11/16/2012 10:19 am ET

10 Things We Need To Stop Spending Money On

1. Credit card fees. How lazy are we that we’d actually rather pay between two and five dollars to use a more convenient ATM than walk the block and a half to use one that is completely free? That has to defy some law of lazy physics, proving that we will actively work against our own self-interest if it means we don’t have to cross the street.

2. Cabs. While there are definitely going to be times when we’re stranded and really in need of a safe, if expensive, ride home — that time is rare. Unicorn rare. Most of the time it’s just a question of laziness, convenience, or drunkenness (if not a lethal combination of all three). There is no feeling worse than getting out of a taxi and realizing you just wasted a more-than-decent sum of money on basically nothing.

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