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Cash Flow

The Single Most Important Metric to Measure to Improve Your Cash Flow

David Finkel | Posted 12.17.2014 | Business
David Finkel

Most businesses carelessly fall into cash crunches because they let their receivables slip longer and longer before being paid. But the longer you let your receivables slip, the more damaging this can be to your company's cash flow.

The 4 Most Common Causes of Cash Flow Challenges (and what to do about them)

David Finkel | Posted 11.19.2014 | Business
David Finkel

Before you rush off to sell your way out of a cash flow challenge, make sure you take a moment to see if that is the real root cause of the crisis.

What I've Learned About Putting Profits First

Josh Patrick | Posted 09.27.2014 | Small Business
Josh Patrick

I've written many times about why profits are more important than growth. It's funny how the people who respond negatively to these posts are advisors or people who used to be in business.

What Are Hidden Metrics and Why Should You Care?

Josh Patrick | Posted 09.14.2014 | Small Business
Josh Patrick

KPI's are all the rage. I like the term hidden metric. To me it's more descriptive. A hidden metric is a measurement that you use in your company that is not included in your normal financial statements. It's usually something you've developed that helps you understand your business better.

Do You Think Profits First?

Josh Patrick | Posted 08.12.2014 | Small Business
Josh Patrick

If you own a business you know that you need to put profits first. If you've been around for any period of time, you've had lean times in your business.

What to Do When Cash Flow Problems Threaten to Stall Growth

Gary Groff | Posted 06.25.2014 | Business
Gary Groff

A key retailer in your space wants more of your product, and others are competing for it. But you're also sinking capital into making your product up to eight months before you'll get paid for it. How do you get the funds right now?

What Are Your Financial Statements Telling You?

Mary Ellen Biery | Posted 02.22.2014 | Business
Mary Ellen Biery

What could your business do with an extra $1 million in cash? Borrow less? Invest in new equipment? Hire staff to help grow your sales? The answers l...

A Mentor Is a Shortcut

Christine Eilvig | Posted 02.19.2014 | Healthy Living
Christine Eilvig

I have had some intense and transforming mentor sessions this week. That has led me to think about how much easier things get with the right helpers at hand.

Growing A Small Business? Here Are 5 Equations You Need To Know

Posted 10.18.2013 | Small Business

This post is by Goldman Sachs as part of their sponsorship of The Huffington Post's What Is Working: Small Businesses Cash flow may be the lifebloo...

You've Got Cash! Where to Put It?

Gene Marks | Posted 08.07.2013 | Small Business
Gene Marks

The most important thing I've learned from the five business people here is this: You have a better chance of growing your own money faster than any financial planner.

Slow Payers Hurting Companies' Cash Flow, Hiring

Mary Ellen Biery | Posted 08.08.2012 | Small Business
Mary Ellen Biery

Cash is tied up in inventory as well as receivables, and that has a significant effect on cash flow and consequently, a significant effect on how much companies can use for capital expenditures or new jobs.

5 Reasons To Improve Cash Flow Forecasting

Mary Ellen Biery | Posted 05.01.2012 | Small Business
Mary Ellen Biery

By knowing exactly what cash you have coming in and going out and when those transfers occur, you ensure your business has enough cash to continue operating from day to day. But there are other reasons to improve your cash-flow forecasts, according to accounting and financial experts. Here are five important ones.

Top Signs Your Business Should Borrow

Brian Hamilton | Posted 04.29.2012 | Small Business
Brian Hamilton

There are times when it is good to borrow money, but those times are limited. So how do you know when you truly need to borrow for your business? The answer is not always obvious.

Small Business Financing May Suffer From Obama's Proposed Budget and Political Wrangling

Jerry Chautin | Posted 04.22.2012 | Small Business
Jerry Chautin

Small-business owners are holding their collective breaths as the Obama Administration's proposed budget wends its way through the politically-charged Congress.

Unleash the Privateers

Phil Shanks | Posted 04.15.2012 | Business
Phil Shanks

The small and medium sector, our privateers, remain becalmed by the lack of bank finance and unable to join the battle. I am confident that it is safe to unleash them yet again, put some wind in their sails and reap the benefits.

Commercial Mortgage Bankers Are Doing Deals As the Real Estate Market Breathes New Signs of Life

Jerry Chautin | Posted 04.02.2012 | Business
Jerry Chautin

Rental apartments are back in demand, financing for hotels and motels is loosening up a bit and investors are stepping off the sidelines with wads of cash to do deals.

Managing Cash

Michael Kaiser | Posted 03.18.2012 | Arts
Michael Kaiser

As with all aspects of fixing a troubled organization, celebrate successes. When the entire organization celebrates the shrinking level of vendor debt, everyone becomes more confident that solvency can be achieved.

Focusing On Cash Flow For Retirement

money.usnews.com | Posted 01.15.2012 | Fifty

Retirement savers are often discouraged by the large number they get from retirement savings calculators and financial advisers. Let's say you need $2...

6 Financial Must-Dos Before Year-End

Flourish Over 50 | Posted 12.04.2011 | Fifty

Can you believe November is gone? It seems like just yesterday summer was approaching, and now here we are about to face the end of another year. Befo...

SBA is Making Lines of Credit More Available --- Maybe

Jerry Chautin | Posted 01.11.2012 | Small Business
Jerry Chautin

To provide the much-needed liquidity, the U. S. Small Business Administration is revising its CAPLine program to make lines of credit more acceptable to lenders and more available to small-business owners. However, banks would rather make conventional LOCs rather than hassle with some of the SBA's requirements.

Lender "Screws Up," Others Can Learn From Its Mistakes

Jerry Chautin | Posted 10.17.2011 | Business
Jerry Chautin

Every bank has its own sweet spot for small-business loans and will look at your application somewhat differently. Find the right one and form a business relationship before applying.

Make It Rain: 10 Powerful Ways to Boost Your Business' Cash Flow

Christopher Hytry Derrington | Posted 09.27.2011 | Business
Christopher Hytry Derrington

Cash flow is the blood that lubricates the components of your company. Check out the 10 most powerful techniques I've used to maximize my business' cash flow.

Small Business Owners Plan To Hire Despite Cash Flow Concerns

Open Forum | Jason Del Rey | Posted 06.20.2011 | Business

Yesterday, American Express OPEN released the results of its latest Small Business Monitor, a biannual survey of small business owners. While the repo...

Entrepreneurs Are Stopped Cold for Lack of "Skin in the Game"

Jerry Chautin | Posted 06.18.2011 | Business
Jerry Chautin

Passion and a great idea are not enough to start a business. In my last two columns, I wrote that you must demonstrate enough predictable cash flow an...

Bankers Grab Your Collateral When You Default

Jerry Chautin | Posted 06.07.2011 | Business
Jerry Chautin

Both SBA and conventional lenders want to lien your home. In addition to securing your equity, lenders believe that you will work harder to make the business successful when your home is at risk.