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Money

American Money: Is Franchising Right for You?

Dedrick Muhammad | Posted 10.01.2014 | Black Voices
Dedrick Muhammad

Black entrepreneurship is on a steady rise, with more African Americans deciding to go into business for themselves. But embracing your entrepreneurial spirit does not always require you to start from scratch.

You've Inherited An IRA -- Now What?

Carrie Schwab-Pomerantz, CFP | Posted 10.01.2014 | Money
Carrie Schwab-Pomerantz, CFP

An inheritance can bring up conflicting emotions, placing the positive of financial gain against the sadness of losing a loved one. Complicating the situation further, certain inheritances -- such as an IRA -- are more difficult to sort out than others.

Money Is Evil and Wrinkles Are Blessings

Jason P. Stadtlander | Posted 10.01.2014 | Money
Jason P. Stadtlander

If money is the root of all evil, then contempt and jealousy is the tree that blossoms from it. Not that I believe money in itself is the root of evil, but that people's desire, quest for, obsession with and what they compromise to get it, often can be.

Your Finances: Sitcom or Melodrama?

Richard Barrington | Posted 09.30.2014 | Money
Richard Barrington

The type of TV show or movie your finances would make is a good clue to what shape those finances are in, and how effectively you handle them.

The Cure for Cash Flow Woes

Alex and Cadey Charfen | Posted 09.30.2014 | Small Business
Alex and Cadey Charfen

Even though money is what keeps an organization alive and you and your family fed, clothed and sheltered, most people have a tough time talking about it. The term itself carries all kinds of preconceived notions and prejudices with it.

How One Professor, One Student and One Class Showed that One Dollar Can Change the World

Valerie Alexander | Posted 09.29.2014 | Education
Valerie Alexander

The assignment was for each student to present a persuasive discourse about why he or she deserved the cash, with the class voting and the winning speaker getting it all (and no, no one was allowed to vote for themselves).

7 Tips for Evaluating Your Retirement Portfolio in Your 20s

Graham Ober | Posted 09.26.2014 | Money
Graham Ober

Many people get automatically defaulted into their employer's retirement plan without thinking about what exactly they're investing in. Here are seven tips for 20-somethings to start evaluating their retirement portfolios now.

Why Making More Money Comes Down to Perception

Ellevate | Posted 09.26.2014 | Women
Ellevate

Highly paid women -- in any field, at any level, at any company -- understand the importance of perception. Maximizing perception, to be specific.

Show Your Money Some Love

Laurie Gerber | Posted 09.25.2014 | Healthy Living
Laurie Gerber

Most of us have a really twisted, tumultuous relationship with money (kinda like time and food!). You probably can catch yourself thinking you shouldn't have to deal with something so complicated and often emotional.

What's Half of $33.35?

Tricia McCallum | Posted 09.24.2014 | Healthy Living
Tricia McCallum

Why are some people cheap? It's definitely not a gender thing. I've known incredibly cheap men and extraordinarily generous women. And the other way around. I just had coffee with a female colleague and when the bill came she said, "Oh, let's just split this. What's half of $33.35?"

Do You Have To Pay Income Taxes On Social Security Benefits?

Carrie Schwab-Pomerantz, CFP | Posted 09.24.2014 | Money
Carrie Schwab-Pomerantz, CFP

When it comes to income taxes, many people think only of the money they earn in a paycheck. But the reality is that there are many other types of income that are subject to ordinary income taxes. And all of that income, in turn, can trigger taxes on Social Security benefits.

Been Borrowing All Your Life? Retire as a Lender

Dean Graziosi | Posted 09.24.2014 | Money
Dean Graziosi

Let's face it, we're a consumer society, and much of our consumption over the past decades has been financed with debt.

WATCH: Enhancing Prosperity Consciousness

Brad Yates | Posted 09.23.2014 | Healthy Living
Brad Yates

What we focus on expands. Wouldn't it behoove us, then, to let go of any lack mentality we might have and trade up for an abundance mindset? Yeah... ...

