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Progress and Education: This week in Daily Giving

Ari Nessel | Posted 11.11.2014 | Impact
Ari Nessel

Every day, along with 40 other daily givers, I have the privilege of making seed grants to up and coming social change leaders around the world. All o...

5 Things Every Business Owner Should Know About Business Credit

Yun-Fang Juan | Posted 11.30.2014 | Small Business
Yun-Fang Juan

Business credit is an area first-time business owners tend to overlook. If your business sells to other businesses or wants to get credit, it's important to ensure that your business credit information is in good standing.

Kabbage Or Traditional Banks: Which Is Best For Your Small Business Loan?

Simple. Thrifty. Living. | Posted 11.26.2014 | Small Business
Simple. Thrifty. Living.

With the advent of online business lending services like Kabbage, it's easier for small businesses to get the funding they need to get off the ground. But is it always the best option to go with an online lender?

Banks Seeing Lower Loss Rates on Commercial Real Estate

Mary Ellen Biery | Posted 11.23.2014 | Business
Mary Ellen Biery

U.S. banks are seeing some of the lowest loss rates of the past six years on commercial real estate and construction loans, boosting their case for ...

Why Are Alternative Business Loans So Expensive?

Yun-Fang Juan | Posted 10.04.2014 | Small Business
Yun-Fang Juan

I was talking to a friend the other day about Square Capital, which I think is a pretty good deal for Square merchants with 24% APR. My friend, a soft...

Give it Your Best Shot: 6 Ways to Meet SBA loan Criteria

Evan Singer | Posted 08.06.2014 | Small Business
Evan Singer

Here are 6 ways businesses can optimize their chances of receiving an SBA loan.

Small Business Lending Plummets as Loans to Big Business Soar

Stacy Mitchell | Posted 06.24.2014 | Small Business
Stacy Mitchell

Studies show locally owned businesses are a primary source of net new job creation. Yet independent businesses in many sectors are losing market share, while the number of new startups has steadily fallen over the last two decades.  Insufficient capital is a key culprit driving these trends.

Top 3 Reasons Banks Say No To Loan Applications From Great Businesses

Gary Groff | Posted 06.11.2014 | Small Business
Gary Groff

if your application sends up major red flags, the banks you apply to are likely to say no, even if they agree that your business has great potential. Many factors go into assessing credit risk, but the top three leading to turn-downs are ...

4 Types Of Loans Every Business Owner Should Understand

Posted 07.07.2014 | Small Business

The ability to access capital is important for many growing small businesses, whether one is looking to invest in infrastructure, increase inventory, ...

10 Tips for Fighting the Uphill Business Loan Battle

Tom Lowery | Posted 05.06.2014 | Small Business
Tom Lowery

With such a low percent of net interest margin, the best possible outcome on a loan for these money making lenders is to get paid back all of its principal and make a small spread on the interest.

25 Years Since Women Needed a Male Co-Signer

Colleen DeBaise | Posted 12.25.2013 | Small Business
Colleen DeBaise

Tis month marks the 25th anniversary of the Women's Business Ownership Act of 1988, a landmark piece of legislation that -- among other things -- put an end to state laws that required women to have male relatives sign business loans.

Innovation Speeds Up Small Business Lending While Wall Street Ponders Whether to Help

Todd Hills | Posted 01.23.2014 | Small Business
Todd Hills

All options for loans have both positives and negatives, as an entrepreneur or small business owner you need to select the option that best aligns with both your long term and short term goals. Explore all possible options and don't ever let funding be a reason that a great idea doesn't come to life.

Five Sources of Money for Your Startup

Colleen DeBaise | Posted 12.03.2013 | Small Business
Colleen DeBaise

Compared with a few years back -- when credit markets froze, venture capitalists went on hiatus, and people's stock portfolios took a hit -- there are more funding options than ever for growing startups.

And the New SBA Administrator Is...

Chris Hurn | Posted 10.05.2013 | Small Business
Chris Hurn

It's up to the next SBA Administrator to champion America's small businesses, keep the ball rolling, and make good decisions that will improve the SBA and do more to help small business owners succeed, grow, create jobs, and help our economy continue its recovery. Who will be the new face of the SBA?

When VCs Say No

Lili Balfour | Posted 05.06.2013 | Small Business
Lili Balfour

We all know about crowd funding, but there are several sources of capital that are rarely discussed: revenue-based loans and asset-based loans. Both types of loans are similar to venture capital in that they work best with companies that have demonstrated potential for strong future growth.

Cleveland Start-Up Seeing Green

Economic and Community Development Institute | Posted 04.22.2013 | Small Business
Economic and Community Development Institute

2012-11-13-jrlogo300x60.gif Nothing exemplifies the spirit of entrepreneurs like a community cooperative project designed to employ more than 25 employee-owners within the first year. This is just what one Cleveland, Ohio based company has undertaken

Federal Reserve Mission Unaccomplished

Harry L. Langer | Posted 04.17.2013 | Politics
Harry L. Langer

The Federal Reserve Bank's Policies of Quantitative Easing and providing banks with unlimited, unconditioned, and practically interest free funding fr...

Conscience Is In, Greed Is Out and Crowdfunding Is On

Victoria Silchenko | Posted 04.07.2013 | Small Business
Victoria Silchenko

For most entrepreneurs crowdfunding is not just an option anymore. It is a necessity. And as we all know, necessity is the mother of invention. Stay tuned.

Cooking Up Healthy Food and Job Creation in Atlanta

Create Jobs for USA | Posted 03.30.2013 | Impact
Create Jobs for USA

2012-11-13-jrlogo300x60.gifWith no personal debt, some cash in hand, and a great credit score, we thought opening a business would be easy. How wrong we were!

A Streetwise 'MBA'

Interise | Posted 03.25.2013 | Impact
Interise

2012-11-13-jrlogo300x60.gifSince 2004, nearly 1,800 small employers have partnered with us to grow their businesses. In 2011, our entrepreneurs created 1,015 net new jobs with an average starting salary of $41,865.

A Job a Day, A Business a Week

Economic and Community Development Institute | Posted 03.23.2013 | Impact
Economic and Community Development Institute

2012-11-13-jrlogo300x60.gifWhile ECDI does provide small business loans, we believe it takes more than just money to get a successful small business started.

Finding Opportunities Other Lenders Miss

Accion and Opportunity Fund | Posted 03.23.2013 | Impact
Accion and Opportunity Fund

2012-11-13-jrlogo300x60.gifIn communities throughout the U.S., there are 10.8 million stories of small business owners who are on the brink of success and primed to create jobs for themselves and others. Yet, they cannot access the loan that would put them over the edge.

Lending To Small Biz Rises For Second Straight Month

Reuters | Posted 12.01.2012 | Small Business

(Reuters) - Lending to small U.S. businesses rose in August for a second straight month, a report showed on Monday, a sign the economy may have been r...

Community Microloan Program Will Help Launch New Theater

The Huffington Post | Kate Abbey-Lambertz | Posted 11.09.2012 | Detroit

A theater focused on community outreach will be the first initiative to benefit from a new micro-funding program where individuals have the power to d...

Small Business Woes Hurt Jobs: NYSE Chief

Reuters | John McCrank | Posted 08.29.2012 | Small Business

(Reuters) - A majority of U.S. small businesses are having a tough time accessing funding, holding back job growth and stunting economic growth, Dunca...