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Credit.com: 6 Things Your Car Insurer Doesn't Want You to Know

2012-05-24T14:04:44Z

Car insurance is something of an opaque industry. We know we have to pay the bill every month; we just have no clue how the carrier arrived at that rate.

Read more: Autos, Credit Score, Cars, Car Insurance, Insurance, Car Insurance Secrets, Car Insurance Tips, Auto Insurance, Money News

Credit.com: The Easy Way to Fix a Credit Report Error

2012-05-22T18:17:09Z

The information in your credit reports is what's used to create your credit scores, so you don't want to let mistakes on your credit reports potentially throw your credit scores out of whack. Here's how to dispute credit report mistakes, step-by-step.

Read more: Credit Score, Credit Report, Credit Cards, Credit Reports, Credit Report Disputes, Credit Report Errors, Credit Report Mistakes, Credit Report Tips, Money News

Jeanne Kelly: Four Reasons to Check Your Credit Score Now

2012-05-22T16:34:27Z

It's common to believe that a credit score is really only helpful when you want to borrow money and therefore (so the questionable logic goes) you don't need to check your score until you want to borrow money. Here are four reasons why that way of thinking is wrong.

Read more: Credit Report, FICO Score, Credit Monitoring, Identity Theft, Credit Repair, Credit Score, Fico, Money News

Credit.com: Why We All Need to Think About Alternative Credit

2012-05-21T17:08:34Z

By Steven Ely

Unless they are in trouble, most people don't wake up in the morning thinking about credit. Not even me, and I've spent much of my care...

Read more: Credit Rating Agencies, Credit Report, Credit Score, Credit, Money News

Jeanne Kelly: Tax Returns: What Will You Do With Found Money?

2012-05-17T13:04:38Z

Many Americans will be getting tax refunds from the government, and tax refunds are "found money" -- money you forgot was yours. It's as if the government lifted up your couch cushions and found a few hundred dollars.

Read more: FICO Score, Credit Card Debt, Credit Bureaus, Tax Refund, Credit Report, Taxes, Tax Season, Tax Season 2012, Credit Score, Credit Score Tips, Money News

Credit Scores Are Confusing Enough. Now This

2012-05-11T10:41:42Z

Trying to explain how a credit score is actually calculated is like explaining why the sky is blue to a 4-year-old. Impossible.

And the credit in...

Read more: Credit Score, Credit Reporting, Credit Cards, Fico, Lending, Borrowing, Vantagescore, Money News

The Best Credit Card Picks For Graduates

2012-05-02T13:09:42Z

College and high graduates bracing for the future might want to consider building their credit.

Anyone planning to lease a car, rent a home or take...

Read more: Credit Scores, Credit Score, CardHub.Com, Best Credit Cards for Graduates, College Student Credit Cards, Credit Card Offers, Card Hub, Money News, Money News

Justine Rivero: Forget Credit Scores: The Case for Credit Grades

2012-05-01T10:41:50Z

If you've had a headache trying to understand your own credit score, pass the aspirin; you aren't the only one.

Read more: Debt, FICO Score, Credit, Credit Bureau, Financial Reform, Credit Report, Cfpb, Credit Score, Financial Crisis, Credit Card, Credit History, Credit Card Issuer, Personal Finance, Money News

Jeanne Kelly: Five Spring Cleaning for Your Credit Score

2012-04-30T11:03:26Z

here's something so inspiring and invigorating about a spring cleaning -- as if we're getting a fresh start on the year. It's also a good time to remember to do a spring cleaning for your credit score. Just like our homes, our credit reports can start to get a little dusty from winter hibernation.

Read more: Credit Score, Credit Reports, Credit Card Balances, FICO Score, Credit Card Debt, Credit Cards, Money News

Credit.com: Can Your Roommate Ruin Your Credit?

2012-04-27T16:09:39Z

Jim is careful to always pay his bills on time, keep his credit balances low and has a pretty good credit score. Rick, his roommate, is quite the opposite.

Read more: Bad Credit, Roommates, Credit Score, Credit Report, Paying Bills, Credit History, Credit Cards, Apartments, Money News

Credit.com: Want an FHA Loan? Resolve Bad Debts First

2012-04-18T16:43:15Z

The Federal Housing Administration (FHA) recently announced a policy change in how they will treat mortgage loan applications for those whose credit histories contain unpaid collection accounts.

Read more: Unpaid Debt, Credit Score, FHA Mortgage, Mortgage, Collection Account, Bad Debt, Credit Report, FHA Loans, Fha Loan Requirements, Money News

LearnVest: Four Money Habits You Need To Ditch Now

2012-04-19T10:47:30Z

If you're having trouble acting in your best financial interest at all times, you're not alone. And you've come to the right place. We've provided resources to help you tackle the biggest financial issues Americans said were standing in their way.

Read more: Budgeting, Debt, Habits, Money Habits, Money Saving Tips, Overspending, Credit Score, Credit Cards, Saving Money, Money News

InvestingAnswers: The Fastest Way to Increase Your Credit Score

2012-04-10T21:00:42Z

While your payment history ranks as the most important piece of your credit score, it can take months or even years to dramatically improve it. Looking for a quicker fix? Focus on what's known as your credit utilization rate.

