Loans

FDIC Chief Sheila Bair: Big Banks Still Aren't Lending Enough

AP | STEVENSON JACOBS | Posted 11.11.2009 | Business

Read More: Fdic, Bank Lending, Credit Markets, Bailout, Lending, Loans, Federal Deposit Insurance Corp, Banks, Sheila Bair, Tarp, Business News

NEW YORK — The head of the Federal Deposit Insurance Corp. said Tuesday she's "very worried" that the nation's biggest banks aren't lending enou...

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Obama Small Business Plan Falls Short of Real Solutions

Lloyd Chapman | Posted 10.21.2009 | Business

Today, President Barack Obama held a press conference in Landover, MD to announce the administration's plans for a, "New Small Business Lending Initia...

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Boost Your Credit Score

Jeanne Kelly | Posted 10.26.2009 | Living

Read More: Mortgages, Credit Cards, FICO Score, FICO Advice, Credit Lines, Loans, Fico, Home Equities, Second Mortgage, Credit Limit, Home Equity Loan, Financial Advice, Living News

Because 30% of your FICO score is based on amounts owed on revolving credit, I can't say it enough: watch your balances!

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Commercial Real Estate: 90% Financing at Low Rates Is Possible

Jerry Chautin | Posted 10.20.2009 | Business

Read More: Commercial Real Estate, Business Condo, Financing, Loan Fees, 7(A), President Barack Obama, Working Capital, Office Building, Cdc, Conventional Loans, Obama Administration, Obama Stimulus, Franchise, Cash Flow, Skating Rink, Certified Development Companies, 80%, Small Business Owners, Warehouse and Retail Store, Credit, Restaurant, 7a, Values, Borrowing Money, Loans, Vacancies, 90%, Business News, Operating Costs, Job Creation, Sba, Bowling Alley, 504, Small Business, Business News

The lesser-known 504 program from the U.S. Small Business Administration can be ideal for small-business owners to buy, build or rehabilitate commercial buildings.

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House Panel Exempts Over 8,000 Banks From Oversight

New York Times | Stephen Labaton | Posted 10.15.2009 | Business

Read More: Oversight, Mortgages, Credit Cards, Banks, Loans, Consumers, Consumer Protection, Business News

Bowing to political pressure from community bankers, the House Financial Services Committee approved an exemption on Thursday for more than 98 percen...

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JPMorgan Interest-Only Loan Periods: Bank Works With Administration On Breaks For Borrowers

bloomberg.com | Jody Shenn and Dawn Kopecki | Posted 10.13.2009 | Business

Read More: JPMorgan Chase, Treasury Department, Making Home Affordable, Home Mortgages, Loans, Obama Administration, Business News

Banks will push the Obama administration to expand its mortgage-modification program to allow interest-only periods on reworked loans, seeking to brin...

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Concerns Grow About Another Mortgage Giant

nytimes.com | LOUISE STORY | Posted 10.08.2009 | Business

Read More: Federal Housing Administration, Mortgages, Freddie Mac, Bailout, FHA Loans, Fha, Loans, Taxpayer Money, Mortgage Loans, Fannie Mae, Government Loans, David H. Stevens, Business News

WASHINGTON -- First it was Fannie Mae and Freddie Mac. Now concern is growing that another government mortgage giant might teeter, just as the nation'...

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Fisker Automotive Gets $529 Million Government Loan To Build Electric Cars

Wall Street Journal | JOSH MITCHELL and STEPHEN POWER | Posted 09.28.2009 | Business

Read More: Doe, Cars, Subsidies, Emissions, Mpg, Roadster, Nina, Loans, Karma, Electric Cars, Detroit, Environment, Fuel Standards, Finland, Al Gore, Department of Energy, Fisker Automotive, Global Warming, Tesla, Business News

A tiny car company backed by former Vice President Al Gore has just gotten a $529 million U.S. government loan to help build a hybrid sports car in Fi...

