Like most of us, I'm trying to find ways to cut back with a bit of cheer in this volatile financial situation. So here are some money-saving suggestions while my 401k fluctuates from bad to worse to omigod.
You can make this a game by adding your own items:
For example: Before this September: manicures and pedicures; in the current financial situation: polish your own nails; if it gets worse: bite your nails
Hair salon stylist, discount cuts, bowl and scissors
Highlights, color only, go natural and call gray hairs "highlights"
Maid service, clean it yourself, embrace dirt
Flat screen TV, a small TV, a big painting
Dine at a gourmet restaurant, eat at McDonalds, eat at mom's
Two glasses of fine wine, one glass of good wine, slugs from a box o' wine
Carpenter, do-it-yourself, do without it
McMansion, apartment, your sister- in-law's extra room
Credit cards, debit cards, pennies in the jar
Florist arrangements, grocery-store bouquets, weeds along the road
Vacation, "staycation," "moochcation"
Personal trainer, fitness center, jump rope
High test, regular, siphoned
Purebred pets, rescued pets, critters that live in the rafters
Beluga, salmon roe, "I never liked it anyway"
Champagne, beer, seltzer
iPhone, cell phone, write a note
New car, used car, your friend's car
Designer clothes, TJ Maxx, sew it yourself
Gemstones, rhinestones, stones
Ipod, CD player, hum
Plastic surgery, Botox, bangs and tape
Taxi, bus, feet
Central heat, space heat, sweaters and hot water bottles
Starbucks, Dunkin D, instant
One hour spa massage, 10-minute massage chair, rub against a doorframe
Dry clean it, machine-wash it, wear it till people notice
Waxing at a salon, shaving, tie it up
Other extreme cut-back comparisons welcome. And hang in there!