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How to Manage Your Money So You're Not Mooching Off Your Parents in Your 40s

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All parents dream of a better life for their children and, ideally, a life so good that it doesn't involve bad choices and huge debt for their twentysomethings. So what's the secret? In my latest book, How to Be Richer, Smarter, and Better-Looking Than Your Parents (Portfolio/Penguin, April 2012), I tackle everything from managing student loans and buying a first car or home, to negotiating your way out of paying the bill when you smash a phone in a hotel room. Here are nine tips to get you started on your way to becoming richer than your parents:

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