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Personal Finance

It's All About That Rate: Navigating Your Student Loan Refinancing Options

Aryea Aranoff | Posted 12.19.2014 | Money
Aryea Aranoff

As an employee of a bank offering a national student loan refinance and consolidation program, I often speak with recent graduates looking for guidance on questions regarding their student loans. So, for those of you who still don't fully understand how student loan refinancing works, let me help you out.

9 Bad Shopping Habits You Should Ditch By 30

LearnVest | Posted 12.18.2014 | Money
LearnVest

Although everyone could probably benefit from a smart-spending lesson or two, today, we're talking to you 20-somethings. While you haven't had all that much time as an adult to establish your shopping routines and habits, you've had enough time to start developing some.

How Capitalist Visionaries Will Change The World

Arjan Schütte | Posted 12.17.2014 | Business
Arjan Schütte

The developed world functions in no small part at the will of the free markets' Invisible Hand. But sadly our free markets and our financial systems have also left a toll on millions and have yet to touch billions.

How Many Credit Cards Do You Really Need?

Carrie Schwab-Pomerantz, CFP | Posted 12.17.2014 | Money
Carrie Schwab-Pomerantz, CFP

Credit card sign-up incentives are everywhere these days because they work. But while saving money or adding up miles may sound enticing at the time, you also need to consider the potentially serious consequences when you carry too many cards.

5 Ways to Be Financially Stronger After Turning 25

Ashley Massis | Posted 12.16.2014 | Money
Ashley Massis

You've figured out a few things about the job market, and chances are, you've received a raise or two. With that extra money, come bigger purchases and thoughts about investing. After 25, you'll most likely make or consider these five financial changes/investments...

5 Things Millennials Should Consider Before Buying A Home

Graham Ober | Posted 12.16.2014 | Money
Graham Ober

Even if your credit score isn't up to snuff or the costs seem to high right now, you can get your finances into better shape before you try to buy your first home.

Smart Shopping: How to Spend Money and Feel Great Long-Term

Miriam Ava | Posted 12.16.2014 | Money
Miriam Ava

By now most of us have realized and put into practice that saving and investing money is vital to achieving financial fitness; so then, what's the smartest way to spend the money you choose to spend?

5 Reasons Housing May Be Headed for Trouble

Richard Barrington | Posted 12.11.2014 | Money
Richard Barrington

The housing market has been on a roll recently, with some markets even recovering to their peak 2006 levels. That sounds good, until you remember what 2006 was like.

Finding The Right Financial Advisor -- Where To Start?

Carrie Schwab-Pomerantz, CFP | Posted 12.10.2014 | Money
Carrie Schwab-Pomerantz, CFP

Financial advice isn't all or nothing. You're in control and can choose the type and amount you want.

Should I Choose a High- or Low-Deductible Health Insurance Plan?

Christina LaMontagne | Posted 12.11.2014 | Money
Christina LaMontagne

Depending on your income, you could qualify for assistance on your monthly premiums or cost-sharing expenses. Make sure you explore these potential discounts before writing off a plan due to cost.

Travel in Style in Retirement

Jacob Gold | Posted 12.11.2014 | Money
Jacob Gold

Traveling during retirement can be one of the most rewarding and exciting experiences of your life. By planning ahead and taking the necessary precautions, you can turn this dream into reality.

Year-End Tax Planning Ideas For Big Savings

Bill Ringham | Posted 12.09.2014 | Money
Bill Ringham

With less than a month left in the year, you can easily get a rough idea of how much you will owe in taxes for the 2014 tax year. If your anticipated tax bill is giving you sticker shock, there are a number of investment moves you can take between now and the end of the year to help reduce your tax liability for the 2014 tax year.

Holiday Shopping in Hard Times

Kathleen Weldon | Posted 12.11.2014 | Business
Kathleen Weldon

The holiday season is in full swing, and for many Americans that means just one thing: shopping. But in a difficult economy, can the public afford its annual spending spree?

