02/19/2015 09:40 am ET Updated Feb 19, 2015

The Top Retirement Fear Of American Seniors

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Fran Fleming has been frugal. She and her husband Ed saved to put their three daughters through college, and put money away for themselves.

But even with a pension and Social Security, the 55-year old-Chicago accountant is nervous about retirement.

"I don't believe I'm comfortable with the amount we've saved today," Fleming says.

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