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F.D.I.C. Sells Failed Bank's Troubled Mortgages To Private Investor

New York Times | EDMUND L. ANDREWS | Posted 11.16.2009 | Business

Read More: Fdic, Toxic Assets, Banks, Toxic Loans, Loans, Business News

Offering the lure of cheap government-guaranteed financing, the Federal Deposit Insurance Corporation moved on Wednesday to push its efforts to have p...

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Lending: Banks Worry about SBA's Guaranty

Jerry Chautin | Posted 09.28.2009 | Business

Read More: Inspector General, Small Business, Small Business Administration, Lenders, Lending, Loans, Banks, Sba, Loan Programs, Recovery Act, Arc Loans, Patriot Express, Arc, Business News

SBA's loan programs are less effective because lenders fear may find a reason not to honor its guaranty.

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Most Failing Banks Are Doing It The Old-School Way

nytimes.com | FLOYD NORRIS | Posted 09.21.2009 | Business

Read More: Banks, Bad Loans, Loans Not Repaid, Fdic, Bank Bailout, Banks Closing, Loans, Business News

As the number of banks closed by the Federal Deposit Insurance Corporation has grown rapidly this year, it has become clear that most of them had noth...

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The Big Banks: How Low Will They Go?

Mike Lux | Posted 09.13.2009 | Politics

Read More: Wall Street, Big Banks, Financial Reform, Loans, Payday Lenders, 2009 Financial Crisis, Bancorp, Businessweek, Wells Fargo, Politics News

Regulate them, prosecute them, and break them up are the only answers to keep big banks, those amoral leeches, from bringing our fragile economy down again.

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Art Laffer Is Wrong on Inflation

Hale "Bonddad" Stewart | Posted 07.12.2009 | Business

Read More: Economy, Money Supply, Federal Reserve, Subprime Loans, Inflation, Art Laffer, Loans, Business News

Laffer's contention is not based in any current fact. Instead, it's based in his desire to get Republicans elected.

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Last Call for Mortgage Reform

Harry Moroz | Posted 06.12.2009 | Business

Read More: Loans, Abusive Lending, Subprime Crisis, Mortgage Reform and Anti-Predatory Lending Act, House, Housing Crisis, Mortgages, Business News

Lenders often used mortgage refinancing to strip middle-class homeowners of the equity they relied on to obtain loans to help make ends meet.

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Trust Is the Answer: Yunus and the Future of Everything

Vivian Norris de Montaigu | Posted 05.30.2009 | Business

Read More: Microloans, Women, Nobel Peace Prize, Yunus Movie Project, Microcredit, Grameen, Yunus, Trust, Yunus Film, Economy, Loans, Banking, Financial Crisis, Subprime, Business News

If you give up on trusting your fellow human beings, then the Bastards win. They make you mistrustful like they are.

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True Non-Recourse Mortgage: Getting Buyers Back in the Real Estate Market

Andrey D. Pavlov | Posted 05.22.2009 | Business

Read More: Mortgages, Non-Recourse Mortgage, Real Estate, Homeownership, Loans, Business News

The True Non-Recourse Mortgage benefits go far beyond the borrower and the lender. In fact the entire real estate market benefits from this arrangement.

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Trump: Banks 'Virtually Laughing' At Loan Seekers

CNBC | Posted 05.16.2009 | Business

Read More: Banks, Home Loans, Loans, Donald Trump, Business News

There are no signs that the real economy is improving and banks are still not lending despite the huge amounts they received from the government, lege...

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Homeowner, Don't Let the Wolf in Your Door!

Iris Martin | Posted 05.04.2009 | Business

Read More: Mortgage, Lending, Homeowner, Foreclosure, Mortgage Wars, Nking Crisis, Lenders, Loans, Business News

Foreclosure firms are so used to actions just going through unopposed. Now people are paying attention and pointing out the gaps.

