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Microfinance

Microfinance: The Solution to Global Poverty?

Elise Sidamon-Eristoff | Posted 09.14.2014 | World
Elise Sidamon-Eristoff

Microfinance has inarguably positive impacts on the individuals and families who succeed in adopting its dogma, however, the challenges that I observed illustrate several of the limitations on the scale of its potential impact.

Eight Ways to Knit A Community: This Week in Daily Giving

Ari Nessel | Posted 09.08.2014 | Impact
Ari Nessel

In 2013, I began giving a seed grant every single day of the year to a social change visionary with a practical plan to make their community and the w...

Lessons from Mbale

Maryann Akinboyewa | Posted 08.18.2014 | College
Maryann Akinboyewa

If anything, this summer taught me a thing or two about courage. The courage to follow one's own heart and intuition is what led me to go abroad in the first place. When I finally learned to move past initial discomforts, I found I really loved Uganda.

Genius in Microfinance - Reflections on Pancho Otero

Elisabeth Rhyne | Posted 08.12.2014 | World
Elisabeth Rhyne

In a recent retrospective, Rich Rosenberg called Pancho Otero, the founding leader of Bolivia's Prodem and BancoSol, a genius. With Pancho's sudden de...

How Small Loans Mean Big Changes For Rural Women

Julie Slama | Posted 09.16.2014 | Impact
Julie Slama

In most countries of Latin America and the Caribbean, poverty is concentrated in the rural areas, where approximately 125 million people live. The majority of the population is made up of self-employed farmers and small business owners who rely on their own hard work to survive.

Building a Better Model for Microlending

Venture For America | Posted 07.24.2014 | Impact
Venture For America

I listened to representatives of some of the most reputable aid organizations in the world squabble over "territory" -- completely disregarding the fact that "territory" was referring to the people suffering from disaster just outside the air-conditioned trailer.

Portraits From Women In Zimbabwe

Patrick Hayes for Kiva | Posted 09.10.2014 | Impact
Patrick Hayes for Kiva

I push the button and the black steel door slides across its tracks, revealing morning traffic and fallen rusty flowers.

Peripheral Vision: Climate Change and Global Development in the 21st Century (Pt. IV: Long-Tail Liberation)

Peter Schwartz | Posted 09.15.2014 | Green
Peter Schwartz

Global warming poses an existential threat to life on Earth. This existential threat challenges our capabilities and calls into question the viability and effectiveness of mechanically conceived grid maintenance options.

Climate Change And Global Development in the 21st Century, Pt. III

Peter Schwartz | Posted 09.15.2014 | Green
Peter Schwartz

The emergence of an acceleration ecology for distributed solar power and storage technologies indicates the approach of a tipping point that begins to spawn an independent global power "hive" that operates largely beyond the purview of the regulated electric power grid.

Peripheral Vision: Climate Change and Global Development in the 21st Century (Pt. II)

Peter Schwartz | Posted 09.14.2014 | Green
Peter Schwartz

Going forward, the challenge facing established "financial grid" players -- commercial lending banks, investment banks, private equity firms, venture funds, and angel networks -- may not be whether they can match the growth arc of crowdfunding platforms. The financial grid itself may be at risk.

Peripheral Vision: Climate Change and Global Development in the 21st Century (Pt. I)

Peter Schwartz | Posted 09.10.2014 | Green
Peter Schwartz

Crowdfunding, depicted graphically, resemble nothing so much as the trajectory of space vehicles obtaining escape velocity from the earth's atmosphere. But for those with boots on the ground, the impact of these trends more likely resembles displacement associated with the cracking of tectonic plates.

Kiva vs. Zidisha: Three Common Myths

Julia Kurnia | Posted 09.02.2014 | Impact
Julia Kurnia

Some time ago the President of Kiva, Premal Shah, posted a thoughtful response to my article Zidisha vs. Kiva Zip. (His comment was originally posted...

