03/28/2008 02:45 am ET Updated May 25, 2011

Spears Allocates None Of Monthly Income To Savings, Investments

She's been without panties. Without hair. Without seat belts for her kids.

But would you believe ... without savings?

Recent court papers show that blonde quasi-bombshell Britney Spears allocates none of her $737,000 monthly income to savings and investment.

OK, she's rich enough that it doesn't matter. But it's not (just) pantyless peek-a-boos or feeding frenzies at McDonald's (NYSE: MCD) that cry out to us for help. It's millions of children who lack role models in finance. If I may be blunt, we've got a nation of financial numbskulls in the making.

Fortunately, we can stop it.

Britney isn't the only one. Scores of less-flush celebs (witness the reportedly broke Lindsay Lohan, or net-worth-around-their-neck hip-hop artists) set a financial mis-example for kids. Our kids. Your kids. And our poorest, least-educated children suffer the most. High-interest credit cards, poor credit, abusive loan rates: They're headed toward our kids like Lindsay in an SUV, and nothing short of our national competitiveness is at stake.