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401k

Don't DIY Your 401(k)

Catherine Golladay | Posted 12.01.2013 | Fifty
Catherine Golladay

Taking advantage of professional help that may already be offered as part of your 401(k) plan could go a long way toward easing some of your investing concerns.

Zach Carter

Wall Street Deregulation Likely To Attract Bipartisan Support

HuffingtonPost.com | Zach Carter | Posted 10.01.2013 | Politics

WASHINGTON -- When the drama surrounding a government shutdown abates, the House of Representatives expects to take up legislation to expand taxpayer ...

The Retirement Wealth Gap

Dedrick Muhammad | Posted 11.26.2013 | Black Voices
Dedrick Muhammad

Though 401(k) plans (a defined contribution retirement plan) are supposed to build wealth, a new study by the Economic Policy Institute suggests that these plans are actually exacerbating wealth inequality by not adequately providing for most people's retirement.

Labor Department Grants Benefits To Gay Married Couples

AP | SAM HANANEL | Posted 11.18.2013 | Politics

WASHINGTON — Legally married same-sex couples enjoy the same federal rights as other married couples when it comes to pensions, 401(k)s, health ...

Plan Sponsor's Investment Choices Can Affect Your 401(k) Returns

Dan Solin | Posted 11.17.2013 | Business
Dan Solin

Is it any wonder that many believe our current 401(k) system is rigged to benefit actively managed funds, mutual funds serving as plan trustees, consultants, brokers and insurance companies, at the expense of the returns of plan participants?

Three Common Questions About Workplace Retirement Plans

Jacob Gold | Posted 11.17.2013 | Business
Jacob Gold

Many people don't have access to a financial planner or think they can't afford it, but everyone still needs help and guidance with their retirement savings.

Are U.S. Stocks the Best Investment in the World? Interview With Liz Ann Sonders, the Chief Investment Strategist of Schwab

Natalie Pace | Posted 11.04.2013 | Business
Natalie Pace

"Syria is one of those exogenous things, and it is tough to judge the implications. Military events that tend to be short-lived, like this one might be, have actually proven to be phenomenal buying opportunities."

401(k)s Are Making Wealth Inequality Even Worse

The Huffington Post | Mark Gongloff | Posted 09.03.2013 | Business

Not only is the typical 401(k) a lousy way for most people to save for retirement, it is also making wealth inequality worse, according to a new study...

A Yale Professor Takes on the 401(k) Industry

Dan Solin | Posted 10.20.2013 | Business
Dan Solin

The dispute between Yale Law School professor Ian Ayres and a trio of lawyers from the respected law firm Drinker Biddle & Reath LLP is fascinating. Professor Ayres recently sent letters to 6,000 plan sponsor clients in which he asserted the costs of their 401(k) plans were excessively high.

This 1 Chart Shows Why Social Security Is So Important

The Huffington Post | Jillian Berman | Posted 08.15.2013 | Business

With Washington leaders continuously debating the future of Social Security, it can be easy to forget just how important the program has become to ret...

High Anxiety: The Nonprofit Sector's Retirement Problems

Stephanie Bell-Rose | Posted 09.30.2013 | Impact
Stephanie Bell-Rose

When you ask employees at nonprofit organizations about job satisfaction, more often than not they will give you a positive response; for these mission-oriented workers, purpose is paramount. When asked about their plans for retirement, however, nonprofit employees express insecurity and uncertainty about the future.

To Roth or Not to Roth

Shannah L. Compton | Posted 09.30.2013 | Business
Shannah L. Compton

A Roth is a post-tax retirement account, meaning the money you put in does not allow you to deduct it from your tax returns. That can be a bummer when you need income tax deductions!

6 Financial Hurdles to Jump Before You Turn 30

Simple. Thrifty. Living. | Posted 09.25.2013 | Business
Simple. Thrifty. Living.

It's OK if you haven't figured out what you want to do by the time you hit 30, but you should be doing something.

It's Time for Your Midyear 401(k) Checkup

Catherine Golladay | Posted 09.16.2013 | Business
Catherine Golladay

Quarterly 401(k) statements are out and yours may reflect the double-digit rally in the stock market so far this year. But it's important to remember that past performance doesn't guarantee future results.

Do You Need to Simplify Your Portfolio?

Women & Co | Posted 09.11.2013 | Business
Women & Co

How many financial institutions do you have investment accounts with? If you take more than a few seconds to answer, you probably have too many.

7 Retirement Decisions That Affect The Rest Of Your Life

U.S. News and World Report | Emily Brandon | Posted 06.28.2013 | Fifty

These retirement choices determine how financially secure you will be in retirement The choices you make during your working years and at the beg...

Just Graduated? Don't Make the Same Financial Mistakes I Did

Simple. Thrifty. Living. | Posted 08.24.2013 | College
Simple. Thrifty. Living.

You'll probably be making more money then you've made in your life before, and your first instinct is going to be to spend that extra income. That's what I did. Before you blow all of your first paycheck in one place, set up a budget of what your monthly bills are.

Government Money Promises: Think Twice

Terry Savage | Posted 08.18.2013 | Business
Terry Savage

What happens if the United States government doesn't keep its promises? That's not an idle question if you're planning for retirement. The United S...

WATCH: 'I'm Wearing Prada And I'm Getting Evicted'

HuffPost Live | Posted 06.18.2013 | HuffPost Live 321

For years, Sandi Bachom thought she was financially secure. She earned a six-figure salary at a high-powered advertising firm, wore designer clothing ...

What Should I Save for First?

Catherine Golladay | Posted 08.17.2013 | Business
Catherine Golladay

Using a solid savings strategy will help build and grow your next egg. It should also give you greater confidence, knowing that you're taking action to ensure your savings goals are within reach.

An Oreo and Your 401K

Shannah L. Compton | Posted 08.14.2013 | Los Angeles
Shannah L. Compton

If you have an old 401K just sitting with an old employer, you are probably missing out on some very valuable gains. AT the end of the day, it's all a matter of dollars and sense.

Santa Claus, the Easter Bunny, and Traditional Retirement

Kevin E. Cahill | Posted 07.29.2013 | Politics
Kevin E. Cahill

Today, most Americans -- young and old -- can't expect 20 years of leisure in retirement without a reduction in their standard of living. Our society -- government, employers, and individuals -- simply can't afford that.

Retirement Accounts: Should You Fear the Eventual Tax Bill?

Women & Co | Posted 07.29.2013 | Business
Women & Co

Some people are reluctant to fund Individual Retirement Accounts and 401(k) plans, fearing they are setting themselves up for big tax bills in retirement.

Beware of 20 Percent Returns: 5 Ways to Separate Superior Performance from Salesmanship

Natalie Pace | Posted 07.29.2013 | Business
Natalie Pace

If you lose 50 percent of your nest egg and then earn back 20 percent annually, you'll still be down almost 15 percent because it takes twice as long to crawl back to even when you lose that much money.

6 Tips On Managing Your 401(k) Plan Effectively

AP | ALEX VEIGA | Posted 05.24.2013 | Fifty

-- The run-up in stock prices this year could tempt even the most hands-off investor to wade into their 401(k) and make some changes. The Dow Jones ...