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Small Business Loans

Is It Getting Easier To Get A Loan?

Reuters | Posted 03.03.2012 | Small Business

* Rising borrowing points to underlying economic strength * Loan delinquencies ebbing By Lucia Mutikani WASH...

Catherine New

Saving, Not Spending, For the Holiday

HuffingtonPost.com | Catherine New | Posted 12.21.2011 | Business

FLUSHING, N.Y. -- On the Wednesday morning before Christmas, there were no fir trees for sale in New York City's Flushing, Queens. The sidewalks were ...

Students Create Microloan Institutions, Tackle Community Issues

Anna Bahr | Posted 12.16.2011 | Impact

The Campus Microfinance Alliance, a coalition of student-run microfinance groups, recently launched a new campaign to spur job growth for budding entr...

Small Business Borrowing Is Up: Paynet

Reuters | Posted 12.12.2011 | Small Business

(By Lynn Adler - Reuters) - Small businesses re-engineered themselves during the recession and are now more confident and profitable, with lower-risk ...

Janean Chun

Too Big To Lend? Why Small Businesses Are Getting Denied By Big Banks

HuffingtonPost.com | Janean Chun | Posted 12.16.2011 | Small Business

Politicians and banking executives are quick to hail small businesses as key to economic expansion and job creation. That message was front and center...

$5 Billion For Michigan Small Businesses, Consumers

The Huffington Post | Posted 11.18.2011 | Detroit

Fifth Third Bank has pledged to make $5 billion in loans available in Michigan in 2012. That includes $2.5 billion for the Pure Michigan Business C...

SBA is Making Lines of Credit More Available --- Maybe

Jerry Chautin | Posted 01.11.2012 | Small Business
Jerry Chautin

To provide the much-needed liquidity, the U. S. Small Business Administration is revising its CAPLine program to make lines of credit more acceptable to lenders and more available to small-business owners. However, banks would rather make conventional LOCs rather than hassle with some of the SBA's requirements.

To Increase Small Business Loans, Revive What Has Already Worked

Steve Grossman | Posted 01.04.2012 | Small Business
Steve Grossman

The Small Business Administration's loan incentive program worked brilliantly, and it will work again. Washington should act -- and act now -- to provide another $2 billion to help small businesses, their workers and the taxpayers.

Small Business Lending Rises: Paynet

Reuters | Posted 01.02.2012 | Small Business

(By Ann Saphir) - The growth of borrowing among small U.S. businesses moderated in September but the overall level still registered a 14th monthly dou...

Creating Jobs, One Latte at a Time

Judith Samuelson | Posted 12.24.2011 | Business
Judith Samuelson

Starbucks is sticking to its knitting, using point of purchase and marketing genius to do some good in the world. If the plan works, we might see more jobs created and more lattes sold.

Small Business Lending 'Finally Turning The Corner': PayNet

Reuters | Posted 12.17.2011 | Small Business

(By Deborah L. Cohen) - Startup activity is expected to pick up this year and into 2012 as sectors such as amusement and recreation services continue ...

Small Business Borrowing Jumps: Paynet

Reuters | Posted 12.03.2011 | Small Business

(By Ann Saphir) - Borrowing by small U.S. businesses jumped in August, a bright spot in an economy whose weaknesses are so pronounced that the Federal...

Alicia Ciccone

Citi Pledges $24 Billion In Small Business Lending

HuffingtonPost.com | Alicia Ciccone | Posted 11.27.2011 | Small Business

Citi has announced that it will commit $24 billion to small-business lending over the next three years. The bank plans to lend $7 billion in 2011, $8 ...

Small Business Administration: the Most Important Agency in Washington Today

Lloyd Chapman | Posted 10.24.2011 | Business
Lloyd Chapman

It is time for anti-small business elements in Washington to be run out of town, and time for President Obama and Congress to develop a real jobs program based on the Small Business Act and the SBA.

Hope in Sight for Credit-Starved Small Businesses?

John Arensmeyer | Posted 10.19.2011 | Small Business
John Arensmeyer

Although Heidi's business was booming, credit for small businesses had dried up and she couldn't get a loan -- that is, until she gave a bank everything she owned and signed her and her husband's life insurance over as collateral.

Lender "Screws Up," Others Can Learn From Its Mistakes

Jerry Chautin | Posted 10.17.2011 | Business
Jerry Chautin

Every bank has its own sweet spot for small-business loans and will look at your application somewhat differently. Find the right one and form a business relationship before applying.

Small Business Borrowing Hits 3-Year High

Reuters | Ann Saphir | Posted 10.01.2011 | Small Business

By Ann Saphir CHICAGO (Reuters) - Borrowing by small U.S. businesses jumped in June to the highest level in more than three years, a si...

Geithner Defends Small Business Loan Fund

Reuters | Posted 08.23.2011 | Business

WASHINGTON (David Lawder) - Treasury Secretary Timothy Geithner defended the Obama administration's initiative to aid small business lending on We...

Small Business Borrowing Rises: PayNet

Reuters | Posted 08.01.2011 | Business

(Ann Saphir) - Borrowing by small businesses surged in April, data released by PayNet Inc on Wednesday showed, providing some evidence the economy...

Entrepreneurs Are Stopped Cold for Lack of "Skin in the Game"

Jerry Chautin | Posted 06.18.2011 | Business
Jerry Chautin

Passion and a great idea are not enough to start a business. In my last two columns, I wrote that you must demonstrate enough predictable cash flow an...

Bankers Grab Your Collateral When You Default

Jerry Chautin | Posted 06.07.2011 | Business
Jerry Chautin

Both SBA and conventional lenders want to lien your home. In addition to securing your equity, lenders believe that you will work harder to make the business successful when your home is at risk.

Small Business Loan Numbers Are 'Disheartening': PayNet

Reuters | James B. Kelleher | Posted 06.04.2011 | Business

(Reuters) - Borrowing by small U.S. businesses grew in February from the year before for the 12th straight month, according to data released on Mond...

How To Get A Small Business Bank Loan: The Five Cs

Jerry Chautin | Posted 05.25.2011 | Business
Jerry Chautin

Capacity, capital, collateral, credit, and character are the "Five Cs" that loan offers learn in Lending 101. But to most small-business loan applicants in need of money, it is an esoteric and arduous exercise.

GOOD SIGN: Some Business Are Borrowing Again

AP | PALLAVI GOGOI | Posted 05.25.2011 | Business

Martin Foil's company sells yarn that winds up in clothes from the Gap, Ralph Lauren and American Apparel, and business is growing. He's buying new ma...

William Alden

Banks Ease Credit To Big Companies, But Leave Out Small Business

HuffingtonPost.com | William Alden | Posted 05.25.2011 | Business

In a sign that life may be getting easier for big U.S. corporations, large banks are beginning to make loans more available. Citing increased competi...