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Credit

Choking Off Access to Credit

Javier Palomarez | Posted 05.25.2014 | Business
Javier Palomarez

Those already squeezed may soon feel choked as a new, coordinated effort among the U.S. Department of Justice and federal banking agencies threatens to further restrict access to credit.

How To Rent With Bad Credit

Credit.com | Posted 03.21.2014 | Money
Credit.com

Don't avoid the elephant in the room. Address your bad credit frankly and honestly.

Will Your Free Credit Score Soon Be on Your Bills?

MyBankTracker | Posted 05.18.2014 | Money
MyBankTracker

The director of the Consumer Financial Protection Bureau (CFPB) wants banks, particularly credit card lenders, to provide consumers with their free cr...

5 Ways to Avoid Bad Credit After a Break-Up

Adam Levin | Posted 04.22.2014 | Money
Adam Levin

Here are five things you can do to protect your good financial name in the event that stars, once aligned, go spinning off into the cold universe, and you find yourself thrust from loving cohabitation into relational isolation.

How to Get Financially Ready to Buy a Home

Jeanne Kelly | Posted 04.08.2014 | Money
Jeanne Kelly

Buying a home for the first time is so exciting! But be careful not to get carried away, and bite off a bigger financial commitment than you can chew....

Should You Give Your Kids a Credit Card?

Simple. Thrifty. Living. | Posted 04.05.2014 | Parents
Simple. Thrifty. Living.

You should explain to them about credit and how swiping a credit card doesn't mean you don't have to pay for things. After you buy something with your credit card, show them your monthly bill after so they understand how credit cards work.

Faith and Credit: The Life of Rita Haynes

Rev. Amy Ziettlow | Posted 03.30.2014 | Impact
Rev. Amy Ziettlow

"I believe everyone was put here for a reason; everyone has a purpose." -- Rita Haynes As links to speeches and sermons of Dr. King filled my Twitt...

Expect 500-Page Mortgage Applications in 2014

MyBankTracker | Posted 03.18.2014 | Money
MyBankTracker

The sheer volume of paperwork in the new applications can be daunting, but don't lose heart. Here's a look at what you can expect in a 500 page mortgage application.

The 4 Resolutions Every Indebted Consumer Should Make in 2014

Odysseas Papadimitriou | Posted 03.15.2014 | Money
Odysseas Papadimitriou

Interestingly enough, however, getting out of debt shouldn't actually top your New Year's self-improvement agenda. That distinction, as you'll see below, instead goes to crafting a well-thought-out budget and building an emergency fund.

Poll Reveals: Women Have More Credit Knowledge Than Men

Jeanne Kelly | Posted 03.11.2014 | Money
Jeanne Kelly

Boys, you have some catching up to do!

Calibrating 2014

Otaviano Canuto | Posted 03.04.2014 | World
Otaviano Canuto

The global economy looks poised to display better growth performance in 2014. Leading indicators are pointing upward -- or at least to stability -- in major growth poles. However, for this to translate into reality policymakers will need to be nimble enough to calibrate responses to idiosyncratic challenges.

Your Own Money Gift

Terry Savage | Posted 02.22.2014 | Business
Terry Savage

If your goal is to have enough money to spend, and give, and feel financially secure in the process -- then you'll have to start thinking about the current and future implications of what you do with money today.

How to Rent an Apartment With Bad Credit

MyBankTracker | Posted 02.18.2014 | Money
MyBankTracker

When going to look at an apartment, bring copies of pay stubs, copies of prior years' tax returns and any proof of additional income. It will not only provide proof of income, but also of being an organized person who is serious about taking care of business.

4 Business Rip-offs and How to Dodge Them

Robert Siciliano | Posted 02.16.2014 | Business
Robert Siciliano

Each year, small businesses in America lose billions of dollars unnecessarily--and unless they're aware of the risks, companies around the country con...

The 4 Judgements Every Lender Makes Based On Your Credit

Credit.com | Posted 02.04.2014 | Business
Credit.com

Many people believe that the decision-making process for creditors boils down to just one thing: the credit score. Here's the thing, though: Credit scores are really nothing more than a naturally occurring byproduct of the financial lives we live.

Brazil, Korea: Two Tales of a Macroprudential Regulation

Otaviano Canuto | Posted 02.01.2014 | World
Otaviano Canuto

The pervasiveness and relevance of asset price booms and busts in modern economies has now been fully acknowledged. So has the case for combining prudential regulation and monetary policy in the complementary pursuit of financial and macroeconomic stability.

5 Habits That Can Wreck Your Credit

Credit.com | Posted 11.25.2013 | Business
Credit.com

Habits are those activities we do unconsciously because we've done them so many times before. We're not even fully aware when we're doing them, and then the results tend to pile up unseen. Of course, credit is one of those things that can suffer from bad habits. So let's take a look at five bad habits that can wreck your credit.

Institutions Need to Manage Change to Ensure Future Success

Dr. William J. Carroll | Posted 01.23.2014 | Education
Dr. William J. Carroll

There once was a time when students attended a particular university to study under a particular scholar. This hearkens back to a long ago time when teachers were itinerant with their students in tow. Those times are no more.

Simple Ways To Raise Your Credit Score

Simple. Thrifty. Living. | Posted 01.23.2014 | Business
Simple. Thrifty. Living.

If you're like most people, the recession took a toll on your finances and probably your credit score. So how do you get it back to where it needs to be? There are a couple quick and simple ways to you can raise your credit score now.

Do Credit Repair Services Really Work?

Simple. Thrifty. Living. | Posted 12.28.2013 | Business
Simple. Thrifty. Living.

Credit repair is not a guaranteed fix of your credit score, but if you go in knowing the risks and pick a company with a good reputation and money-back guarantee, you can hopefully avoid being burned.

11 Countries That Still Have Perfect Credit

24/7 Wall St. | Charley Blaine | Posted 10.20.2013 | Business

A bipartisan deal was reached to end the government shutdown and raise the debt ceiling on Wednesday. While this provides immediate relief, the agreem...

Increase Competition Among Banks to Help Small Businesses

Jess Cornaggia | Posted 01.23.2014 | College
Jess Cornaggia

After discussing the IBBEA, a few colleagues and I became curious if there was a correlation between banking regulation and the overall impact on state-level innovation. Following previous research on how this expanded access to credit improves productivity and makes it easier for producers to manager operational risk, we wanted to explore if expanded access to credit (via greater competition amongst banks) had allowed firms to become more innovative.

Is There Ever a Good Time to Close a Credit Card?

MyBankTracker | Posted 01.23.2014 | Business
MyBankTracker

Before you actually close your credit card, consider the effects that this will have on your credit scores.

7 Credit Mistakes That Could Wreck Your Retirement

Adam Levin | Posted 11.26.2013 | Business
Adam Levin

We are a confident generation, which is a good thing. But when it comes to the way we manage our financial lives -- particularly our credit -- that confidence can make us vulnerable.

Choosing a Reputable Credit Counselor

Dedrick Muhammad | Posted 11.03.2013 | Black Voices
Dedrick Muhammad

If you are having trouble paying your bills on time and are living paycheck to paycheck, you may benefit from going to a credit counselor to get your budget on track.