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Building a Fraud-Free Family

Nathaniel Sillin | Posted 10.07.2015 | Business
Nathaniel Sillin

The Internet has increased the risk of financial fraud for young and old consumers, but thieves still work by phone and mail. Monitor credit data and make sure loved ones know how to keep their financial data safe.

The #1 Number to Know For Small Businesses Seeking Financing

Jim Salters | Posted 09.24.2015 | Business
Jim Salters

Many small business owners begin their search for capital by seeking out financing options. However, they might be skipping an important step: knowing their business' credit score.

What to do if Someone Files a False Tax Return in Your Name

Nathaniel Sillin | Posted 07.09.2015 | Business
Nathaniel Sillin

Few things cause more concern than a letter in the mail from the Internal Revenue Service (IRS). Though the agency sends out letters or notices for many reasons, identity theft is one of the fastest-growing issues for the IRS.

Man Named God Settles Lawsuit With Credit Agency

AP | Posted 05.29.2015 | Weird News

NEW YORK (AP) -- A New York City man whose first name is God has settled a lawsuit with a credit reporting agency that had refused to recognize his na...

A First-Year Money-Management Guide for the New College Grad

Jason Alderman | Posted 05.29.2015 | Money
Jason Alderman

As the nation's full retirement age edges closer to 70, it means a 22-year-old college graduate has nearly 50 years to save and invest. That's why solid money habits built early can make an enormous difference, even for young people who can't afford to put away more than a few dollars a week at the start.

3 Things People With Bad Credit Need To Know | Posted 06.29.2015 | Money

It's not the end of the world if you have bad credit. Actually, millions of Americans have credit that's rated below average. While it's not something you might be proud of, it's important to know that there are some ways to make it better.

Debt and the Deceased: How Should Spouses and Heirs Proceed?

Jason Alderman | Posted 06.01.2015 | Money
Jason Alderman

Anyone can die leaving debt behind. Spouses and families should help prepare or revise estate plans to address current credit issues and create an action plan for the possibility of remaining debt after the borrower dies.

Big Changes Coming To Your Credit Reports: What You Need To Know | Posted 05.18.2015 | Money

Your credit reports are going through a major overhaul, and it's one that will help consumers. These credit bureau changes will take time to implement, but it's a nice change to go with the revamped FICO scores we saw last year.

Hunter Stuart

Lots Of Credit Reports Have Mistakes. But Good Luck Getting Yours Fixed. | Hunter Stuart | Posted 02.03.2015 | Business

Erica Alvarez’s life was turned upside down in 2011, when a handful of overdue hospital bills showed up on her credit report. Interest rates for her...

How Does Student Loan Debt Affect My Credit?

Jeanne Kelly | Posted 08.31.2014 | Business
Jeanne Kelly

This week I was sent an article from Equifax, a credit reporting agency, saying that according to the Federal Reserve, the total outstanding balance o...

Protecting You From Credit Report Errors, Unreliable Scores

Pamela Banks | Posted 06.14.2014 | Business
Pamela Banks

Aleta from Mena, Arkansas, has had a hard time getting a decent rate on a car loan all because of a mistake on her credit report. The problem started...

These Four Organizations Are Also Spying On You, And You Had No Idea

The Huffington Post | Cezary Jan Strusiewicz | Posted 11.21.2013 | Politics

When Edward Snowden revealed that the National Security Agency has been accessing phone and email records of American citizens, the news shook the wor...

How to Fix Errors on a Credit Report

Clark Howard | Posted 08.12.2015 | Business
Clark Howard

Did you hear about the woman who sued Equifax for $18 million because they wouldn't fix errors on her credit report even after she diligently stayed on top of them for two years?

Woman Wins HUGE Lawsuit After Company Messes Up Her Credit Report

AP | Posted 09.26.2013 | Business

PORTLAND, Ore. (AP) — A federal jury in Oregon awarded $18.6 million to a woman who spent two years unsuccessfully trying to get Equifax Information...

'The Biggest Privacy Breach In Our Time'

The Huffington Post | Caroline Fairchild | Posted 01.30.2013 | Business

Financial information is considered by most to be very private, but that isn’t stopping one credit reporting agency from sharing it without your kno...

Why Your Credit Score May Be Wrong

The Huffington Post | Caroline Fairchild | Posted 12.14.2012 | Money

If you have evidence proving there's a mistake on your credit report, good luck getting someone to see it. The Consumer Financial Protection Bureau...

To Correct My Credit Report, I Had to Prove I Was Not Someone Else

Christopher Lamb | Posted 01.28.2013 | Money
Christopher Lamb

I then contacted TransUnion's corporate office and got in touch with someone who understood what was clearly obvious. The matter was resolved a week later. Kind of. My credit score increased to nearly 800. But the false judgment remained on my credit report.

Alexander Eichler

He Claims His Father Stole His Identity | Alexander Eichler | Posted 02.13.2014 | Money

When Frank Deyoub and his wife were thinking about names for their newborn son, one moniker was completely off the table: Frank Deyoub. "If I named...

Government Will Monitor Credit Reporting Firms

AP | Posted 07.17.2012 | Money

NEW YORK (AP) — The companies that determine Americans' credit scores are about to come under scrutiny by the country's new consumer watchdog. Th...

Catherine New

A Scarlett Letter On Economic Life | Catherine New | Posted 12.08.2011 | Business

Thanks to a new kind of credit score, more borrowed money may end up in the hands of the increasing number of Americans who are sliding down the econo...

Arthur Delaney

Civil Rights, Labor Advocates Demand End To Employment Credit Checks | Arthur Delaney | Posted 12.11.2011 | Business

WASHINGTON -- A coalition of 25 civil rights and labor advocacy groups petitioned one of the nation's largest credit-monitoring firms on Tuesday to qu...

The Death Squad of the Consumer: the Credit Scoring Agencies

Georges Ugeux | Posted 05.25.2011 | Home
Georges Ugeux

It is rather strange that, in the fury of the abuses by credit card issuers, little attention has been paid to those who, on behalf of the banks, ha...

Getting Mortgage Assistance Can Lower Your Credit Score

Posted 05.25.2011 | Business

WASHINGTON (By ALAN ZIBEL, AP) -- Some homeowners who sign up for the government's mortgage assistance program are getting a nasty surprise: Lower cre...

Arthur Delaney

Experian Sued For Its Deceptive Ads | Arthur Delaney | Posted 05.25.2011 | Business

A Wisconsin woman is suing the credit-reporting agency Experian because its ubiquitous advertisements for made her think she coul...

FTC Takes On Credit Monitoring Services Like

New York Times | RON LIEBER | Posted 02.13.2014 | Business

The Federal Trade Commission is not amused. It has long believed that the company that owns is deliberately diverting people from...