iOS app Android app

Credit

The Program That's Getting Veterans Into Homes

Credit.com | Posted 10.14.2012 | Money
Credit.com

To be sure, VA loans aren't the best fit for every military borrower. Veterans with sterling credit and enough cash to cover a healthy down payment might want to seek conventional financing. But that's far from the norm for most service members and their families.

Consumer Debt On The Rise

AP | ALEX VEIGA | Posted 10.14.2012 | Money

LOS ANGELES -- Americans are carrying more credit card debt than a year ago, yet the late-payment rate for card holders remains near an 18-year low, a...

Consumers Put Away The Plastic

AP | CHRISTOPHER S. RUGABER | Posted 10.07.2012 | Money

WASHINGTON -- Americans cut back on credit card use in June, a sign that high unemployment and slow growth have made some more cautious about spending...

What Should I Pay Down First?

Jeanne Kelly | Posted 08.01.2012 | Money
Jeanne Kelly

Being maxed out isn't ideal but when it comes to your credit score, timeliness of your payments is more important to get current. That is, paying on time to not have a new late charge appear on your report is improvement! So getting current is a priority.

Alexander Eichler

He Claims His Father Stole His Identity

HuffingtonPost.com | Alexander Eichler | Posted 02.13.2014 | Money

When Frank Deyoub and his wife were thinking about names for their newborn son, one moniker was completely off the table: Frank Deyoub. "If I named...

5 Ways to Become a Credit Adult

Adam Levin | Posted 09.25.2012 | Money
Adam Levin

As we are demanding the business become more accountable to the American people, it is now our turn to demand greater accountability of ourselves.

Consumer Bureau Bashed As Job Killer

The Huffington Post | Catherine New | Posted 07.25.2012 | Business

Job killer. That's the label one libertarian analyst of the banking industry slapped on the year-old Consumer Financial Protection Bureau at a congres...

How To Responsibly Use A Credit Card, From Maria Bartiromo (WATCH)

Posted 08.21.2013 | MarloThomas

Financial expert and anchor of CNBC's "Closing Bell" Maria Bartiromo discussed how to use a credit card responsibly when she visited me to chat on Mon...

The Seven Emotional Stages of Debt

Steve Rhode | Posted 05.23.2013 | Business
Steve Rhode

Both experiencing the emotional loss of a loved one and the emotional loss of your financial life are similar in some distinct ways. However, the emotional stages of debt also have two additional components that a mortal death does not.

7 Credit Myths We All Believe

Moneyland | Posted 08.28.2012 | Money

Everybody knows how important it is to maintain good credit, but a lot of people don't know how. Some think it's necessary to revolve a credit card ba...

NOBAR: Could It End the Credit Gap and Get Banks Lending Again?

Adam Levin | Posted 06.22.2012 | Money
Adam Levin

I propose the creation of a new banking industry initiative called NOBAR (Nonstandard Borrowers Alternative Resource). Its mission is to help responsible individuals with bad credit scores -- where reasonable and appropriate -- secure a new mortgage or refi.

Get Help to Improve Your Financial Situation

USA.gov | Posted 08.20.2012 | Money
USA.gov

If times are tough for you and your family, we can help connect you with the tools and information you need to get back on your feet. We're launching ...

Does Carrying a Balance Help Your Credit?

Credit.com | Posted 08.18.2012 | Money
Credit.com

Should you pay your entire credit card bill every month? Or does it give your credit score a boost to leave a small balance month after month?

Is One Late Payment Really That Bad?

Credit.com | Posted 08.13.2012 | Money
Credit.com

How much does a single late payment affect your credit scores? Of course, as with so many things related to credit scores, the answer is, "It depends." But the irony is, the better your credit, the more you may feel the sting.

Teach Your College Student to Use Credit Wisely

Women & Co | Posted 08.12.2012 | Parents
Women & Co

Students take all kinds of things to college with them, but perhaps the most useful item -- and potentially the most financially dangerous -- could be a credit card.

Why We All Need to Think About Alternative Credit

Credit.com | Posted 07.21.2012 | Money
Credit.com

By Steven Ely Unless they are in trouble, most people don't wake up in the morning thinking about credit. Not even me, and I've spent much of my care...

Jeffrey Young

'Do You Want To Pay Now?': How A Hospital Hounded A Sick Patient

HuffingtonPost.com | Jeffrey Young | Posted 05.21.2012 | Business

No one at the hospital ever said Bruce Folken's medical care would suffer if he didn't pay up, but it sure felt that way. Folken, 62, went to Fairv...

Crowdfunding, a Burgeoning Phenomenon to Raise Money for Some Enterprises and Nonprofits

Jerry Chautin | Posted 07.17.2012 | Small Business
Jerry Chautin

Kiki Karpus invests in start-ups and emerging businesses -- well, sort of. Instead of choosing the companies based upon the likelihood of their succes...

Do You Think It's Fair...

Brad Lander | Posted 07.17.2012 | New York
Brad Lander

Many employers in New York City and across the country routinely use credit reports to discriminate against job applicants with poor credit histories. This puts people in a cruel Catch-22.

5 Credit Card Rules for New Grads

Credit.com | Posted 07.14.2012 | Money
Credit.com

If you just graduated, you might be looking forward to managing money on your own. Certainly, it's deliciously liberating. But it can also be tricky.

Putting Economics Back in Home Economics

Natalia Emanuel | Posted 07.07.2012 | College
Natalia Emanuel

My parents messed up. Or perhaps my prestigious high school and university did. Maybe I've been oblivious. But somehow I'm 21 -- a legal adult -- and an economics major, yet I don't know the first thing about anything related to money.

Forget Credit Scores: The Case for Credit Grades

Justine Rivero | Posted 07.01.2012 | Money
Justine Rivero

If you've had a headache trying to understand your own credit score, pass the aspirin; you aren't the only one.

Surprising Reason Woman Can't Get Credit

The Huffington Post | Bonnie Kavoussi | Posted 04.16.2012 | Money

You can't get a credit card if lenders think you're dead. Bea Cohen, 81, of New Jersey, has been denied credit for years because credit rating agen...

World's Largest Maker Of Construction Machinery Mounts Quick Recovery

Reuters | Posted 06.09.2012 | Business

* Company expands quickly to meet demand * Dealers, buyers cite shortages of machines * Risks from fragile recovery, Asi...

7 Final Lies About Credit Scores That Can Cost You

Laura Adams | Posted 05.29.2012 | Money
Laura Adams

Federal law allows government agencies and businesses that have a legitimate need for your credit information to access your credit report before doing business with you or after you become a customer -- even without your permission.