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Counting the Cost of Good and Bad Debt

Jim Wallis | Posted 04.26.2009 | Politics

Read More: President, President Obama, Pay, War, Wage, Media, Employment, Government Spending, Debt, Peace, Conservative, Environment, Government, Infrastructure, Dollar, Tax Cut, Loans, Tax Cuts, Homeless, Health Care, Cost of War, Greed, Irs, Money, Veterans, Budget, Education, Trillion, Biblical, Health, Rich, Healthcare, Spending, Bible, Budget Surplus, Military, Credit Card, Conservative Ideology, Bush Presidency, Proposed Budget, President Clinton, Economy, Luke, Politics News

While watching President Obama's press conference Tuesday evening, I was struck by a few things that are often forgotten in the criticism of his proposed budget.

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Friendship and Money: Minimizing Losses

Dr. Irene S. Levine | Posted 04.05.2009 | Living

Read More: Stress, Emma Johnson, Female Friends, Unemployment, Economic Turndown, Friendship and Money, Loans, Firing, Female Friendships, Finances, Recession, Economy, Living News

Blabbing about the nitty-gritty of your income is probably not a great idea, but it's ok to confide in a friend who won't judge you, will give you tough love when needed and, most importantly, listen.

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Business Credit Crunch: Where it Really Hurts

Tim Berry | Posted 03.26.2009 | Business

Read More: Small Business Loans, Loan Rate, Eyesandears, Small Business, Huffpo Survey, Unemployment Rate, Ecnomic Meltdown, Loans, Business News

It's pretty much a given that banks are holding too tight on loans to small business. To follow up on that, though, last week we asked business owners...

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Microcredit As Part of the Solution: Yunus Spreads Grameen in the U.S.

Vivian Norris de Montaigu | Posted 03.11.2009 | Business

Read More: Yunus, Poverty, University of North Carolina, Clinton, Nobel Peace Prize, Creative Capitalism, Grameen, Rescue Package, Loans, Obama, Microcredit, Geithner, Business News

The crowds in the U.S. waiting to hear Muhammad Yunus, the 2006 Nobel Peace Prize winner, and founder of the Grameen bank for the poor, are growing la...

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Republicans' 4% Mortgage "Stimulus" Is Latest Ponzi Scheme

Ronald B. Robinson | Posted 03.08.2009 | Politics

Read More: Fha, Depression, Melvin Oliver, Sec, Mitch McConnell, Housing, New Deal, Social Security, Black Wealth White Wealth, Stimulus, Black, Republican First Principles, Mortgage Crisis, Redlining, Eugencis, Wealth, Predatory Lending, African American, Loans, Ponzi Scheme, Construction, Subprime, Bernie Madoff, Rush Limbaugh, Obama, Media, Politics, Bailout, Economy, Race, White House, Financial Crisis, Bignews, Paulson, Foreclosure Crisis, Credit Score, Great Depression, Credit Rating Agencies, Freddie Mac, 4% Morgage, Fanie Mae, Politics News

Does the Republican ploy to provide 4% home mortgages to boost the economy sound too good to be true? It is. Buyer Beware!

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Weekly Audit: Stimulus Stagnation Economy NewsLadder

The Media Consortium | Posted 03.06.2009 | Business

Read More: Democrat, Bankruptcy, Mortgage, Recovery Package, Barack Obama, Loans, Tax Cuts, Republican, Marty Feldstein, Newsladder, Bipartisan, Stimulus, Economy NewsLadder, Recession, Business News

One of the left's major problems with the stimulus package: the corporate "net operating loss carryback" giveaway.

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Banks Aren't Budging On Tight Lending Standards

AP | JEANNINE AVERSA | Posted 03.05.2009 | Business

Read More: Banks, Lending, Tarp, Loans, Bank of America, Citibank, Retail Banks, Mortgages, Economy, Business News

WASHINGTON — Many banks have made it harder for borrowers to obtain all kinds of loans over the last three months despite a $700 billion federal...

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