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Are You Living Beyond Your Means?

Grant Cardone | Posted 04.23.2013 | Business
Grant Cardone

We have all known people who lived a life they cannot afford, on credit they can not repay and then end up in financial ruin and embarrassment. Here are some easy ways to identify if someone is living beyond their means.

WATCH: 'I Filed for Bankruptcy at 23'

HuffPost Live | Posted 02.11.2013 | HuffPost Live 321

Half of U.S. college students have four or more credit cards. Easy access to credit and impulsive decision-making have left a growing number of 20-som...

Can Lessons From Lance Pump Up Your Finances?

Adam Levin | Posted 01.17.2013 | Business
Adam Levin

You don't need to win seven consecutive Tour de France competitions in order to get where you need to be. And you don't need to confess your credit sins to Oprah. By being truthful with yourself, you can create a stable financial life and "live strong."

Forget Your Money Resolutions! You Need a Plan in 2013

Adam Levin | Posted 03.18.2013 | Business
Adam Levin

A credit portfolio building plan should consist of several components, all interconnected and each a platform for recovery and financial evolution. Viewing credit as portfolio can help convert the traditional holiday churn-and-burn process from an annual ritual of excess and recovery into a new way of life.

Denied Business Credit? Work on These Five Things

Mary Ellen Biery | Posted 03.17.2013 | Small Business
Mary Ellen Biery

If your company recently applied for business credit and was rejected, it's not alone.

Now What? Tips to Maintain Your Credit When Unemployed

Adrian Nazari | Posted 03.17.2013 | Business
Adrian Nazari

Now that you're no longer employed, it's important to re-adjust your budget and start cutting back on your consumption. If you continue to live your pre-unemployment lifestyle, your debt can quickly get out of hand and become increasingly difficult to pay off.

Best Balance Transfer Credit Cards to Help Alleviate Post-Holiday Debt

Jeff Hindenach | Posted 03.12.2013 | Business
Jeff Hindenach

If your credit cards are maxed out from holiday shopping, you might want to consider getting a balance transfer credit card to help alleviate some of the stress. Why a balance transfer credit card?

The 10 Things You're Too Shy to Ask About Credit -- But Should

LearnVest | Posted 03.12.2013 | Business
LearnVest

There's a lot that the basics don't cover, and questions that you might be embarrassed to ask, like how to start rebuilding your credit after a bankruptcy. We cover 10 of the top I'm-too-chagrined-to-ask questions.

How to Solve Personal Finance's Stay-at-Home Spouse Problem

Odysseas Papadimitriou | Posted 02.20.2013 | Business
Odysseas Papadimitriou

There are more than 16 million stay-at-home spouses in the United States, and they're currently in an unenviable position.

5 Mistakes New Cardholders Make

Credit.com | Posted 02.16.2013 | Money
Credit.com

By Gerri Detweiler Your brand new credit card arrives in the mail all shiny, just waiting for you to take it shopping. Before you break it in, though...

'Trust, But Verify' Creditworthiness

Mary Ellen Biery | Posted 02.13.2013 | Small Business
Mary Ellen Biery

More than four years after the peak of the U.S. financial crisis, bankers, businesses and borrowers still remain cautious about their exposure to risk.

How the Fiscal Cliff Could Hurt Your Credit

Jeff Hindenach | Posted 02.06.2013 | Money
Jeff Hindenach

Falling off the fiscal cliff could mean another recession for the country. Another recession could mean a number of things, including a higher unemployment rate, a slower economy and, of course, more debt. So what does that mean for credit?

4 Steps to Get Your Credit in Check Before Shopping for a Mortgage

Ken Lin | Posted 12.07.2012 | Money
Ken Lin

Typically, the longer your credit history, the higher your credit score. Many consumers assume closing accounts they're not using makes them look better to lenders, but it can have the opposite effect.

3 Times It's Crucial to Monitor Your Credit

Credit.com | Posted 02.05.2013 | Money
Credit.com

By Gerri Detweiler You've heard the standard advice: check your credit reports for free once a year at AnnualCreditReport.com. You may have even hear...

Santa's Credit Score is 777

Adrian Nazari | Posted 02.05.2013 | Money
Adrian Nazari

Ever wonder what Santa's credit score looked like?

2013 Living: Austerity With Double-Dip Frugality

Marian Salzman | Posted 02.05.2013 | Money
Marian Salzman

Americans are deleveraging to reduce their debts to manageable levels. What will they do once they get debt to relatively manageable levels, predicted for around mid-2013?

The Hidden High Cost of Strategic Default

Credit.com | Posted 02.02.2013 | Money
Credit.com

By Mitchell D. Weiss If you're one of the 28% of U.S. homeowners with a mortgage that's higher than your house is currently worth, is it time to toss...

What Black Friday and the Fiscal Cliff Have in Common

Adam Levin | Posted 01.21.2013 | Money
Adam Levin

Banks are putting more credit cards into customers' hands, and the percentage of late payments has been inching upward -- two more signs that our post-crash caution is beginning to slightly wane. Is that a good thing? That depends: cliff or no cliff?

Why Prepaid Cards and Gift Cards Are Not the Same

Credit.com | Posted 01.16.2013 | Money
Credit.com

Gift cards and cash are the top two gifts consumers want to receive this holiday season and prepaid cards continue to grow in popularity, sometimes as an alternative to a checking account and sometimes as a type of gift card.

The One Personal Finance Book Banks Don't Want You To Read

The Huffington Post | Catherine New | Posted 11.15.2012 | Money

Occupy Wall Street alumni have hatched a new plan: Raise money and then bail people out of debt. The campaign, called Rolling Jubilee, kicks off Thurs...

Slick AG Conveniently Comes To Soldiers' Rescue On Veterans Day

AP | MARY ESCH | Posted 11.12.2012 | Business

ALBANY, N.Y. -- New York state Attorney General Eric Schneiderman has reached a $9.5 million settlement with retailer SmartBuy and its affiliated comp...

Financing Experts Posted Advice Online for Buying and Selling a Business or Franchise

Jerry Chautin | Posted 10.31.2012 | Small Business
Jerry Chautin

I attended a webinar a few weeks ago called "Best Practices in Buying and Selling a Business with a Focus on Financing." It explored the availability ...

Four Companies That Need a Credit Check

Mary Ellen Biery | Posted 12.23.2012 | Small Business
Mary Ellen Biery

When a company is evaluating its own financial health and planning for growth or for weathering a downturn, an assessment of your current situation and probability of default helps create a more complete picture.

Protect Your Business Against Partners' Credit Woes

Mary Ellen Biery | Posted 12.19.2012 | Small Business
Mary Ellen Biery

Accounting professionals by nearly a 2-1 margin said in an online survey that their business clients don't do enough to ensure creditworthiness of customers, vendors and other potential transaction partners before they extend credit.

Financially Empowering Stay-at-Home Partners

Richard Cordray | Posted 12.19.2012 | Money
Richard Cordray

We recently found that a significant number of otherwise credit-worthy people may have been denied access to credit cards because they did not have their own income independent of their spouse. We thought this issue deserved further consideration.