Our Financial Services System in 2024: Inclusion for All

Joyce Klein | Posted 09.01.2014 | Impact
Joyce Klein

Too often, these small business owners lack the credit scores needed to access reasonably-priced credit, or savings or a credit card to help them weather the ebbs and flows of a new or growing enterprise.

Looking Forward, Giving Back: This Week In Daily Giving

Ari Nessel | Posted 08.19.2014 | Impact
Ari Nessel

In 2013, I began giving a seed grant every single day of the year to a social change visionary with a practical plan to make their community and the w...

How to Overcome the Geographic Handicap

Julia Kurnia | Posted 07.28.2014 | Impact
Julia Kurnia

I've spent the past few weeks in Indonesia, one of the countries at the forefront of the developing world's internet revolution. I often work out o...

Saying Thank You to Heroic Moms From Around the World

Vicki Escarra | Posted 07.09.2014 | Impact
Vicki Escarra

At Opportunity International, we recognize the remarkable power of women to change the world. That is why we work hard to remove barriers like a lack of access to the basic financial tools they need to be successful, including access to loans.

Microcredit Impact Revisited

Tilman Ehrbeck | Posted 06.29.2014 | Impact
Tilman Ehrbeck

While the technical arguments might seem arcane, the underlying question of the impact of a development intervention is an important one.

How Women's World Banking Has Designed A Community With Purpose

Sarah Buitoni | Posted 05.25.2014 | Impact
Sarah Buitoni

How do you bring people working in geographies as far-flung as the Dominican Republic, Bosnia, Uganda, Mongolia and Tonga together? The simple answer is: technology. But if you want these people to achieve a specific goal, you'll need more than technology, you'll need a community designed with purpose.

How to Make Sanitation Sexy

Sherina Munyana | Posted 05.19.2014 | Impact
Sherina Munyana

An estimated 2.5 billion people around the world lack access to working sanitation facilities and the statistics continue to soar every day. The knee-jerk reaction by humanitarian organizations has been to build free toilets for households and communities, and while this may offer some reprieve, it's a little like trying to drain the ocean with a teaspoon.

On International Women's Day, ‘Invisible' Women Need Financial Access

Mary Ellen Iskenderian | Posted 05.08.2014 | Impact
Mary Ellen Iskenderian

Wherever she lives, no matter what country, when a woman controls her own finances she invests that money in ways that can bring about long-term change -- education for her children, health care and better housing for her family. But low-income women around the world are routinely denied access to the basic financial products that most of us take for granted.

Why I Founded Zidisha

Julia Kurnia | Posted 05.02.2014 | Impact
Julia Kurnia

An idealistic 24-year-old, I'd been hired out of graduate school to manage overseas grants on behalf of the US government. This was my second year on the job and I already had a reputation as a maverick.

Zidisha vs. Kiva Zip

Julia Kurnia | Posted 07.19.2014 | Impact
Julia Kurnia

Note: this article is authored by the founder of Zidisha. The information about Kiva Zip is taken from public sources, and does not necessarily expre...

"This New Health Plan Forces Us Women to Focus on Our OWN Health"

Suzanne Skees | Posted 04.20.2014 | Impact
Suzanne Skees

Healthy workers not only feel happier, they work more productively to earn higher incomes for their families. Freedom from hunger, an integrated-servi...

Her Own Rising Tide: Alfa's Story

Steve Mariotti | Posted 04.13.2014 | Impact
Steve Mariotti

In a small office with in Jersey City, Alfa and Alex radiate confidence and energy. I sat stunned at Alfa's remarkable journey to get to this place, and the beautiful love that exists between them.

Big City, Big Dreams

Suzanne Skees | Posted 04.11.2014 | Small Business
Suzanne Skees

Feeling like she's always running in circles, Anali runs a small weaving microbusiness, studies accounting at university, and cares for her partner and daughter at home. She left her rural village and is already banking on a brighter future for herself and her kids.