Retirement should be like dessert — a well-deserved treat following a lifetime of hard work. But an increased average life expectancy and shaky economy may have you feeling financially and even emotionally unprepared.
Retirement can also be scary because there are few role models for the type that most Baby Boomers want, says New York City psychologist Vivian Diller. "We've grown up thinking of retirement as closing down," she says. "It's relatively new to think about retirement as opportunities for more rather than less. Baby Boomers are pioneering into a different kind of retirement psychology."