Fresh Start Resolution: Make A Phone Call To Lower Your Bills

A Quick Way To Make Your New Year Cheaper

It's a new year and a new you! We're kicking off a short series detailing 12 helpful tips to start off the year right, whether it be to advance your career or increase your financial cushion. We've already given you advice on kicking your daily deal habit and quitting caffeine, so here's another way to start afresh in 2012.

If you've been putting off calling your provider to negotiate lower rates, stop procrastinating and pick up your phone! Remember, the worst thing that will happen is just hearing the answer "no." Consider calling these companies to negotiate with:

- Cell phone provider
- Credit card companies
- Cable and internet providers

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