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Why Prepaid Cards and Gift Cards Are Not the Same

Credit.com | Posted 01.16.2013 | Money
Credit.com

Gift cards and cash are the top two gifts consumers want to receive this holiday season and prepaid cards continue to grow in popularity, sometimes as an alternative to a checking account and sometimes as a type of gift card.

The One Personal Finance Book Banks Don't Want You To Read

The Huffington Post | Catherine New | Posted 11.15.2012 | Money

Occupy Wall Street alumni have hatched a new plan: Raise money and then bail people out of debt. The campaign, called Rolling Jubilee, kicks off Thurs...

Slick AG Conveniently Comes To Soldiers' Rescue On Veterans Day

AP | MARY ESCH | Posted 11.12.2012 | Business

ALBANY, N.Y. -- New York state Attorney General Eric Schneiderman has reached a $9.5 million settlement with retailer SmartBuy and its affiliated comp...

Financing Experts Posted Advice Online for Buying and Selling a Business or Franchise

Jerry Chautin | Posted 10.31.2012 | Small Business
Jerry Chautin

I attended a webinar a few weeks ago called "Best Practices in Buying and Selling a Business with a Focus on Financing." It explored the availability ...

Four Companies That Need a Credit Check

Mary Ellen Biery | Posted 12.23.2012 | Small Business
Mary Ellen Biery

When a company is evaluating its own financial health and planning for growth or for weathering a downturn, an assessment of your current situation and probability of default helps create a more complete picture.

Protect Your Business Against Partners' Credit Woes

Mary Ellen Biery | Posted 12.19.2012 | Small Business
Mary Ellen Biery

Accounting professionals by nearly a 2-1 margin said in an online survey that their business clients don't do enough to ensure creditworthiness of customers, vendors and other potential transaction partners before they extend credit.

Financially Empowering Stay-at-Home Partners

Richard Cordray | Posted 12.19.2012 | Money
Richard Cordray

We recently found that a significant number of otherwise credit-worthy people may have been denied access to credit cards because they did not have their own income independent of their spouse. We thought this issue deserved further consideration.

How I Help the Newly Unemployed

Deatra Riley | Posted 12.15.2012 | Money
Deatra Riley

Managing your finances during unemployment is critical. The search for a new job can take months, and even when you find a new job, it may pay less than your previous one.

Why Your Credit Score Hates This Time of Year

Credit.com | Posted 12.05.2012 | Money
Credit.com

You and I might revel in the crisp autumn weather, but your credit score hates this time of year. The reason? Starting in October and continuing through the next 90 days, many households dramatically increase their spending.

What a Good Store-Brand Credit Card Looks Like

Credit.com | Posted 11.26.2012 | Money
Credit.com

The most important question a cashier can ask you is this: "Would you like to sign up for our store credit card?" Millions of Americans are saying "yes" to that question. But like any credit card, these retailer-branded cards may have terms that can get you in trouble.

10 Cities With the Worst Credit Scores

Credit.com | Posted 11.21.2012 | Money
Credit.com

They say everything is bigger in Texas. But apparently that doesn't apply to credit scores.

Stop Student Loans From Ruining Your Chances of Homeownership

Credit.com | Posted 11.19.2012 | Money
Credit.com

If purchasing a house is important to you, you have a couple of choices -- either put up more money for the down payment or take the time to improve your standing. Here's how you can do that.

Here Come The Feds: Minnesota Hospital Faces Sanctions Over Shaking Down Patients

The Huffington Post | Jeffrey Young | Posted 09.15.2012 | Business

A Minnesota hospital company that worked with debt-collection firm Accretive Health is in hot water with the federal government over allegedly harassi...

5 Common Financial Fears (and How to Overcome Them)

Women & Co | Posted 11.13.2012 | Money
Women & Co

By Linda Descano, CFA®, President and CEO, Women & Co. and Managing Director and Head of Digital Partnerships, North America Marketing, Citi We've a...

Layaway Plans: What You Need to Know

Credit.com | Posted 11.04.2012 | Money
Credit.com

September has only just begun, but holiday layaway plans are already making the news. Wal-Mart, the world's largest retailer, recently announced plansto extend its holiday layaway program by a month this year, in addition to tripling its service fee from $5 to $15.

5 Ways You Can Rebuild Your Credit Score

Jeff Hindenach | Posted 10.29.2012 | Money
Jeff Hindenach

Has your credit score taken a hit because of the Great Recession? Foreclosures, unemployment and other financial struggles have hurt a lot of people's credit history. So how do you go about fixing it?

Real Confessions of Debt Collectors

Credit.com | Posted 10.21.2012 | Money
Credit.com

We spoke with four people about their experiences as debt collectors and what consumers should know when they get on the phone with them.

The Worst And Best States To Get A Loan

The Huffington Post | Bonnie Kavoussi | Posted 08.17.2012 | Money

If you recently have had a hard time getting a loan, you're not alone. Since 2007, most banks have become too skittish to lend to people with less-...

The 10 Best and Worst States for Credit Conditions

Richard Barrington | Posted 10.17.2012 | Money
Richard Barrington

People are out of work, deeply in debt, and having their homes foreclosed. It's a grim picture. However, that is not an accurate picture of the whole country. The fact is that credit conditions vary radically from state to state.

The Program That's Getting Veterans Into Homes

Credit.com | Posted 10.14.2012 | Money
Credit.com

To be sure, VA loans aren't the best fit for every military borrower. Veterans with sterling credit and enough cash to cover a healthy down payment might want to seek conventional financing. But that's far from the norm for most service members and their families.

Consumer Debt On The Rise

AP | ALEX VEIGA | Posted 10.14.2012 | Money

LOS ANGELES -- Americans are carrying more credit card debt than a year ago, yet the late-payment rate for card holders remains near an 18-year low, a...

Consumers Put Away The Plastic

AP | CHRISTOPHER S. RUGABER | Posted 10.07.2012 | Money

WASHINGTON -- Americans cut back on credit card use in June, a sign that high unemployment and slow growth have made some more cautious about spending...

What Should I Pay Down First?

Jeanne Kelly | Posted 08.01.2012 | Money
Jeanne Kelly

Being maxed out isn't ideal but when it comes to your credit score, timeliness of your payments is more important to get current. That is, paying on time to not have a new late charge appear on your report is improvement! So getting current is a priority.

Alexander Eichler

He Claims His Father Stole His Identity

HuffingtonPost.com | Alexander Eichler | Posted 02.13.2014 | Money

When Frank Deyoub and his wife were thinking about names for their newborn son, one moniker was completely off the table: Frank Deyoub. "If I named...

5 Ways to Become a Credit Adult

Adam Levin | Posted 09.25.2012 | Money
Adam Levin

As we are demanding the business become more accountable to the American people, it is now our turn to demand greater accountability of ourselves.