How to Compare and Analyze Different Asset Classes

Anthony Humpage | Posted 09.23.2014 | Money
Anthony Humpage

Over the past 20 years, the home has increased in value by approximately 175 percent. This revelation got me thinking about asset classes and how they generally perform over a 20-year period.

Dear Professor, Some of Us Work 40 Hours a Week

Fernando Hurtado | Posted 09.23.2014 | College
Fernando Hurtado

I'm writing this with my neck in pain, after finishing an assignment I shouldn't have been doing at 1 a.m. the morning it was due. And it's not that I did it the that late because I'm "such a procrastinator, lol."

Would You Rather See a Dog Brush His Tongue or Learn How to Prepare for a Secure Retirement?

Jerry Patterson | Posted 09.24.2014 | Money
Jerry Patterson

While you may not have time to read a book on financial planning or have the expertise to use elaborate financial-planning software, I would encourage you to take advantage of the amazing amount of free educational content available online. There are plenty of quick, bite-sized moments of learning that can have a material impact on your financial future.

What's a Financial Intervention?

David A. Dedman | Posted 09.23.2014 | Money
David A. Dedman

If you know someone that is showing truly financially destructive behavior, try to approach the person and let them know that they are hurting themselves. If they resist, then it may be time for an intervention.

Gen X'ers Are Greatly Concenred About Future Financial Prospects

Elwood D. Watson | Posted 09.22.2014 | Impact
Elwood D. Watson

The generation of divorced parents, (many, not all of us), latch key kids, victims of fluctuations in the nations' economy, sporadic international crisis, deadly sexually transmitted diseases and other significant milestones will turn 50 years old next year!

Time Marches On

William B. Bradshaw | Posted 09.20.2014 | Religion
William B. Bradshaw

In preparation for one of our high school reunion many years after graduation, the chairperson of our reunion suggested that each of us write about the best time of our lives. I gave this careful thought and simply wrote: "The present is the best time of my life."

What Your Retirement Plan Needs More Than Money

Buck Wargo | Posted 09.19.2014 | Fifty
Buck Wargo

With all the talk about retirement, the national focus is on how much to stash away in your 401(k) and IRA and when you should leave your job and start taking Social Security benefits. That's all crucial, but what people are forgetting is what they want to be and do when they grow up.

Can You Dip Into Your IRA To Buy A First Home? Should You?

Carrie Schwab-Pomerantz, CFP | Posted 09.17.2014 | Money
Carrie Schwab-Pomerantz, CFP

Yes, the IRS does allow penalty-free withdrawals of a limited amount of IRA funds for first-time homebuyers. However, as enticing as it appears, taking that withdrawal comes with certain caveats that you need to carefully consider.

Debunking Five Stock Market Myths

David A. Dedman | Posted 09.17.2014 | Money
David A. Dedman

There seems to be a believability about all of these stock market myths. That's where things could be dangerous to your financial health. Believing in any one of these could cause your to not reach your financial goals.

Dental Insurance Questions Debunked By a Dentist

Alina Lukashevsky DDS | Posted 09.15.2014 | Healthy Living
Alina Lukashevsky DDS

Innovation in technology and advancements in the quality of dental materials have made it easier than ever to achieve desired cosmetic results. Using dental insurance can help cut down on costs, but it is important to know how the different plans work in order to get the most out of having insurance.

Too Clever by Half

Daniel P. Collins | Posted 09.15.2014 | Business
Daniel P. Collins

It is one thing to read the 'so-called' Fed tea leave and another to be so tied to your point-of-view that you ignore the writing in front of you, and instead attempt to read between the lines.

Life Insurance Advisor: Out of the Closet

Don McNay | Posted 09.13.2014 | Business
Don McNay

I've called myself other titles, masking that my income comes from the life insurance industry. There are multiple reasons why my lifetime occupation became a semi-hidden secret. The industry itself went through the same kind of identity crisis.