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Cash Flow

How To Get A Small Business Bank Loan: The Five Cs

Jerry Chautin | Posted 05.25.2011 | Business
Jerry Chautin

Capacity, capital, collateral, credit, and character are the "Five Cs" that loan offers learn in Lending 101. But to most small-business loan applicants in need of money, it is an esoteric and arduous exercise.

How To Bridge Cash Flow Gaps

Scott Gerber | Posted 05.25.2011 | Business
Scott Gerber

While my company generates great total annual revenues, we often find ourselves in month-to-month cash flow crunches. What tools and strategies can I employ to bridge cash flow gaps and create a more steady cash flow?

10 Most Common Startup Mistakes (PHOTOS)

Christopher Hytry Derrington | Posted 05.25.2011 | Business
Christopher Hytry Derrington

Starting and running a small business is hard, risky work. According to the SBA, approximately 550,000 new businesses were started in the United State...

Managing Cash Flow: 5 Things You Need To Know

The Huffington Post/AOL Small Business | Geoff Williams | Posted 08.04.2011 | Small Business

If you ever played Monopoly, you learned that by managing your cash flow wisely, you could buy a bunch of houses and hotels -- and win. If you didn't ...

Uniquely Crafted Business Plans Are Needed to Raise Capital

Jerry Chautin | Posted 05.25.2011 | Business
Jerry Chautin

Now is the time to think about dusting off your old business plan as the economy improves. A business plan is required to obtain a loan or venture capital. It is uniquely designed as a sales tool to get financing.

The Obama Administration is Discouraging Entrepreneurship by Preaching That Taking Risk is Evil

Jerry Chautin | Posted 05.25.2011 | Business
Jerry Chautin

President Barack Obama and his risk-aversive legislators are sending the wrong message to America's entrepreneurs. They equate risk taking with wanton greed and evildoing.

Don't Trust SBA or Lender Endorsed Business Plans

Jerry Chautin | Posted 05.25.2011 | Business
Jerry Chautin

Falsely promoted business plans and "plug-in-the-number-templates," will not help you get financing. There are no shortcuts to circumvent the lengthily process of doing it the right way.

CIT's Bankruptcy Is Not Doomsday for Small Businesses

Jerry Chautin | Posted 05.25.2011 | Business
Jerry Chautin

CIT has been a stalwart lender for small businesses. But there are alternatives if you look for them.

Where Scrooge Got It Right

Loral Langemeier | Posted 11.17.2011 | Healthy Living
Loral Langemeier

What if Scrooge got some things right? Let's have a conversation about wealth guided by the world's most reviled rich man, old Ebenezer himself.

Commercial Real Estate: 90% Financing at Low Rates Is Possible

Jerry Chautin | Posted 05.25.2011 | Business
Jerry Chautin

The lesser-known 504 program from the U.S. Small Business Administration can be ideal for small-business owners to buy, build or rehabilitate commercial buildings.

Get ready to grow your business this year

Jerry Chautin | Posted 05.25.2011 | Business
Jerry Chautin

Resolve to grow your business in 2010. But if you have not started your company yet, resolve to launch it.

I'll Trade You! Bartering is an Old Island Tradition Perfect for the New Economy

Susie Middleton | Posted 05.25.2011 | Green
Susie Middleton

It's one thing to see how well an old-fashioned idea still works in a small community. But it's even more exciting to see a concept like bartering take more than a tender toehold in the new economy.

How To Create Retirement Income

Charlie Farrell | Posted 05.25.2011 | Business
Charlie Farrell

While there are a number of different strategies to creating retirement income, I prefer to use a simple method of creating cash flow to fund distributions.

SBA's Stimulus Lending is Tainted by Political Meddling

Jerry Chautin | Posted 05.25.2011 | Business
Jerry Chautin

The credit markets are improving and the banks can sell the guaranteed portion of their SBA loans at premiums closer to what they got before the financial meltdown.

Water: A Business Philosophy for Success in Hard Times

Peter Schwartz | Posted 05.25.2011 | Business
Peter Schwartz

Wall Street's troubles have not only filtered down to Main Street. They have crushed Main Street. With cash flow and credit lines drier than...

It's the Cash Flow, Stupid

Ike Eze | Posted 05.25.2011 | Business
Ike Eze

Over the next year or so, almost one trillion dollars could be injected into the banking and financial system. It almost seems like play money. Millio...