Rating agencies are in an inextricable situation when it comes to sovereign ratings. On the heels of their near-collapse of structured products, they must confront the issue of the credibility of sovereign ratings in a holistic way.

If you are one of those seriously delinquent homeowners, or one who is draining your nest egg or tapping home equity to make the mortgage payments, is there a way to hang on long enough?

It is easy to attack credit cards and credit card issuers. Many issuers have been overly aggressive in marketing credit cards. But, ultimately, the use of a credit card is an individual decision.

Debate has been raging as to whether the Greek economy can avoid bankruptcy. Just how big is the problem, what are the options and how is this impacting financial markets?

Revenues at the world's biggest investment banks fell 5 percent to $52 billion in the first quarter of 2011, hit by Middle Eastern unrest, natural...

Many financial institutions are hopelessly insolvent, holding mountains of toxic waste that will never be worth anything. So why are we implementing policies that simply maintain a credit-based economy?

Passion and a great idea are not enough to start a business. In my last two columns, I wrote that you must demonstrate enough predictable cash flow an...

You wouldn't be asked to sign a document or form -- or click "yes" on a website -- unless somebody thought it was important, so shouldn't you think so as well?

What rational person believes that learning how to make a meaningful budget, understanding the wise use of credit, and saving aggressively for your future is a bad idea?

Capacity, capital, collateral, credit, and character are the "Five Cs" that loan offers learn in Lending 101. But to most small-business loan applicants in need of money, it is an esoteric and arduous exercise.

While Experian's action does not by itself create a new day of fairer, more inclusive credit scores, it just might be the first step on a path that will take us there.

Active duty military members and their spouses will soon be able to see their FICO score for free, part of a unique partnership aimed at boosting financial literacy among those who serve our country.

One year ago on February 22, 2010, the epic Credit CARD Act took effect, which aimed to reform the entire credit card industry. Has it been a success? The simple answer: yes and no.

In a sign that the economic recovery still faces challenges, small businesses continue to report difficulty getting loans. More than 10 percent of sm...

Earlier in the week I watched from the cozy nest of my living room as the snow piled up on the driveway and the walk outside my home. But thinking abo...

In a sign that life may be getting easier for big U.S. corporations, large banks are beginning to make loans more available. Citing increased competi...

Earlier today, Military.com and other news agencies reported a big win for a Marine who fought a 5-year legal battle with the behemoth mortgage institution, JP Morgan-Chase.

NEW YORK (AP, Matthew Craft) -- Americans are leaving bond mutual funds at the fastest rate in more than two years. U.S. investors pulled $8.6 bill...