As a former 1 percent member who got his backside kicked in the real estate "boom and bust" over the last decade, I'm officially a 99 percent member (misery loves company) -- and it's with unique privilege that I can report stories from the frontline.
We all carry some form of debt. Whether it be a mortgage, car note or student loans. Where you may run into trouble is when your debt starts to overwhelm and this can happen long before the bill collectors start calling.
The banks hope that we'll see all the zeros and think that they've actually given us something. But California Attorney General Kamala Harris is not buying it. Instead of pressuring Harris to go with the flow, the rest of the attorneys general should follow her lead.