Reader Question
"Dear Steve,
There is a credit card debt on my credit report that is more than 10 years old. I can't get any questions answered or r...
Despite our best intentions, we occasionally forget to pay a bill or let cash rewards expire -- even the savviest consumers mess up once in a while. But little money mistakes can have a big impact on finances. Don't let your cash go to waste.
There's a lot that the basics don't cover, and questions that you might be embarrassed to ask, like how to start rebuilding your credit after a bankruptcy. We cover 10 of the top I'm-too-chagrined-to-ask questions.
Sometimes the kids get hurt financially as a result. If your mother is not going to help you to repay the money which you appear to agree is due, then this will rest on your shoulders as a co-signer.
How much does a single late payment affect your credit scores? Of course, as with so many things related to credit scores, the answer is, "It depends." But the irony is, the better your credit, the more you may feel the sting.
In all, 56 percent of people said they want to build their score but don't know how to do it. In fact, the majority also said that they hadn't taken the time to order a copy of their credit report or credit score at any point in the past 12 months.
Jim is careful to always pay his bills on time, keep his credit balances low and has a pretty good credit score. Rick, his roommate, is quite the opposite.
While the economy's fledgling recovery is reviving America's love affair with debt, many credit card companies remain surprisingly cautious in courtin...
Where do you go for a $10,000 loan when you have bad credit? Don't try a storefront lender. Some are closing their doors. Folks with spotty credit his...
News frequently portrays inability to rent as one of the gloom-and-doom scenarios awaiting people who have been through a foreclosure. In my surveys around the U.S., I'm not seeing this.
Wishful thinking for a windfall to save you might be nice, but -- bottom line -- it's your daily habits that got you where you are now. If you want to get someplace better, you've got to begin by doing things differently.
During the battle over Credit CARD Act, much talk focused on what the legislation would -- and wouldn't -- do. A year after the two-phase law was roll...
NEW YORK — With rising fears of a prolonged recession and stomach-churning moves in the stock market, corporate bond markets have performed so well ...
Four weeks after starting a temporary accounting position at Seattle Bank, Kristin Meaux, 36, says she received a call from the human resources direct...
While many are determined to cut expenses and save as much money as they can, they're still missing one gigantic point. Things will never be the way they were.