but not being used. Some sales person has sold it and their concept to the Dept of Ed has bought it, hook, line and sinker. They bought computers before teachers were trained, software before training, or they did not provide training for equipment provided, or training for equipment the teachers do not have. They waste so much money. There should be state wide buying agencies for books and supplies, but no, we but at Staples or Office Max; stupid.”
“How ridiculous, since when does it take a petition to arrest someone? He either broke the law or he didn't. He apparently was made aware of the law prior to airing the show. He made a choice. Let the law deal with him. I do find it interesting that his children attend a private school that is guarded by armed guards, something he failed to disclose.”
donepretending on Dec 31, 2012 at 17:23:36
“Obama's children go there. Why would you find it "interesting"? Because it gives you another pretend talking point?
“They still don't get it, we have to cut spending. The first thing the President does is give raises? When we have no money and we are suppose to be cutting the budget. Tell me how that makes any financial sense at all? Does he understand how a budget works? You do not give raises when you do not have the income to cover those raises.
I would cut the Department of Education, what a waste. Public Education was better off without it, they just spend money and dictate failed policies one right after the other. None of them have ever taught school, been in the trenches, haven't a clue what is really going on, total waste of taxpayers money.”
jramsthaler on Dec 31, 2012 at 17:08:39
“So you would listen to the advice of those who have taught school and been in the trenches and really know what's going on? Really? I just find it odd because I seem to recall your ideological allies in wanting to disband the Department of Education constantly demeaning the very people whose opinion you, on the other hand, seem to value. Could you comment on this seeming contradiction?”
IMquick on Dec 31, 2012 at 17:05:19
“A budget? "Why would we want to put a budget on the table"? Harry Reid.”
“No matter what happens, the Presdent will own it. It is his legacy, he can try and blame the GOP, the Tea Pary, the Birthers, God, doesn't make much difference, the economy is his, the state of the country is his. If he can't get anything passed, another four years will go by and nothing will happen on Immigration, Farm Bill, EPA, Gun Control, and whatever else might be on the list of things that need to be accomplished. He needs to work on the art of negotiating if he truly wants to turn things around.”
“We have no money but the President gives out raises to Congress, the House and VP, how very irresponsible of him. First of all, they do not have the skills necessary for the job, they have not accomplished anything, they lack respect, communication skills, ethics, listening skills, morals, complete understanding of the Constitution, good will, hard work, values, and they have forgotten who they work for and the value of compromise. They will not stimulate our ecomony or add more jobs, they already get their very own special elitist Health Insurance, and now they get a pay raise for doing nothing? Most of us have not seen a pay raise in years, we have seen our food cost rise, utilities, gas, rent go up, families being forced out of their homes. The President promised to help the Middle Class, but what does he do? He gives raises to cronies, adds to the debt, and we suck again.”