Student Debt

America clings to the conceit that four years of college are necessary for everyone, and looks down its nose at people who don't have college degrees. This has to stop. It's time to give up the idea that every young person has to go to college, and start offering high-school seniors an alternative route into the middle class.

It's been ten years since I filed for bankruptcy, and although I'd like to be able to say I learned a lesson about money, that would be a bit of a lie.