How Much Money Is Enough?

David A. Dedman | Posted 12.09.2014 | Money
David A. Dedman

I've never heard of anyone at the end of their life as they take their last breath, saying they wish they had saved more money. The most important things in life don't involve money at all, like our relationships with our family and friends, or simple pleasures like taking a walk or reading a book.

How I Paid Off $115K Of Debt

Credit.com | Posted 12.05.2014 | Money
Credit.com

After years of keeping his credit cards locked in a fire safe, Peter got an unpleasant surprise: a collection of statements totaling more than $55,000. Peter alleges his wife had broken into the safe and gone on a shopping spree at high-end department stores. To say the least, he wasn't happy about it, but they remained married for a few years, eventually divorcing in 2012.

5 Reasons a Comfortable Retirement Is More Uncertain Than Ever

Barry N. Koslow, J.D. | Posted 12.06.2014 | Money
Barry N. Koslow, J.D.

For all but the wealthiest, a guarantee to a comfortable retirement does not exist, and changes in the law, business practices and the economy are making it all the more elusive.

3 Signs You Are Secretly Keeping Up With the Joneses

GOBankingRates | Posted 12.06.2014 | Money
GOBankingRates

Keeping up with the Joneses is a phrase we are all familiar with but can't seem to avoid. We tend to look at what others have to determine whether or not they are successful.

If You Have Student Loans, Here's What You Need To Do In December

CommonBond | Posted 12.06.2014 | Education
CommonBond

Even simply knowing exactly what you're paying each month can be tough if you're repaying multiple loans with different billing systems, interest rates and complications. Here are three things you can do before December ends in order to save yourself both money and time in 2015.

Great Apps to Help You Get Through the Holidays

Ashley Massis | Posted 12.04.2014 | Women
Ashley Massis

These apps can not only save time, but can help boost productivity, efficiency, and keep you organized. Whether looking for the best travel app, to-do list, or retail store discounts, our list keeps you ahead of the holiday stress.

4 Ways to Save on Electronics This Holiday Season

SALT | Posted 12.04.2014 | Money
SALT

Holiday prep, whether it's buying gifts, trimming the tree, or preparing the feast, requires planning and some serious budgeting. It's typically the most expensive season for Americans, and one category that can quickly derail a budget is consumer electronics.

5 Ways A Holiday Savings Account Can Help Save Your Budget

LearnVest | Posted 12.04.2014 | Money
LearnVest

Sure enough, the season of financial temptations is right around the corner, which means it's prime time to figure out whether your budget is prepped to weather the upcoming spending storm.

Are You Throwing Your Money Away?

Ryan Bailey | Posted 12.04.2014 | Money
Ryan Bailey

The technologies and services you're currently using to manage your money could make the most sense for you right now, but one pivotal moment in your life could change that.

Holiday Spending Worries? Generosity Doesn't Always Come With A High Price Tag

Carrie Schwab-Pomerantz, CFP | Posted 12.03.2014 | Money
Carrie Schwab-Pomerantz, CFP

So often during the holidays, people worry about over-extending their budgets or they feel bad that they can't afford the type of gifts they'd like to give. But to me, being generous isn't just about money. It's about being thoughtful and willing to share your time and knowledge as well as your good fortune.

Personal And Business Credit Cards: What's The Difference?

NextAdvisor.com | Posted 12.03.2014 | Money
NextAdvisor.com

Depending on the kinds of purchases you make, and how frequently you make them, a business card might be useful to have, even if you don't run one.

10 Ways to Cut Your Holiday Expenses

Jason Alderman | Posted 12.09.2014 | Money
Jason Alderman

Bottom line: It's called the holiday season, not the spending season. If you enjoy traditional gift-giving, shape your finances throughout the year to make it happen. If you are facing financial problems or simply want to make a change in old spending routines, share that information with loved ones.