Older Americans may seem to have out-saved their need for a good credit score. They may be living comfortably in a paid-for house on a fixed income. They definitely don’t plan to finance any big purchases with credit. And perhaps they’ve heard stories about older people who were using credit to finance everyday purchases and they just don’t foresee any reason to have a credit score. So can they finally stop caring about those three digits that have such a powerful impact on people’s access to borrowed money? Would it really be so bad to become a “credit ghost?”
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