Read more: Debt, Credit Report, Credit Score, FICO Score, Credit Cards, Personal Finance, Credit Utilization Rate, Credit Rating, Credit Score Tips, Money News

Catherine New: How Not To Break Up With A Credit Card

2012-04-07T17:07:08Z

Like Suze Orman says, for some people having a credit card handy is like having an open bottle of booze for an alcoholic. You just can't leave it alone. I like to think I have more self-restraint than Lindsay Lohan at an open bar, but could I trust myself with an extra credit card?

Read more: Mastercard, Canceling Credit Cards, Credit Score, Visa, American Express, Bank of America, Rewards Points, Credit Card, Line of Credit, Money News

Where Do You Go When You Need $10,000?

2012-04-04T11:39:34Z

Where do you go for a $10,000 loan when you have bad credit? Don't try a storefront lender. Some are closing their doors. Folks with spotty credit his...

Read more: Bad Credit, Loan, Borrow Money, Springleaf, Credit Score, Payday Loans, High Intest Loan, Onemain, Personal Loan, Money News

Curtis Arnold: Are We Using Credit More but Enjoying It Less?

2012-04-02T15:57:03Z

Nearly three in four Americans report having frozen or cut back their use of credit cards in recent times. But of the more than one in four who are spending more on their cards these days, more than half report using their credit cards to help cover basic needs.

Read more: Credit Cards, Personal Finance, Economy, Consumer Spending, Rewards Credit Cards, Low Interest Credit Cards, Federal Reserve, Debt, FICO Score, Credit Limit, Credit Scores, Business News

Adrian Nazari: March Madness: 5 Tips to Keep Your Credit Score From Looking Like Your Busted Brackets

2012-03-30T16:04:45Z

This year Duke and Missouri were the culprits for obliterating my brackets. So in the spirit of March Madness, I thought I would share a few lesser known tips for keeping your credit score from looking like this year's busted brackets.

Read more: Free Credit Report, Credit Report, Debt, Personal Finance Tips, March Madness, Credit Score, Credit Score Boost, Credit Score Increase, Personal Finance, Credit Score Tips, Money News

Laura Adams: 7 Final Lies About Credit Scores That Can Cost You

2012-03-29T09:18:23Z

Federal law allows government agencies and businesses that have a legitimate need for your credit information to access your credit report before doing business with you or after you become a customer -- even without your permission.

Read more: Credit Scores, Credit Scoring, Free Credit Report, Credit Report, Credit Score, Credit History, Credit, Credit Rating, Credit Reports, Money News

Laura Adams: 7 More Credit Score Lies That Cost You Money

2012-03-28T17:04:44Z

What you don't know about credit can hurt your personal finances on many levels. So here are seven more lies about credit scores that you should never fall for.

Read more: Credit Scores, Credit Report, Credit Ratings, Credit Score, Credit History, Credit, Credit Rating, Credit Reports, Credit-Score-Myths, Credit Score Lies, Money News

Parents Would Rather Talk About This Than Money

2012-03-27T12:48:47Z

You probably wouldn't smoke a joint in front of your kids, but max out a credit card or ignore a bill?

While parents seem to agree that having the ...

Read more: Dad, Allowance, Money, Financial Literacy, Family Finances, Money Talk, Credit Score, Mom, Drugs, Teaching Kids About Money, Parents, Money News

Jeanne Kelly: Inquiring About Inquiries: How to Master the Art of Asking for Money

2012-03-22T12:03:14Z

An inquiry is when YOU ask for your credit to be pulled. So if you go for a mortgage or a car loan or a new credit card or a line of credit, you authorize your credit to be pulled and that is a considered to be an "inquiry" by the credit reporting agencies.

Read more: Mortgages, Credit Inquiries, FICO Score, Credit Reports, Credit Cards, Credit Bureaus, Credit Score, Money News

Credit.com: The Bad Stuff Is Off My Credit Reports -- So Why Didn't My Scores Go Up?

2012-03-21T11:33:03Z

Even if you've been through difficult credit problems, it's important to establish current, positive credit references that can boost your credit scores over time.

Read more: Taxes, Reposession, Credit Report, FICO Score, Bankruptcy, Credit Score, Vantage Score, Tax Lien, Improving Credit, Money News

Credit.com: 8 Things Debt Collectors Won't Tell You

2012-03-16T13:01:01Z

It should come as no surprise that if you've fallen behind on your bills, you may be hearing from debt collectors. But there are things they aren't likely to tell you, and knowing these things can make all the difference in resolving your debts.

Read more: Debt Myths, Debt, Debt Collectors, Debt Collector Myths, Credit Report, Debt Collection, Credit Score, Paying Off Debt, Fair Debt Collection Practices Act, Fair Credit Reporting Act, Money News

Jeanne Kelly: In Healthy Credit, Timing Is Everything

2012-03-14T15:45:57Z

In credit, timing is everything and every second of the ticking clock means that your healthy credit is getting healthier.

Read more: FICO Score, Healthy Credit, Credit Cards, Credit Reports, Money News

Justine Rivero: Fuggetaboutit: America's Rudest Cities Also Have the Best Credit

2012-03-08T12:32:26Z

When it comes to sh*t New Yorkers say, you probably wouldn't expect to hear, "I have a better credit score than you." Apparently, they're being modest.

Read more: Credit Report, Credit, Credit Score, Personal Finance, Best Credit Scores, New York Credit Scores, Good Credit Score Tips, Good Credit Scores, Credit Score Tips, Money News