Knowing the difference between a credit score and credit report can help you make the right financial decision when it comes to applying for lines of credit, and can also help you get better interest rates on loans.
Many people believe that the decision-making process for creditors boils down to just one thing: the credit score. Here's the thing, though: Credit scores are really nothing more than a naturally occurring byproduct of the financial lives we live.
Welcome, disillusioned buyers. You really shouldn't be here, should you? You saved your money and had 20 percent to put down. Yet you were trampled by the buyers with wallets full of cash snatching up investment properties.