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Small Business Loans

What You Should Know About Personal Loans

Credit.com | Posted 10.22.2012 | Money
Credit.com

One option you may be considering is a personal loan, which can be used in a variety of different ways -- to help with a small business, finance a home renovation, consolidate debt or even pay for a wedding or vacation.

It's Gotten Harder To Get A Small Business Loan

The Huffington Post | Bonnie Kavoussi | Posted 08.15.2012 | Small Business

Allison O'Neill founded Bundle, an infant and toddler clothing store in New York City, in 2008. She is one of many entrepreneurs who have faced challe...

Romney Hood, Obama Hood - How About The Middle Hood!

Nick Bassill | Posted 10.09.2012 | Politics
Nick Bassill

Here are Six Policy Initiatives proposed by LaunchAmerica.org to the help the Middle Hood. Have some more?

Congress: Stop Listening To The Banks

Bill Cheney | Posted 09.18.2012 | Small Business
Bill Cheney

The fact is, small business -- which most agree is the lodestone for greater employment and faster economic recovery -- needs greater access to credit.

Business Owners and Developers: Give Credit Where It's Due

Wendy N. Powell | Posted 09.17.2012 | Business
Wendy N. Powell

Many companies literally used hammers and nails and created their business locations from the ground up. A village did not show up to help their company. Government did not make that happen.

Franchising Is Safer for Lenders and Entrepreneurs When They Use the Right Tools to Make Better Choices

Jerry Chautin | Posted 09.17.2012 | Small Business
Jerry Chautin

I financed several start-up restaurants when I was in the commercial mortgage banking business. All of the non-franchised restaurants failed within the first two years. So I studied the restaurant failures to better understand what it takes to underwrite them successfully.

Small Business Real Estate Boom Spurred By Government Support

AP | PALLAVI GOGOI | Posted 07.12.2012 | Small Business

-- Las Vegas dentist Chris Cozine wanted to cut costs after the Great Recession. He found an unlikely way: He ditched the office he was renting and b...

Deserted By Big Banks, Main Streets Turns To Small Lenders

The Huffington Post | Nate C. Hindman | Posted 08.21.2012 | Small Business

Small banks continue to beat out their bigger counterparts when it comes to small business lending, according to credit marketplace Biz2Credit's June ...

The Course And Success Of The Economy Belongs In All Of Our Hands

Premal Shah | Posted 09.16.2012 | Small Business
Premal Shah

It is difficult to know how any one of us can make a difference in any of our nation's most troubling problems. But, what if the money stored in our wallets had a new purpose, even just for a short amount of time?

SBA's New Rules Enable Its Small Loan Advantage Program to Reach Small-Business Owners Nationwide

Jerry Chautin | Posted 08.06.2012 | Small Business
Jerry Chautin

Wisely, SBA modified its rules to permit all SBA lenders to participate in the Small Loan Advantage Program effective June 1. The changes are part of SBA's massive modification to its standard operating procedures.

Janean Chun

The Best Banks For Small Business

HuffingtonPost.com | Janean Chun | Posted 05.23.2012 | Small Business

When it comes to getting a loan for your small business, it may not come down to who you know, but where you go. Banking Grades, a new grading tool fr...

Crowdfunding, a Burgeoning Phenomenon to Raise Money for Some Enterprises and Nonprofits

Jerry Chautin | Posted 07.17.2012 | Small Business
Jerry Chautin

Kiki Karpus invests in start-ups and emerging businesses -- well, sort of. Instead of choosing the companies based upon the likelihood of their succes...

Small Business Lending Slips In March

Reuters | Posted 07.01.2012 | Small Business

(By Ann Saphir - Reuters) - Lending to small businesses in the United States sagged in March, supporting the view that economic growth is headed for a...

Fixes Abound for SBA Loan Programs

Chris Hurn | Posted 06.26.2012 | Small Business
Chris Hurn

I recently testified before the Senate Committee on Small Business and Entrepreneurship and shared some solutions to not only reduce the subsidy and solidify the SBA 504 loan program, but also enhance the 504 program.

Small-Business Lending Summit Features Obama Administration's Top Appointees, Elected Politicians and Industry Leaders

Jerry Chautin | Posted 06.19.2012 | Small Business
Jerry Chautin

At the recent Small Business Lending Summit, franchising was cited as a popular path to entrepreneurship. But the difficulty that small-business owners face for financing is a challenge.

Don't Abolish SBA; Mills Says Her Agency Is Faster, Quicker, Better

Jerry Chautin | Posted 06.11.2012 | Business
Jerry Chautin

Some legislative ideologues and conservative groups would rather abolish the SBA than spend taxpayers' money to boost its small business loan-guarantee programs.

Congress Should Pass Bill to Let Credit Unions Lend More So Small Businesses Grow, Create Jobs

Dave Adams | Posted 06.02.2012 | Detroit
Dave Adams

Despite some unfair treatment of banks, the American Bankers Association's opposition to legislation that would allow credit unions to make more small business loans is simply wrong.

It May Be Just Dirt to Some, but to Small Business Owners, It's the Essence of Our Lives

D.J. Wilson | Posted 05.22.2012 | Small Business
D.J. Wilson

Small business made this country great and we can do it again. We can, better than anyone, insure people will stay in their homes by hiring back our talented workforce that has and will continue to be our nation's greatest asset.

Janean Chun

Small Businesses Shunned By Banks Turn To Pawn Shops

HuffingtonPost.com | Janean Chun | Posted 03.16.2012 | Small Business

Most small-business owners dream of seeing orders quintuple overnight. But when Fern Phillips had a purchase order suddenly jump from 4,000 units to 2...

Small Business Borrowing Jumps

Reuters | Posted 03.01.2012 | Small Business

(By Ann Saphir - Reuters) - Borrowing by U.S. small businesses rose in January, another sign that recent stronger economic data may be more durable th...

Top Signs Your Business Should Borrow

Brian Hamilton | Posted 04.29.2012 | Small Business
Brian Hamilton

There are times when it is good to borrow money, but those times are limited. So how do you know when you truly need to borrow for your business? The answer is not always obvious.

Business Owners Can Learn To Love Actuaries -- While Still Hating Credit Scores

Robert A. Berman | Posted 04.25.2012 | Small Business
Robert A. Berman

It's not really fair to blame actuaries for creating the biggest financial crisis in living American memory. I am, of course, talking about how tens of thousands of small business owners with long and successful track records are going out of business because they cannot get a simple business loan from their neighborhood banker.

Small Business Financing May Suffer From Obama's Proposed Budget and Political Wrangling

Jerry Chautin | Posted 04.22.2012 | Small Business
Jerry Chautin

Small-business owners are holding their collective breaths as the Obama Administration's proposed budget wends its way through the politically-charged Congress.

Is It Time To Be an Entrepreneur?

Marc Joseph | Posted 04.10.2012 | Business
Marc Joseph

Are today's entrepreneurs desperate and opening a business because they just can't find a job? Let's hope not, because that is almost a guarantee your business will fall into the two thirds that fail.

Small Business Borrowing Hits 4-Year High In December

Reuters | Posted 04.02.2012 | Small Business

(Reuters - By Ann Saphir) Borrowing by U.S. small businesses rose in December to the highest level in more than four years, pointing to continued stre...